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Typical car insurance quotes

Car insurance quotes for a 68-year-old driver

What popular cars cost to insure today for a driver aged 68, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old car, private use, comprehensive cover, repairs at an authorised workshop, office job, no options.

By , Writer · Prices as of 12 Nov 2026, GST included.

Compare every insurer we price for a Toyota Corolla Altis on one page: https://shentonbrokers.com/prices/car/toyota-corolla-altis

On 12 Nov 2026, car insurance for a 68-year-old with a 50% NCD costs from S$616.68 a year (Nissan Sylphy at Allianz) to a lowest price of S$1,159.93 (BMW 3 Series), GST included.

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/age-68-50-ncd

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

In short

  • Cheapest car here: the Nissan Sylphy, from S$616.68 a year at Allianz.
  • The middle car's lowest price is S$827.82; the dearest, the BMW 3 Series, is from S$1,159.93.
  • That is 8% more than what a 40-year-old with a 50% NCD and no claims pays (S$763.00).

Car by car

Each car's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
CarLowestTypicalInsurers
Toyota Corolla Altischeapest ECICSS$856.14S$945.8612
Honda Vezelcheapest AllianzS$681.07S$1,018.7712
Honda Civiccheapest ECICSS$763.00S$1,044.1112
Mazda 3cheapest AllianzS$813.41S$1,088.7810
Hyundai Avantecheapest ECICSS$856.14S$1,114.0212
Kia Ceratocheapest ECICSS$763.00S$1,062.6112
Toyota Yaris Crosscheapest SompoS$881.04S$1,023.6011
Honda Jazz / Fitcheapest AllianzS$656.61S$934.7812
Toyota Sientacheapest ECICSS$818.95S$960.4912
Honda Freedcheapest AllianzS$709.45S$967.4511
Nissan Serenacheapest ECICSS$899.06S$1,171.5810
Toyota Corolla Crosscheapest AllianzS$850.12S$1,227.9710
Toyota Camrycheapest AllianzS$875.63S$1,247.0112
Mazda CX-5cheapest AllianzS$905.09S$1,290.1212
Nissan X-Trailcheapest AllianzS$650.02S$1,370.6313
Toyota Alphardcheapest SompoS$976.68S$1,201.7712
BYD Atto 3cheapest AllianzS$889.06S$1,435.197
BYD Sealcheapest ECICSS$1,153.54S$1,784.087
Tesla Model 3cheapest AllianzS$765.03S$1,459.677
Tesla Model Ycheapest AllianzS$873.22S$1,456.617
Hyundai Konacheapest ECICSS$811.09S$1,091.0611
BMW 3 Seriescheapest SompoS$1,159.93S$1,370.6313
Mercedes-Benz C-Classcheapest ECICSS$786.83S$1,006.3512
Mercedes-Benz E-Classcheapest SompoS$969.28S$1,279.6310
Toyota Priuscheapest AllianzS$799.32S$1,160.7012
Toyota Yarischeapest ERGOS$727.72S$846.307
Honda HR-Vcheapest AllianzS$709.45S$1,066.6812
Honda CR-Vcheapest AllianzS$709.45S$1,092.5411
Toyota C-HRcheapest MS First CapitalS$805.29S$947.6512
Mazda CX-30cheapest AllianzS$905.09S$1,301.1510
Kia Nirocheapest AllianzS$618.05S$1,175.3712
Hyundai Ioniq 5cheapest AllianzS$1,049.89S$1,606.275
Mercedes-Benz A-Classcheapest ECICSS$802.88S$998.6611
BMW X1cheapest ECICSS$763.00S$1,182.5813
Audi A4cheapest ECICSS$986.08S$1,392.4012
Volkswagen Golfcheapest ECICSS$818.95S$1,187.6912
Mitsubishi Attragecheapest AllianzS$829.32S$1,016.4912
Nissan Sylphycheapest AllianzS$616.68S$1,082.2413
Kia Sportagecheapest AllianzS$798.95S$1,120.449
Toyota Harriercheapest ECICSS$870.07S$1,267.4612
Toyota Noahcheapest AllianzS$813.16S$1,168.2811
Honda Odysseycheapest ECICSS$826.32S$1,188.1812
Mercedes-Benz GLCcheapest EtiqaS$1,044.39S$1,370.6311
BMW 5 Seriescheapest ECICSS$947.41S$1,412.5312
Mitsubishi Outlandercheapest ECICSS$937.16S$1,436.5312
Subaru Forestercheapest AllianzS$840.48S$1,212.6813
MG 4cheapest AllianzS$875.40S$1,435.195
BYD Dolphincheapest ECICSS$814.60S$1,435.197
Volvo XC40cheapest AllianzS$991.65S$1,452.6712
Hyundai Tucsoncheapest ECICSS$856.14S$1,204.0912

A full quote: Toyota Corolla Altis 1.6

Every insurer's lowest price for this driver on a 3-year-old Toyota Corolla Altis 1.6, the most common car on our model pages.

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim) and three covers in short. The plan's own wording decides.
InsurerPremiumExcessWorkshopWindscreenPersonal accident
ECICSComprehensiveBuy NowS$856.14S$5,000.00Authorised workshopsYes, S$100 excessS$50,000
ERGOSMART ComprehensiveBuy NowS$870.52S$500.00Authorised workshopsYes, S$100 excessS$50,000
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)Buy NowS$879.15S$2,500.00Authorised workshopsYes, S$100 excessS$50,000
AIGAIG Car Insurance Collision OnlyBuy NowS$891.00S$600.00Authorised workshopsOptional add-onNot included
SompoComprehensive Cover – Authorised Workshop PlanBuy NowS$907.45S$600.00Authorised workshopsYesS$50,000
MS First CapitalComprehensiveBuy NowS$933.54S$500.00Any workshopYes, S$100 excessS$20,000
AllianzAllianz Motor Protect ComprehensiveBuy NowS$958.17S$2,000.00Authorised workshopsYes, S$100 excessNot included
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)Buy NowS$971.65S$600.00Authorised workshopsYes, S$100 excessS$120,000
SinglifeMotor LiteBuy NowS$1,198.87S$300.00Authorised workshopsYes, S$100 excessNot included
LibertyComprehensive Preferred PlanBuy NowS$1,256.24S$600.00Authorised workshopsYes, S$100 excessS$50,000
UOIUniCar Comprehensive ValueBuy NowS$1,452.54S$500.00Authorised workshopsYesS$20,000
QBEPrivate Motor Prestige ComprehensiveBuy NowS$1,661.81S$3,000.00Authorised workshopsYes, no excessS$20,000

No online price for this driver: DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); Great American (This insurer's online price is for main drivers aged up to 65); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online).

See this quote on the results page, or every plan for the Toyota Corolla Altis 1.6 at our standard driver.

Budget Direct, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. This table as CSV · Every car model as CSV · Compare car insurance with your own details.

What would change the price

Today's lowest price for this driver on a Toyota Corolla Altis 1.6 after one change.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$933.54+S$77.40
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$655.99−S$200.15
Add an NCD protectorKeeps the 50% NCD after one claim.S$856.14the same

Why it costs this

For this driver on a Toyota Corolla Altis 1.6:

  • From about 65 many insurers price older drivers higher, and from about 70 some do not quote online. On this car the lowest price is 20% more than what a 40-year-old with the same 50% NCD pays (S$713.21).
  • The car matters too: insurers group models by value, repair costs and claims; the Toyota Corolla Altis has a 1,598cc engine.
  • 3 insurers do not quote this driver online on this car: DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); Great American (This insurer's online price is for main drivers aged up to 65); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online).

Price history

For this driver on a Toyota Corolla Altis 1.6: We record this price every day from 12 Nov 2026; the history fills in here as the days pass.

How these prices are worked out

Each price is what the insurer charges today for this driver on each car, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells car insurance online. This table is in a CSV file, updated daily.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

Questions people ask

How much is car insurance for a 68-year-old with a 50% NCD in Singapore?

On today's prices, from S$616.68 a year (Nissan Sylphy at Allianz) to S$1,159.93 (BMW 3 Series) at the cheapest insurer for each car; the middle car is S$827.82. That is for a driver aged 68, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old car, private use, comprehensive cover, repairs at an authorised workshop, office job, no options.

Does a 68-year-old with a 50% NCD pay more than a typical driver?

On the middle car today this driver pays 8% more than what a 40-year-old with a 50% NCD and no claims pays: S$827.82 against S$763.00.

Which insurer is cheapest for a 68-year-old with a 50% NCD?

Allianz has the lowest price on 24 of the 50 cars here today. The cheapest insurer changes with the car and your details, so compare with your own.

Which insurers do not quote a 68-year-old with a 50% NCD online?

For this driver on a Toyota Corolla Altis 1.6: DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); Great American (This insurer's online price is for main drivers aged up to 65); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online).

Why might my own quote be different?

Your price depends on your car model and its age, your age and driving experience, your no-claim discount and claims, the workshop you choose and the options you add. These pages fix all of those; the quote form asks for yours.