Kia car insurance
Kia Niro insurance quotes by driver
What the Kia Niro costs to insure today for 31 typical drivers, on a 3-year-old Kia NIRO HYBRID 1.6 GDI DCT, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$702.75 a year.
- A 25-year-old new driver pays from S$2,730.02, 3.9 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,386.25, 97% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,671.40 | S$6,183.13 | 5 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,165.95 | S$5,508.01 | 6 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,730.02 | S$4,230.28 | 8 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,296.56 | S$3,663.64 | 8 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Sompo | S$1,828.01 | S$2,854.82 | 13 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Sompo | S$1,980.41 | S$3,192.73 | 8 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest Sompo | S$1,585.30 | S$2,059.24 | 13 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest Allianz | S$977.44 | S$1,262.22 | 13 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest Allianz | S$828.34 | S$1,182.67 | 13 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest Allianz | S$1,086.04 | S$1,419.10 | 13 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest Allianz | S$775.74 | S$1,048.97 | 13 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest Allianz | S$702.75 | S$954.93 | 13 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest Allianz | S$634.96 | S$945.76 | 13 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Etiqa | S$1,386.25 | S$1,815.74 | 8 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest Singlife | S$2,638.17 | S$2,935.59 | 4 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest Allianz | S$702.75 | S$1,054.78 | 13 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest Allianz | S$749.24 | S$965.48 | 13 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Sompo | S$1,572.12 | S$2,438.71 | 8 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest Allianz | S$698.56 | S$938.25 | 13 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest Allianz | S$698.56 | S$938.25 | 13 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest Allianz | S$732.47 | S$1,013.36 | 13 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$778.77 | S$1,053.79 | 13 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$807.11 | S$1,053.79 | 13 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$735.98 | S$1,053.79 | 13 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$783.82 | S$1,087.26 | 12 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Singlife | S$1,509.19 | S$2,098.08 | 8 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$747.40 | S$1,154.15 | 11 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$773.74 | S$1,114.69 | 7 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$807.10 | S$1,127.32 | 7 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$1,036.93 | S$1,411.99 | 4 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$1,036.93 | S$1,523.45 | 2 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Kia Niro · This table as CSV · Compare with your own details.
Questions people ask
How much is Kia Niro insurance in Singapore?
From S$702.75 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Kia NIRO HYBRID 1.6 GDI DCT, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is Kia Niro insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$2,730.02 a year today at Sompo, 3.9 times the price for a settled driver with a 50% NCD. 8 insurers quote this driver online, against 13 for the settled driver.
How much more is Kia Niro insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,386.25, 97% more than the S$702.75 with no claims.
Does a new driver aged 40 pay less than a young new driver for a Kia Niro?
Yes, today: S$1,572.12 a year at 40 against S$2,730.02 at 25, both in their first year with no NCD.
Which insurer is cheapest for a Kia Niro?
Allianz is cheapest for 18 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.