Car insurance by age
Car insurance for young drivers in Singapore
What drivers aged 21 to 30 pay today, with no no-claim discount yet, and which insurers will not quote them online.
Prices as of 28 Oct 2026, GST included.
The lowest price at each age
| Age | From | Insurers |
|---|---|---|
| 212 years' driving, 0% NCD; cheapest Sompo | S$3,791.02 | 6 |
| 223 years' driving, 0% NCD; cheapest India International | S$3,113.91 | 7 |
| 234 years' driving, 0% NCD; cheapest AIG | S$2,574.96 | 8 |
| 245 years' driving, 0% NCD; cheapest AIG | S$2,477.61 | 10 |
| 256 years' driving, 0% NCD; cheapest Etiqa | S$2,292.42 | 11 |
| 267 years' driving, 0% NCD; cheapest Etiqa | S$2,125.70 | 13 |
| 278 years' driving, 0% NCD; cheapest Etiqa | S$1,968.34 | 14 |
| 289 years' driving, 0% NCD; cheapest Etiqa | S$1,825.21 | 14 |
| 299 years' driving, 0% NCD; cheapest India International | S$1,708.86 | 14 |
| 309 years' driving, 0% NCD; cheapest Etiqa | S$1,675.12 | 14 |
Open an age for every insurer's price with those answers. Budget Direct, DirectAsia, FWD, Income price on our results page with your own answers, so they are not counted here.
Insurers with a minimum age online
- Allianz: no online price at 21 to 24. This insurer's online price is for main drivers aged 25 or over.
- ECICS: no online price at 21 to 25. ECICS quotes main drivers aged 26 to 70 online.
- ERGO: no online price at 21 to 23. This insurer's online price is for main drivers aged 24 or over.
- Etiqa: no online price at 21 to 23. This insurer's online price is for main drivers aged 24 or over when cover starts.
- Great Eastern: no online price at 21 to 25. This insurer's online price is for main drivers aged 26 or over.
- HL Assurance: no online price at 21 to 26. HL Assurance insures main drivers aged 27 to 64 online.
- Liberty: no online price at 21. This insurer's online price is for main drivers aged 22 or over.
- QBE: no online price at 21 and 22. This insurer's online price is for main drivers aged 23 or over.
Compare car insurance with your own details; insurers also weigh the car, its age, your driving record and where you park.
Questions people ask
How much is car insurance for a young driver?
For a Toyota Corolla Altis 1.6 and no NCD, from S$3,791.02 a year at 21 today, falling to S$1,675.12 at 30, as the driver gets older and more experienced. A no-claim discount lowers it further once earned.
Which insurers insure drivers under 25?
At 21, 6 of the insurers we compare price online. Allianz starts at 25; ECICS starts at 26; ERGO starts at 24; Etiqa starts at 24; Great Eastern starts at 26; HL Assurance starts at 27; Liberty starts at 22; QBE starts at 23.
How can a young driver pay less?
Be a named driver on a parent's policy before buying your own, build your no-claim discount, pick a smaller car, and compare: the gap between the cheapest and dearest insurer is several times wider in dollars for a young driver.