Car insurance
Best car insurance in Singapore (October 2026)
As of 28 Oct 2026 (Singapore time)
We priced every plan from 18 insurers on 3 common examples and scored each one on price, cover and excess. Commission never affects the order.
Top picks this month
| Insurer | Plan | Value score | From |
|---|---|---|---|
| 1. India InternationalComprehensive (any workshop or authorised workshops) | Comprehensive (any workshop or authorised workshops) | 78 | S$604.07 (as at 20 Oct 2026) |
| 2. HL AssuranceCar Protect360 Comprehensive | Car Protect360 Comprehensive | 75 | S$698.03 (as at 20 Oct 2026) |
| 3. Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | Drive and Save Plus Comprehensive (Authorised Workshop) | 74 | S$830.70 (as at 20 Oct 2026) |
| 4. ECICSComprehensive | Comprehensive | 73 | S$843.91 (as at 22 Oct 2026) |
| 5. SompoComprehensive Cover – Authorised Workshop Plan | Comprehensive Cover – Authorised Workshop Plan | 70 | S$790.40 (as at 20 Oct 2026) |
The value score (0 to 100) weighs each plan against the others priced for the same example: price counts for 50%, the main cover for 35% and the excess for 15%. Commission never affects it.
Toyota Corolla Altis 1.6, 50% NCD
18 insurers price this. The cheapest plan is India International Comprehensive (any workshop or authorised workshops) at S$604.07 (as at 20 Oct 2026).
| Insurer | Plan | Score | Premium | Excess |
|---|---|---|---|---|
| HL AssuranceCar Protect360 Comprehensive | Car Protect360 Comprehensive | 82 | S$698.03as at 20 Oct 2026 | S$1,200.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | Drive and Save Plus Comprehensive (Authorised Workshop) | 79 | S$830.70as at 20 Oct 2026 | S$600.00 |
| India InternationalComprehensive (any workshop or authorised workshops) | Comprehensive (any workshop or authorised workshops) | 78 | S$604.07as at 20 Oct 2026 | S$600.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | Comprehensive Cover – Authorised Workshop Plan | 72 | S$790.40as at 20 Oct 2026 | S$600.00 |
| ECICSComprehensive | Comprehensive | 72 | S$843.91as at 22 Oct 2026code SPECIAL15 | S$750.00 |
Honda Vezel 1.5, 20% NCD
17 insurers price this. The cheapest plan is Budget Direct Car Insurance – Comprehensive at S$778.87 (as at 22 Oct 2026).
| Insurer | Plan | Score | Premium | Excess |
|---|---|---|---|---|
| ECICSComprehensive | Comprehensive | 66 | S$1,275.86as at 22 Oct 2026code SPECIAL15 | S$750.00 |
| Budget DirectCar Insurance – Comprehensive | Car Insurance – Comprehensive | 64 | S$778.87as at 22 Oct 2026 | S$600.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | Comprehensive Cover – Authorised Workshop Plan | 62 | S$1,324.70as at 20 Oct 2026 | S$600.00 |
| FWDDrivo Classic | Drivo Classic | 62 | S$1,330.61as at 20 Oct 2026 | S$600.00 |
| IncomeDrivo Classic | Drivo Classic | 62 | S$1,330.61as at 20 Oct 2026 | S$600.00 |
BMW 320i, 50% NCD
18 insurers price this. The cheapest plan is India International Comprehensive (any workshop or authorised workshops) at S$811.71 (as at 20 Oct 2026).
| Insurer | Plan | Score | Premium | Excess |
|---|---|---|---|---|
| HL AssuranceCar Protect360 Comprehensive | Car Protect360 Comprehensive | 83 | S$892.67as at 20 Oct 2026 | S$1,200.00 |
| ECICSComprehensive | Comprehensive | 81 | S$857.64as at 22 Oct 2026code SPECIAL15 | S$750.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | Drive and Save Plus Comprehensive (Authorised Workshop) | 81 | S$1,023.00as at 20 Oct 2026 | S$600.00 |
| India InternationalComprehensive (any workshop or authorised workshops) | Comprehensive (any workshop or authorised workshops) | 78 | S$811.71as at 20 Oct 2026 | S$600.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | Comprehensive Cover – Authorised Workshop Plan | 75 | S$940.70as at 20 Oct 2026 | S$600.00 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
See every insurer's price for your own answers, with the value score on each plan.
Get your own quoteQuestions people ask
What is the best car insurance in Singapore in October 2026?
On our value score, India International (Comprehensive (any workshop or authorised workshops)) ranks first this month, then HL Assurance and Great Eastern. The ranking covers 3 common examples, worked out from each insurer's current rates. The best plan for you depends on your own answers and the cover you need.
What is the cheapest car insurance?
For toyota Corolla Altis 1.6, 50% NCD, the cheapest plan today is India International Comprehensive (any workshop or authorised workshops) at S$604.07 (as at 20 Oct 2026), GST included. The cheapest plan is not always the best value: compare its cover and excess too.
How is the value score worked out?
The value score (0 to 100) weighs each plan against the others priced for the same example: price counts for 50%, the main cover for 35% and the excess for 15%. Commission never affects it.
Do insurers pay to be ranked higher?
No. Insurers cannot pay for a place on this page. We are paid commission when you buy, but it never affects the order.
How often is this ranking updated?
The prices are worked out again from each insurer's current rates every day, and the page is retitled each month. A new rate table or discount changes the ranking at once.