Car insurance

How India International prices car insurance

Priced online

What the figures include

The table's figures are before GST. We add 9% GST to each price.

Prices from this table are as at 20 Oct 2026, the day we last checked them against India International's own online quotes.

A plan's premium is its base figure, times each factor that applies, plus any additions. It is never below the plan's minimum. Version 11, live since 20 Oct 2026.

Plans and how each is priced

Comprehensive (any workshop or authorised workshops)

Offered when At-fault claims up to 2; Total claim amount up to S$15,000; Cover type is Comprehensive; Electric car is No; Driver's age 21 or more; Driver's age up to 74; Years licensed 1 or more; Years since the registration year up to 15 years

Base premium One of 239 figures on a premium ladder, from S$410.34 to S$18,699.00, the rung set by car model, years since the registration year, driver's age on the cover start date, years licensed, outdoor work, off-peak car, NCD, total claim amount.

Show all 239 figures

Base premium
Rung	Figure
Rung 0	S$410.34
Rung 1	S$422.57
Rung 2	S$435.16
Rung 3	S$448.23
Rung 4	S$461.30
Rung 5	S$475.68
Rung 6	S$490.05
Rung 7	S$504.42.12000000000262
Rung 8	S$520.11
Rung 9	S$535.79
Rung 10	S$551.47.220000000001164
Rung 11	S$568.46
Rung 12	S$585.45
Rung 13	S$603.74
Rung 14	S$622.04
Rung 15	S$640.32.94999999999709
Rung 16	S$659.93
Rung 17	S$679.54
Rung 18	S$699.14
Rung 19	S$721.35
Rung 20	S$742.26
Rung 21	S$765.77.92999999999302
Rung 22	S$788.00
Rung 23	S$812.82.88000000000466
Rung 24	S$836.34.99000000000524
Rung 25	S$862.49
Rung 26	S$887.32
Rung 27	S$914.76
Rung 28	S$942.19.99000000000524
Rung 29	S$969.64.99000000000524
Rung 30	S$999.70
Rung 31	S$1,053.27.85000000000582
Rung 32	S$1,084.64
Rung 33	S$1,118.62
Rung 34	S$1,151.28.99000000000524
Rung 35	S$1,186.57
Rung 36	S$1,221.86
Rung 37	S$1,258.45
Rung 38	S$1,296.34.99000000000524
Rung 39	S$1,335.54.98999999999069
Rung 40	S$1,378.67
Rung 41	S$1,417.87.98999999999069
Rung 42	S$1,430.95
Rung 43	S$1,502.82
Rung 44	S$1,548.56
Rung 45	S$1,594.29.989999999990687
Rung 46	S$1,641.34
Rung 47	S$1,691.0.010000000009313226
Rung 48	S$1,741.95.98999999999069
Rung 49	S$1,794.24
Rung 50	S$1,847.82
Rung 51	S$1,902.70
Rung 52	S$1,998.10
Rung 53	S$2,098.72
Rung 54	S$2,161.44.98999999999069
Rung 55	S$2,225.47.98000000001048
Rung 56	S$2,293.42.94000000000233
Rung 57	S$2,361.38.98999999999069
Rung 58	S$2,431.95
Rung 59	S$2,505.14
Rung 60	S$2,580.92.94000000000233
Rung 61	S$2,658.2.9899999999906868
Rung 62	S$2,737.75
Rung 63	S$2,820.6.989999999990687
Rung 64	S$2,905.1.9899999999906868
Rung 65	S$2,991.27
Rung 66	S$3,081.42.94000000000233
Rung 67	S$3,174.22
Rung 68	S$3,269.60.98999999999069
Rung 69	S$3,367.62
Rung 70	S$3,468.25
Rung 71	S$3,572.78.98999999999069
Rung 72	S$3,679.95
Rung 73	S$3,789.72
Rung 74	S$3,903.40.98999999999069
Rung 75	S$4,021.2.2700000000186265
Rung 76	S$4,141.25
Rung 77	S$4,265.40
Rung 78	S$4,393.46
Rung 79	S$4,525.44.98999999999069
Rung 80	S$4,661.36
Rung 81	S$4,801.18
Rung 82	S$4,944.92.98999999999069
Rung 83	S$5,092.60
Rung 84	S$5,245.49.98999999999069
Rung 85	S$5,403.62
Rung 86	S$5,565.66
Rung 87	S$5,732.93
Rung 88	S$5,904.12
Rung 89	S$6,081.85
Rung 90	S$6,263.49
Rung 91	S$6,451.67.48999999999069
Rung 92	S$6,645.07
Rung 93	S$6,845.2.4899999999906868
Rung 94	S$7,050.19
Rung 95	S$7,261.89
Rung 96	S$7,478.82
Rung 97	S$7,703.59
Rung 98	S$7,934.89
Rung 99	S$8,172.73
Rung 100	S$8,418.41
Rung 101	S$8,670.62
Rung 102	S$8,930.67
Rung 103	S$9,198.57
Rung 104	S$9,474.30
Rung 105	S$9,759.17.5
Rung 106	S$10,051.91
Rung 107	S$10,353.77.5
Rung 108	S$10,663.49
Rung 109	S$10,983.65
Rung 110	S$11,312.97
Rung 111	S$11,652.74
Rung 112	S$12,002.96
Rung 113	S$12,362.33
Rung 114	S$12,733.46
Rung 115	S$13,115.04
Rung 116	S$13,508.39
Rung 117	S$13,913.50
Rung 118	S$14,331.68
Rung 119	S$14,761.61
Rung 120	S$15,204.62
Rung 121	S$15,660.69
Rung 122	S$16,129.83
Rung 123	S$16,613.35
Rung 124	S$17,112.55
Rung 125	S$17,626.12
Rung 126	S$18,154.07
Rung 127	S$18,699.00
Rung 138	S$539.05
Rung 139	S$554.87
Rung 140	S$572.12
Rung 141	S$589.36.94999999999709
Rung 142	S$606.62
Rung 143	S$625.30.5
Rung 144	S$643.99.51000000000204
Rung 145	S$664.11.059999999997672
Rung 146	S$684.24.429999999993015
Rung 147	S$704.36.08999999999651
Rung 148	S$725.92.19000000000233
Rung 149	S$747.49.429999999993015
Rung 150	S$769.5.289999999993597
Rung 151	S$793.48.49000000000524
Rung 152	S$816.48.61000000000058
Rung 153	S$842.35.929999999993015
Rung 154	S$866.80
Rung 155	S$894.11.059999999997672
Rung 156	S$919.98.49000000000524
Rung 157	S$948.74
Rung 158	S$976.5.119999999995343
Rung 159	S$1,006.23.610000000000582
Rung 160	S$1,036.42
Rung 161	S$1,066.61.419999999998254
Rung 162	S$1,099.67
Rung 163	S$1,158.60.929999999993015
Rung 164	S$1,193.10.330000000001746
Rung 165	S$1,230.48.2899999999936
Rung 166	S$1,266.42
Rung 167	S$1,305.22.69000000000233
Rung 168	S$1,344.4.679999999993015
Rung 169	S$1,384.29.660000000003492
Rung 170	S$1,425.98.54999999998836
Rung 171	S$1,469.10.5
Rung 172	S$1,516.53.79999999998836
Rung 173	S$1,559.66.5
Rung 174	S$1,574.4.679999999993015
Rung 175	S$1,653.10.10000000000582
Rung 176	S$1,703.41.5
Rung 177	S$1,753.72.69000000000233
Rung 178	S$1,805.47.39999999999418
Rung 179	S$1,860.10
Rung 180	S$1,916.15.5
Rung 181	S$1,973.66.27999999999884
Rung 182	S$2,032.60.10000000000582
Rung 183	S$2,092.97
Rung 184	S$2,197.91
Rung 185	S$2,308.59.14000000001397
Rung 186	S$2,377.59.48999999999069
Rung 187	S$2,448.2.8399999999965075
Rung 188	S$2,522.77.48999999999069
Rung 189	S$2,597.52.85000000000582
Rung 190	S$2,675.14.669999999983702
Rung 191	S$2,755.65.34999999997672
Rung 192	S$2,839.02
Rung 193	S$2,923.83.48999999999069
Rung 194	S$3,011.52.5
Rung 195	S$3,102.7.5
Rung 196	S$3,195.52.40000000002328
Rung 197	S$3,290.39.90000000002328
Rung 198	S$3,389.57.21999999997206
Rung 199	S$3,491.64
Rung 200	S$3,596.58
Rung 201	S$3,704.39
Rung 202	S$3,815.07
Rung 203	S$3,930.07
Rung 204	S$4,047.95
Rung 205	S$4,168.69
Rung 206	S$4,293.75
Rung 207	S$4,423.12
Rung 208	S$4,555.38
Rung 209	S$4,691.94
Rung 210	S$4,832.80
Rung 211	S$4,978.00
Rung 212	S$5,127.50
Rung 213	S$5,281.30
Rung 214	S$5,439.42
Rung 215	S$5,601.86
Rung 216	S$5,770.05
Rung 217	S$5,943.98.48999999999069
Rung 218	S$6,122.22.5
Rung 219	S$6,306.22
Rung 220	S$6,494.53.48999999999069
Rung 221	S$6,690.04
Rung 222	S$6,889.84
Rung 223	S$7,096.84
Rung 224	S$7,309.59
Rung 225	S$7,529.52
Rung 226	S$7,755.21
Rung 227	S$7,988.7.5
Rung 228	S$8,226.70
Rung 229	S$8,473.95
Rung 230	S$8,728.38
Rung 231	S$8,990.00
Rung 232	S$9,260.25
Rung 233	S$9,537.68.48999999999069
Rung 234	S$9,823.74
Rung 235	S$10,118.43
Rung 236	S$10,421.73
Rung 237	S$10,735.10
Rung 238	S$11,057.10
Rung 239	S$11,389.16
Rung 240	S$11,729.84
Rung 241	S$12,082.01
Rung 242	S$12,444.27
Rung 243	S$12,818.01
Rung 244	S$13,203.26
Rung 245	S$13,598.56
Rung 246	S$14,006.81
Rung 247	S$14,426.54
Rung 248	S$14,859.23

Multiplied by (1 of 8)
Years since the registration year	Figure
Up to 10 years	×1.00
11 years	×1.10
12 years	×1.15
13 years	×1.20
14 years	×1.25
15 years	×1.30

Multiplied by (2 of 8)
NCD	Figure
0%	×1.00
10%	×0.90
20%	×0.80
30%	×0.70
40%	×0.60
50%	×0.50

Multiplied by (3 of 8)
Driver's age on the cover start date	Figure
Up to 69	×1.00
70 to 72	×1.10
73 to 75	×1.15

Multiplied by (4 of 8)
Workshop	Figure
Any workshop	×1.00
Authorised workshop	×0.90

Multiplied by (5 of 8)
NCD protector	Figure
No	×1.00
Yes	×1.10

Multiplied by (6 of 8)
Usage	Figure
Private	×1.00

Multiplied by (7 of 8)
Free of demerit pointsby NCD	Up to 20%	21 to 50%
No	×1.00	×1.00
Yes	×1.00	×0.95

Multiplied by (8 of 8)
Total claim amount	Figure
Up to S$14,999	×1.00
S$15,000	×1.10

Minimum premium S$545.00 · Excess S$600.00

Third Party, Fire and Theft

Offered when At-fault claims up to 2; Total claim amount up to S$15,000; Cover type is Third party, fire and theft; Electric car is No; Driver's age 21 or more; Driver's age up to 74; Years licensed 1 or more; Years since the registration year up to 17 years

Show all 239 figures

Base premium
Rung	Figure
Rung 0	S$410.34
Rung 1	S$422.57
Rung 2	S$435.16
Rung 3	S$448.23
Rung 4	S$461.30
Rung 5	S$475.68
Rung 6	S$490.05
Rung 7	S$504.42.12000000000262
Rung 8	S$520.11
Rung 9	S$535.79
Rung 10	S$551.47.220000000001164
Rung 11	S$568.46
Rung 12	S$585.45
Rung 13	S$603.74
Rung 14	S$622.04
Rung 15	S$640.32.94999999999709
Rung 16	S$659.93
Rung 17	S$679.54
Rung 18	S$699.14
Rung 19	S$721.35
Rung 20	S$742.26
Rung 21	S$765.77.92999999999302
Rung 22	S$788.00
Rung 23	S$812.82.88000000000466
Rung 24	S$836.34.99000000000524
Rung 25	S$862.49
Rung 26	S$887.32
Rung 27	S$914.76
Rung 28	S$942.19.99000000000524
Rung 29	S$969.64.99000000000524
Rung 30	S$999.70
Rung 31	S$1,053.27.85000000000582
Rung 32	S$1,084.64
Rung 33	S$1,118.62
Rung 34	S$1,151.28.99000000000524
Rung 35	S$1,186.57
Rung 36	S$1,221.86
Rung 37	S$1,258.45
Rung 38	S$1,296.34.99000000000524
Rung 39	S$1,335.54.98999999999069
Rung 40	S$1,378.67
Rung 41	S$1,417.87.98999999999069
Rung 42	S$1,430.95
Rung 43	S$1,502.82
Rung 44	S$1,548.56
Rung 45	S$1,594.29.989999999990687
Rung 46	S$1,641.34
Rung 47	S$1,691.0.010000000009313226
Rung 48	S$1,741.95.98999999999069
Rung 49	S$1,794.24
Rung 50	S$1,847.82
Rung 51	S$1,902.70
Rung 52	S$1,998.10
Rung 53	S$2,098.72
Rung 54	S$2,161.44.98999999999069
Rung 55	S$2,225.47.98000000001048
Rung 56	S$2,293.42.94000000000233
Rung 57	S$2,361.38.98999999999069
Rung 58	S$2,431.95
Rung 59	S$2,505.14
Rung 60	S$2,580.92.94000000000233
Rung 61	S$2,658.2.9899999999906868
Rung 62	S$2,737.75
Rung 63	S$2,820.6.989999999990687
Rung 64	S$2,905.1.9899999999906868
Rung 65	S$2,991.27
Rung 66	S$3,081.42.94000000000233
Rung 67	S$3,174.22
Rung 68	S$3,269.60.98999999999069
Rung 69	S$3,367.62
Rung 70	S$3,468.25
Rung 71	S$3,572.78.98999999999069
Rung 72	S$3,679.95
Rung 73	S$3,789.72
Rung 74	S$3,903.40.98999999999069
Rung 75	S$4,021.2.2700000000186265
Rung 76	S$4,141.25
Rung 77	S$4,265.40
Rung 78	S$4,393.46
Rung 79	S$4,525.44.98999999999069
Rung 80	S$4,661.36
Rung 81	S$4,801.18
Rung 82	S$4,944.92.98999999999069
Rung 83	S$5,092.60
Rung 84	S$5,245.49.98999999999069
Rung 85	S$5,403.62
Rung 86	S$5,565.66
Rung 87	S$5,732.93
Rung 88	S$5,904.12
Rung 89	S$6,081.85
Rung 90	S$6,263.49
Rung 91	S$6,451.67.48999999999069
Rung 92	S$6,645.07
Rung 93	S$6,845.2.4899999999906868
Rung 94	S$7,050.19
Rung 95	S$7,261.89
Rung 96	S$7,478.82
Rung 97	S$7,703.59
Rung 98	S$7,934.89
Rung 99	S$8,172.73
Rung 100	S$8,418.41
Rung 101	S$8,670.62
Rung 102	S$8,930.67
Rung 103	S$9,198.57
Rung 104	S$9,474.30
Rung 105	S$9,759.17.5
Rung 106	S$10,051.91
Rung 107	S$10,353.77.5
Rung 108	S$10,663.49
Rung 109	S$10,983.65
Rung 110	S$11,312.97
Rung 111	S$11,652.74
Rung 112	S$12,002.96
Rung 113	S$12,362.33
Rung 114	S$12,733.46
Rung 115	S$13,115.04
Rung 116	S$13,508.39
Rung 117	S$13,913.50
Rung 118	S$14,331.68
Rung 119	S$14,761.61
Rung 120	S$15,204.62
Rung 121	S$15,660.69
Rung 122	S$16,129.83
Rung 123	S$16,613.35
Rung 124	S$17,112.55
Rung 125	S$17,626.12
Rung 126	S$18,154.07
Rung 127	S$18,699.00
Rung 138	S$539.05
Rung 139	S$554.87
Rung 140	S$572.12
Rung 141	S$589.36.94999999999709
Rung 142	S$606.62
Rung 143	S$625.30.5
Rung 144	S$643.99.51000000000204
Rung 145	S$664.11.059999999997672
Rung 146	S$684.24.429999999993015
Rung 147	S$704.36.08999999999651
Rung 148	S$725.92.19000000000233
Rung 149	S$747.49.429999999993015
Rung 150	S$769.5.289999999993597
Rung 151	S$793.48.49000000000524
Rung 152	S$816.48.61000000000058
Rung 153	S$842.35.929999999993015
Rung 154	S$866.80
Rung 155	S$894.11.059999999997672
Rung 156	S$919.98.49000000000524
Rung 157	S$948.74
Rung 158	S$976.5.119999999995343
Rung 159	S$1,006.23.610000000000582
Rung 160	S$1,036.42
Rung 161	S$1,066.61.419999999998254
Rung 162	S$1,099.67
Rung 163	S$1,158.60.929999999993015
Rung 164	S$1,193.10.330000000001746
Rung 165	S$1,230.48.2899999999936
Rung 166	S$1,266.42
Rung 167	S$1,305.22.69000000000233
Rung 168	S$1,344.4.679999999993015
Rung 169	S$1,384.29.660000000003492
Rung 170	S$1,425.98.54999999998836
Rung 171	S$1,469.10.5
Rung 172	S$1,516.53.79999999998836
Rung 173	S$1,559.66.5
Rung 174	S$1,574.4.679999999993015
Rung 175	S$1,653.10.10000000000582
Rung 176	S$1,703.41.5
Rung 177	S$1,753.72.69000000000233
Rung 178	S$1,805.47.39999999999418
Rung 179	S$1,860.10
Rung 180	S$1,916.15.5
Rung 181	S$1,973.66.27999999999884
Rung 182	S$2,032.60.10000000000582
Rung 183	S$2,092.97
Rung 184	S$2,197.91
Rung 185	S$2,308.59.14000000001397
Rung 186	S$2,377.59.48999999999069
Rung 187	S$2,448.2.8399999999965075
Rung 188	S$2,522.77.48999999999069
Rung 189	S$2,597.52.85000000000582
Rung 190	S$2,675.14.669999999983702
Rung 191	S$2,755.65.34999999997672
Rung 192	S$2,839.02
Rung 193	S$2,923.83.48999999999069
Rung 194	S$3,011.52.5
Rung 195	S$3,102.7.5
Rung 196	S$3,195.52.40000000002328
Rung 197	S$3,290.39.90000000002328
Rung 198	S$3,389.57.21999999997206
Rung 199	S$3,491.64
Rung 200	S$3,596.58
Rung 201	S$3,704.39
Rung 202	S$3,815.07
Rung 203	S$3,930.07
Rung 204	S$4,047.95
Rung 205	S$4,168.69
Rung 206	S$4,293.75
Rung 207	S$4,423.12
Rung 208	S$4,555.38
Rung 209	S$4,691.94
Rung 210	S$4,832.80
Rung 211	S$4,978.00
Rung 212	S$5,127.50
Rung 213	S$5,281.30
Rung 214	S$5,439.42
Rung 215	S$5,601.86
Rung 216	S$5,770.05
Rung 217	S$5,943.98.48999999999069
Rung 218	S$6,122.22.5
Rung 219	S$6,306.22
Rung 220	S$6,494.53.48999999999069
Rung 221	S$6,690.04
Rung 222	S$6,889.84
Rung 223	S$7,096.84
Rung 224	S$7,309.59
Rung 225	S$7,529.52
Rung 226	S$7,755.21
Rung 227	S$7,988.7.5
Rung 228	S$8,226.70
Rung 229	S$8,473.95
Rung 230	S$8,728.38
Rung 231	S$8,990.00
Rung 232	S$9,260.25
Rung 233	S$9,537.68.48999999999069
Rung 234	S$9,823.74
Rung 235	S$10,118.43
Rung 236	S$10,421.73
Rung 237	S$10,735.10
Rung 238	S$11,057.10
Rung 239	S$11,389.16
Rung 240	S$11,729.84
Rung 241	S$12,082.01
Rung 242	S$12,444.27
Rung 243	S$12,818.01
Rung 244	S$13,203.26
Rung 245	S$13,598.56
Rung 246	S$14,006.81
Rung 247	S$14,426.54
Rung 248	S$14,859.23

Multiplied by (1 of 8)
Years since the registration year	Figure
Up to 9 years	×1.00
10 years	×1.10
11 years	×1.15
12 years	×1.20
13 years	×1.25
14 years	×1.30
15 years	×1.35
16 years	×1.40
17 years	×1.45

Multiplied by (2 of 8)
NCD	Figure
0%	×1.00
10%	×0.90
20%	×0.80
30%	×0.70
40%	×0.60
50%	×0.50

Multiplied by (3 of 8)
Driver's age on the cover start date	Figure
Up to 69	×1.00
70 to 72	×1.10
73 to 75	×1.15

Multiplied by (4 of 8)
Workshop	Figure
Any workshop	×1.00
Authorised workshop	×1.00

Multiplied by (5 of 8)
NCD protector	Figure
No	×1.00
Yes	×1.10

Multiplied by (6 of 8)
Usage	Figure
Private	×1.00

Multiplied by (7 of 8)
Free of demerit pointsby NCD	Up to 20%	21 to 50%
No	×1.00	×1.00
Yes	×1.00	×0.95

Multiplied by (8 of 8)
Total claim amount	Figure
Up to S$14,999	×1.00
S$15,000	×1.10

Minimum premium S$490.50 · Excess None

Third Party Only

Offered when At-fault claims up to 2; Total claim amount up to S$15,000; Cover type is Third party only; Electric car is No; Driver's age 21 or more; Driver's age up to 74; Years licensed 1 or more; Years since the registration year up to 20 years

Show all 239 figures

Base premium
Rung	Figure
Rung 0	S$410.34
Rung 1	S$422.57
Rung 2	S$435.16
Rung 3	S$448.23
Rung 4	S$461.30
Rung 5	S$475.68
Rung 6	S$490.05
Rung 7	S$504.42.12000000000262
Rung 8	S$520.11
Rung 9	S$535.79
Rung 10	S$551.47.220000000001164
Rung 11	S$568.46
Rung 12	S$585.45
Rung 13	S$603.74
Rung 14	S$622.04
Rung 15	S$640.32.94999999999709
Rung 16	S$659.93
Rung 17	S$679.54
Rung 18	S$699.14
Rung 19	S$721.35
Rung 20	S$742.26
Rung 21	S$765.77.92999999999302
Rung 22	S$788.00
Rung 23	S$812.82.88000000000466
Rung 24	S$836.34.99000000000524
Rung 25	S$862.49
Rung 26	S$887.32
Rung 27	S$914.76
Rung 28	S$942.19.99000000000524
Rung 29	S$969.64.99000000000524
Rung 30	S$999.70
Rung 31	S$1,053.27.85000000000582
Rung 32	S$1,084.64
Rung 33	S$1,118.62
Rung 34	S$1,151.28.99000000000524
Rung 35	S$1,186.57
Rung 36	S$1,221.86
Rung 37	S$1,258.45
Rung 38	S$1,296.34.99000000000524
Rung 39	S$1,335.54.98999999999069
Rung 40	S$1,378.67
Rung 41	S$1,417.87.98999999999069
Rung 42	S$1,430.95
Rung 43	S$1,502.82
Rung 44	S$1,548.56
Rung 45	S$1,594.29.989999999990687
Rung 46	S$1,641.34
Rung 47	S$1,691.0.010000000009313226
Rung 48	S$1,741.95.98999999999069
Rung 49	S$1,794.24
Rung 50	S$1,847.82
Rung 51	S$1,902.70
Rung 52	S$1,998.10
Rung 53	S$2,098.72
Rung 54	S$2,161.44.98999999999069
Rung 55	S$2,225.47.98000000001048
Rung 56	S$2,293.42.94000000000233
Rung 57	S$2,361.38.98999999999069
Rung 58	S$2,431.95
Rung 59	S$2,505.14
Rung 60	S$2,580.92.94000000000233
Rung 61	S$2,658.2.9899999999906868
Rung 62	S$2,737.75
Rung 63	S$2,820.6.989999999990687
Rung 64	S$2,905.1.9899999999906868
Rung 65	S$2,991.27
Rung 66	S$3,081.42.94000000000233
Rung 67	S$3,174.22
Rung 68	S$3,269.60.98999999999069
Rung 69	S$3,367.62
Rung 70	S$3,468.25
Rung 71	S$3,572.78.98999999999069
Rung 72	S$3,679.95
Rung 73	S$3,789.72
Rung 74	S$3,903.40.98999999999069
Rung 75	S$4,021.2.2700000000186265
Rung 76	S$4,141.25
Rung 77	S$4,265.40
Rung 78	S$4,393.46
Rung 79	S$4,525.44.98999999999069
Rung 80	S$4,661.36
Rung 81	S$4,801.18
Rung 82	S$4,944.92.98999999999069
Rung 83	S$5,092.60
Rung 84	S$5,245.49.98999999999069
Rung 85	S$5,403.62
Rung 86	S$5,565.66
Rung 87	S$5,732.93
Rung 88	S$5,904.12
Rung 89	S$6,081.85
Rung 90	S$6,263.49
Rung 91	S$6,451.67.48999999999069
Rung 92	S$6,645.07
Rung 93	S$6,845.2.4899999999906868
Rung 94	S$7,050.19
Rung 95	S$7,261.89
Rung 96	S$7,478.82
Rung 97	S$7,703.59
Rung 98	S$7,934.89
Rung 99	S$8,172.73
Rung 100	S$8,418.41
Rung 101	S$8,670.62
Rung 102	S$8,930.67
Rung 103	S$9,198.57
Rung 104	S$9,474.30
Rung 105	S$9,759.17.5
Rung 106	S$10,051.91
Rung 107	S$10,353.77.5
Rung 108	S$10,663.49
Rung 109	S$10,983.65
Rung 110	S$11,312.97
Rung 111	S$11,652.74
Rung 112	S$12,002.96
Rung 113	S$12,362.33
Rung 114	S$12,733.46
Rung 115	S$13,115.04
Rung 116	S$13,508.39
Rung 117	S$13,913.50
Rung 118	S$14,331.68
Rung 119	S$14,761.61
Rung 120	S$15,204.62
Rung 121	S$15,660.69
Rung 122	S$16,129.83
Rung 123	S$16,613.35
Rung 124	S$17,112.55
Rung 125	S$17,626.12
Rung 126	S$18,154.07
Rung 127	S$18,699.00
Rung 138	S$539.05
Rung 139	S$554.87
Rung 140	S$572.12
Rung 141	S$589.36.94999999999709
Rung 142	S$606.62
Rung 143	S$625.30.5
Rung 144	S$643.99.51000000000204
Rung 145	S$664.11.059999999997672
Rung 146	S$684.24.429999999993015
Rung 147	S$704.36.08999999999651
Rung 148	S$725.92.19000000000233
Rung 149	S$747.49.429999999993015
Rung 150	S$769.5.289999999993597
Rung 151	S$793.48.49000000000524
Rung 152	S$816.48.61000000000058
Rung 153	S$842.35.929999999993015
Rung 154	S$866.80
Rung 155	S$894.11.059999999997672
Rung 156	S$919.98.49000000000524
Rung 157	S$948.74
Rung 158	S$976.5.119999999995343
Rung 159	S$1,006.23.610000000000582
Rung 160	S$1,036.42
Rung 161	S$1,066.61.419999999998254
Rung 162	S$1,099.67
Rung 163	S$1,158.60.929999999993015
Rung 164	S$1,193.10.330000000001746
Rung 165	S$1,230.48.2899999999936
Rung 166	S$1,266.42
Rung 167	S$1,305.22.69000000000233
Rung 168	S$1,344.4.679999999993015
Rung 169	S$1,384.29.660000000003492
Rung 170	S$1,425.98.54999999998836
Rung 171	S$1,469.10.5
Rung 172	S$1,516.53.79999999998836
Rung 173	S$1,559.66.5
Rung 174	S$1,574.4.679999999993015
Rung 175	S$1,653.10.10000000000582
Rung 176	S$1,703.41.5
Rung 177	S$1,753.72.69000000000233
Rung 178	S$1,805.47.39999999999418
Rung 179	S$1,860.10
Rung 180	S$1,916.15.5
Rung 181	S$1,973.66.27999999999884
Rung 182	S$2,032.60.10000000000582
Rung 183	S$2,092.97
Rung 184	S$2,197.91
Rung 185	S$2,308.59.14000000001397
Rung 186	S$2,377.59.48999999999069
Rung 187	S$2,448.2.8399999999965075
Rung 188	S$2,522.77.48999999999069
Rung 189	S$2,597.52.85000000000582
Rung 190	S$2,675.14.669999999983702
Rung 191	S$2,755.65.34999999997672
Rung 192	S$2,839.02
Rung 193	S$2,923.83.48999999999069
Rung 194	S$3,011.52.5
Rung 195	S$3,102.7.5
Rung 196	S$3,195.52.40000000002328
Rung 197	S$3,290.39.90000000002328
Rung 198	S$3,389.57.21999999997206
Rung 199	S$3,491.64
Rung 200	S$3,596.58
Rung 201	S$3,704.39
Rung 202	S$3,815.07
Rung 203	S$3,930.07
Rung 204	S$4,047.95
Rung 205	S$4,168.69
Rung 206	S$4,293.75
Rung 207	S$4,423.12
Rung 208	S$4,555.38
Rung 209	S$4,691.94
Rung 210	S$4,832.80
Rung 211	S$4,978.00
Rung 212	S$5,127.50
Rung 213	S$5,281.30
Rung 214	S$5,439.42
Rung 215	S$5,601.86
Rung 216	S$5,770.05
Rung 217	S$5,943.98.48999999999069
Rung 218	S$6,122.22.5
Rung 219	S$6,306.22
Rung 220	S$6,494.53.48999999999069
Rung 221	S$6,690.04
Rung 222	S$6,889.84
Rung 223	S$7,096.84
Rung 224	S$7,309.59
Rung 225	S$7,529.52
Rung 226	S$7,755.21
Rung 227	S$7,988.7.5
Rung 228	S$8,226.70
Rung 229	S$8,473.95
Rung 230	S$8,728.38
Rung 231	S$8,990.00
Rung 232	S$9,260.25
Rung 233	S$9,537.68.48999999999069
Rung 234	S$9,823.74
Rung 235	S$10,118.43
Rung 236	S$10,421.73
Rung 237	S$10,735.10
Rung 238	S$11,057.10
Rung 239	S$11,389.16
Rung 240	S$11,729.84
Rung 241	S$12,082.01
Rung 242	S$12,444.27
Rung 243	S$12,818.01
Rung 244	S$13,203.26
Rung 245	S$13,598.56
Rung 246	S$14,006.81
Rung 247	S$14,426.54
Rung 248	S$14,859.23

Multiplied by (1 of 8)
Years since the registration year	Figure
Up to 9 years	×1.00
10 years	×1.10
11 years	×1.15
12 years	×1.20
13 years	×1.25
14 years	×1.30
15 years	×1.35
16 years	×1.40
17 years	×1.45
18 years	×1.50
19 years	×1.55
20 years	×1.60

Multiplied by (2 of 8)
NCD	Figure
0%	×1.00
10%	×0.90
20%	×0.80
30%	×0.70
40%	×0.60
50%	×0.50

Multiplied by (3 of 8)
Driver's age on the cover start date	Figure
Up to 69	×1.00
70 to 72	×1.10
73 to 75	×1.15

Multiplied by (4 of 8)
Workshop	Figure
Any workshop	×1.00
Authorised workshop	×1.00

Multiplied by (5 of 8)
NCD protector	Figure
No	×1.00
Yes	×1.10

Multiplied by (6 of 8)
Usage	Figure
Private	×1.00

Multiplied by (7 of 8)
Free of demerit pointsby NCD	Up to 20%	21 to 50%
No	×1.00	×1.00
Yes	×1.00	×0.95

Multiplied by (8 of 8)
Total claim amount	Figure
Up to S$14,999	×1.00
S$15,000	×1.10

Minimum premium S$436.00 · Excess None

Car models we can't price

1,574 of the 2,615 car models on our form have no online price from any India International plan, usually because the model isn't in India International's table. India International may still cover them: ask them or a broker.

Download the list (CSV, each plan's reason in its own column)

Worked examples

We check the table against these cases before it goes live. Each one matches the insurer's own price to the cent. The working shows where each figure comes from and the sums that give the premium.

Example	Answers	Working	Premium
Toyota Corolla Altis 1.6, registered 2021, driver aged 40, 50% NCDComprehensive (any workshop or authorised workshops)	NCD: 50% Car model: Toyota Corolla Altis 1.6 Usage: Private Electric car: No Workshop: Any workshop Cover type: Comprehensive Driver's age: 40 Off-peak car: No Total claim amount: S$0 Free of demerit points: Yes Outdoor work: 0 Years since the registration year: 5 years Years licensed: 10 NCD protector: No At-fault claims: 0 Driver's age on the cover start date: 40	Base S$1,296.35 (Car model Toyota Corolla Altis 1.6, Years since the registration year 5 to 6 years, Driver's age on the cover start date 33 to 75, Years licensed 3 and over, Outdoor work 0, Off-peak car No, NCD 1 to 50%, Total claim amount Up to S$3,000) × 1.00 (Years since the registration year Up to 10 years) = S$1,296.35 × 0.50 (NCD 50%) = S$648.17 × 1.00 (Driver's age on the cover start date Up to 69) = S$648.17 × 1.00 (Workshop Any workshop) = S$648.17 × 1.00 (NCD protector No) = S$648.17 × 1.00 (Usage Private) = S$648.17 × 0.95 (Free of demerit points Yes, NCD 21 to 50%) = S$615.77 × 1.00 (Total claim amount Up to S$14,999) = S$615.77 + 9% GST = S$671.19	S$671.19
Toyota Corolla Altis 1.6, registered 2021, driver aged 40, 50% NCDComprehensive (any workshop or authorised workshops)	NCD: 50% Car model: Toyota Corolla Altis 1.6 Usage: Private Electric car: No Workshop: Any workshop Cover type: Comprehensive Driver's age: 40 Off-peak car: No Total claim amount: S$0 Free of demerit points: No Outdoor work: 0 Years since the registration year: 5 years Years licensed: 10 NCD protector: No At-fault claims: 0 Driver's age on the cover start date: 40	Base S$1,296.35 (Car model Toyota Corolla Altis 1.6, Years since the registration year 5 to 6 years, Driver's age on the cover start date 33 to 75, Years licensed 3 and over, Outdoor work 0, Off-peak car No, NCD 1 to 50%, Total claim amount Up to S$3,000) × 1.00 (Years since the registration year Up to 10 years) = S$1,296.35 × 0.50 (NCD 50%) = S$648.17 × 1.00 (Driver's age on the cover start date Up to 69) = S$648.17 × 1.00 (Workshop Any workshop) = S$648.17 × 1.00 (NCD protector No) = S$648.17 × 1.00 (Usage Private) = S$648.17 × 1.00 (Free of demerit points No, NCD 21 to 50%) = S$648.17 × 1.00 (Total claim amount Up to S$14,999) = S$648.17 + 9% GST = S$706.51	S$706.51
Toyota Corolla Altis 1.6, registered 2021, driver aged 40, 0% NCDThird Party, Fire and Theft	NCD: 0% Car model: Toyota Corolla Altis 1.6 Usage: Private Electric car: No Workshop: Any workshop Cover type: Third party, fire and theft Driver's age: 40 Off-peak car: No Total claim amount: S$0 Free of demerit points: Yes Outdoor work: 0 Years since the registration year: 5 years Years licensed: 10 NCD protector: No At-fault claims: 0 Driver's age on the cover start date: 40	Base S$969.65 (Car model Toyota Corolla Altis 1.6, Years since the registration year 5 to 6 years, Driver's age on the cover start date 33 to 75, Years licensed 3 and over, Outdoor work 0, Off-peak car No, NCD 0%, Total claim amount Up to S$3,000) × 1.00 (Years since the registration year Up to 9 years) = S$969.65 × 1.00 (NCD 0%) = S$969.65 × 1.00 (Driver's age on the cover start date Up to 69) = S$969.65 × 1.00 (Workshop Any workshop) = S$969.65 × 1.00 (NCD protector No) = S$969.65 × 1.00 (Usage Private) = S$969.65 × 1.00 (Free of demerit points Yes, NCD Up to 20%) = S$969.65 × 1.00 (Total claim amount Up to S$14,999) = S$969.65 + 9% GST = S$1,056.92	S$1,056.92
Toyota Corolla Altis 1.6, registered 2021, driver aged 73, 50% NCDComprehensive (any workshop or authorised workshops)	NCD: 50% Car model: Toyota Corolla Altis 1.6 Usage: Private Electric car: No Workshop: Any workshop Cover type: Comprehensive Driver's age: 73 Off-peak car: No Total claim amount: S$0 Free of demerit points: Yes Outdoor work: 0 Years since the registration year: 5 years Years licensed: 10 NCD protector: No At-fault claims: 0 Driver's age on the cover start date: 73	Base S$1,296.35 (Car model Toyota Corolla Altis 1.6, Years since the registration year 5 to 6 years, Driver's age on the cover start date 33 to 75, Years licensed 3 and over, Outdoor work 0, Off-peak car No, NCD 1 to 50%, Total claim amount Up to S$3,000) × 1.00 (Years since the registration year Up to 10 years) = S$1,296.35 × 0.50 (NCD 50%) = S$648.17 × 1.15 (Driver's age on the cover start date 73 to 75) = S$745.40 × 1.00 (Workshop Any workshop) = S$745.40 × 1.00 (NCD protector No) = S$745.40 × 1.00 (Usage Private) = S$745.40 × 0.95 (Free of demerit points Yes, NCD 21 to 50%) = S$708.13 × 1.00 (Total claim amount Up to S$14,999) = S$708.13 + 9% GST = S$771.86	S$771.86
Toyota Corolla Altis 1.6, registered 2023, driver aged 40, 50% NCDComprehensive (any workshop or authorised workshops)	NCD: 50% Car model: Toyota Corolla Altis 1.6 Usage: Private Electric car: No Workshop: Any workshop Cover type: Comprehensive Driver's age: 40 Off-peak car: No Total claim amount: S$0 Free of demerit points: Yes Outdoor work: 0 Years since the registration year: 3 years Years licensed: 10 NCD protector: No At-fault claims: 0 Driver's age on the cover start date: 40	Base S$1,378.67 (Car model Toyota Corolla Altis 1.6, Years since the registration year 3 years, Driver's age on the cover start date 33 to 75, Years licensed 3 and over, Outdoor work 0, Off-peak car No, NCD 1 to 50%, Total claim amount Up to S$3,000) × 1.00 (Years since the registration year Up to 10 years) = S$1,378.67 × 0.50 (NCD 50%) = S$689.34 × 1.00 (Driver's age on the cover start date Up to 69) = S$689.34 × 1.00 (Workshop Any workshop) = S$689.34 × 1.00 (NCD protector No) = S$689.34 × 1.00 (Usage Private) = S$689.34 × 0.95 (Free of demerit points Yes, NCD 21 to 50%) = S$654.87 × 1.00 (Total claim amount Up to S$14,999) = S$654.87 + 9% GST = S$713.81	S$713.81
Toyota Corolla Altis 1.6, registered 2006, driver aged 40, 50% NCDThird Party Only	NCD: 50% Car model: Toyota Corolla Altis 1.6 Usage: Private Electric car: No Workshop: Any workshop Cover type: Third party only Driver's age: 40 Off-peak car: No Total claim amount: S$0 Free of demerit points: Yes Outdoor work: 0 Years since the registration year: 20 years Years licensed: 10 NCD protector: No At-fault claims: 0 Driver's age on the cover start date: 40	Base S$679.54 (Car model Toyota Corolla Altis 1.6, Years since the registration year 11 to 24 years, Driver's age on the cover start date 33 to 75, Years licensed 3 and over, Outdoor work 0, Off-peak car No, NCD 1 to 50%, Total claim amount Up to S$3,000) × 1.60 (Years since the registration year 20 years) = S$1,087.26 × 0.50 (NCD 50%) = S$543.63 × 1.00 (Driver's age on the cover start date Up to 69) = S$543.63 × 1.00 (Workshop Any workshop) = S$543.63 × 1.00 (NCD protector No) = S$543.63 × 1.00 (Usage Private) = S$543.63 × 0.95 (Free of demerit points Yes, NCD 21 to 50%) = S$516.45 × 1.00 (Total claim amount Up to S$14,999) = S$516.45 + 9% GST = S$562.93	S$562.93

Show the other 12 examples

Example	Answers	Working	Premium
Toyota Corolla Altis 1.6, registered 2011, driver aged 40, 50% NCDComprehensive (any workshop or authorised workshops)	NCD: 50% Car model: Toyota Corolla Altis 1.6 Usage: Private Electric car: No Workshop: Any workshop Cover type: Comprehensive Driver's age: 40 Off-peak car: No Total claim amount: S$0 Free of demerit points: Yes Outdoor work: 0 Years since the registration year: 15 years Years licensed: 10 NCD protector: No At-fault claims: 0 Driver's age on the cover start date: 40	Base S$1,186.57 (Car model Toyota Corolla Altis 1.6, Years since the registration year 11 to 15 years, Driver's age on the cover start date 33 to 75, Years licensed 3 and over, Outdoor work 0, Off-peak car No, NCD 1 to 50%, Total claim amount Up to S$3,000) × 1.30 (Years since the registration year 15 years) = S$1,542.54 × 0.50 (NCD 50%) = S$771.27 × 1.00 (Driver's age on the cover start date Up to 69) = S$771.27 × 1.00 (Workshop Any workshop) = S$771.27 × 1.00 (NCD protector No) = S$771.27 × 1.00 (Usage Private) = S$771.27 × 0.95 (Free of demerit points Yes, NCD 21 to 50%) = S$732.71 × 1.00 (Total claim amount Up to S$14,999) = S$732.71 + 9% GST = S$798.65	S$798.65
Toyota Corolla Altis 1.6, registered 2021, driver aged 40, 50% NCDComprehensive (any workshop or authorised workshops)	NCD: 50% Car model: Toyota Corolla Altis 1.6 Usage: Private Electric car: No Workshop: Any workshop Cover type: Comprehensive Driver's age: 40 Off-peak car: No Total claim amount: S$0 Free of demerit points: Yes Outdoor work: 0 Years since the registration year: 5 years Years licensed: 10 NCD protector: Yes At-fault claims: 0 Driver's age on the cover start date: 40	Base S$1,296.35 (Car model Toyota Corolla Altis 1.6, Years since the registration year 5 to 6 years, Driver's age on the cover start date 33 to 75, Years licensed 3 and over, Outdoor work 0, Off-peak car No, NCD 1 to 50%, Total claim amount Up to S$3,000) × 1.00 (Years since the registration year Up to 10 years) = S$1,296.35 × 0.50 (NCD 50%) = S$648.17 × 1.00 (Driver's age on the cover start date Up to 69) = S$648.17 × 1.00 (Workshop Any workshop) = S$648.17 × 1.10 (NCD protector Yes) = S$712.99 × 1.00 (Usage Private) = S$712.99 × 0.95 (Free of demerit points Yes, NCD 21 to 50%) = S$677.34 × 1.00 (Total claim amount Up to S$14,999) = S$677.34 + 9% GST = S$738.30	S$738.30
Toyota Corolla Altis 1.6, registered 2021, driver aged 40, 30% NCDComprehensive (any workshop or authorised workshops)	NCD: 30% Car model: Toyota Corolla Altis 1.6 Usage: Private Electric car: No Workshop: Authorised workshop Cover type: Comprehensive Driver's age: 40 Off-peak car: No Total claim amount: S$0 Free of demerit points: Yes Outdoor work: 0 Years since the registration year: 5 years Years licensed: 10 NCD protector: No At-fault claims: 0 Driver's age on the cover start date: 40	Base S$1,296.35 (Car model Toyota Corolla Altis 1.6, Years since the registration year 5 to 6 years, Driver's age on the cover start date 33 to 75, Years licensed 3 and over, Outdoor work 0, Off-peak car No, NCD 1 to 50%, Total claim amount Up to S$3,000) × 1.00 (Years since the registration year Up to 10 years) = S$1,296.35 × 0.70 (NCD 30%) = S$907.44 × 1.00 (Driver's age on the cover start date Up to 69) = S$907.44 × 0.90 (Workshop Authorised workshop) = S$816.70 × 1.00 (NCD protector No) = S$816.70 × 1.00 (Usage Private) = S$816.70 × 0.95 (Free of demerit points Yes, NCD 21 to 50%) = S$775.87 × 1.00 (Total claim amount Up to S$14,999) = S$775.87 + 9% GST = S$845.70	S$845.70
Toyota Corolla Altis 1.6, registered 2021, driver aged 40, 20% NCDThird Party Only	NCD: 20% Car model: Toyota Corolla Altis 1.6 Usage: Private Electric car: No Workshop: Any workshop Cover type: Third party only Driver's age: 40 Off-peak car: No Total claim amount: S$0 Free of demerit points: Yes Outdoor work: 0 Years since the registration year: 5 years Years licensed: 2 NCD protector: No At-fault claims: 0 Driver's age on the cover start date: 40	Base S$914.76 (Car model Toyota Corolla Altis 1.6, Years since the registration year 5 to 6 years, Driver's age on the cover start date 33 to 75, Years licensed Up to 2, Outdoor work 0, Off-peak car No, NCD 1 to 50%, Total claim amount Up to S$3,000) × 1.00 (Years since the registration year Up to 9 years) = S$914.76 × 0.80 (NCD 20%) = S$731.81 × 1.00 (Driver's age on the cover start date Up to 69) = S$731.81 × 1.00 (Workshop Any workshop) = S$731.81 × 1.00 (NCD protector No) = S$731.81 × 1.00 (Usage Private) = S$731.81 × 1.00 (Free of demerit points Yes, NCD Up to 20%) = S$731.81 × 1.00 (Total claim amount Up to S$14,999) = S$731.81 + 9% GST = S$797.67	S$797.67
Kia CERATO 1.6(A) EX, registered 2011, driver aged 23, 0% NCDComprehensive (any workshop or authorised workshops)	NCD: 0% Car model: Kia CERATO 1.6(A) EX Usage: Private Electric car: No Workshop: Authorised workshop Cover type: Comprehensive Driver's age: 23 Off-peak car: Yes Total claim amount: S$0 Free of demerit points: Yes Outdoor work: 0 Years since the registration year: 15 years Years licensed: 1 NCD protector: No At-fault claims: 0 Driver's age on the cover start date: 23	Base S$2,991.27 (Car model Kia CERATO 1.6(A) EX, Years since the registration year 11 to 15 years, Driver's age on the cover start date 22 to 24, Years licensed Up to 2, Outdoor work 0, Off-peak car Yes, NCD 0%, Total claim amount Up to S$3,000) × 1.30 (Years since the registration year 15 years) = S$3,888.65 × 1.00 (NCD 0%) = S$3,888.65 × 1.00 (Driver's age on the cover start date Up to 69) = S$3,888.65 × 0.90 (Workshop Authorised workshop) = S$3,499.79 × 1.00 (NCD protector No) = S$3,499.79 × 1.00 (Usage Private) = S$3,499.79 × 1.00 (Free of demerit points Yes, NCD Up to 20%) = S$3,499.79 × 1.00 (Total claim amount Up to S$14,999) = S$3,499.79 + 9% GST = S$3,814.77	S$3,814.77
BMW X3 3.0, registered 2015, driver aged 74, 0% NCDThird Party, Fire and Theft	NCD: 0% Car model: BMW X3 3.0 Usage: Private Electric car: No Workshop: Authorised workshop Cover type: Third party, fire and theft Driver's age: 74 Off-peak car: Yes Total claim amount: S$0 Free of demerit points: Yes Outdoor work: 0 Years since the registration year: 11 years Years licensed: 2 NCD protector: No At-fault claims: 0 Driver's age on the cover start date: 74	Base S$1,794.24 (Car model BMW X3 3.0, Years since the registration year 11 to 17 years, Driver's age on the cover start date 33 to 75, Years licensed Up to 2, Outdoor work 0, Off-peak car Yes, NCD 0%, Total claim amount Up to S$3,000) × 1.15 (Years since the registration year 11 years) = S$2,063.38 × 1.00 (NCD 0%) = S$2,063.38 × 1.15 (Driver's age on the cover start date 73 to 75) = S$2,372.88 × 1.00 (Workshop Authorised workshop) = S$2,372.88 × 1.00 (NCD protector No) = S$2,372.88 × 1.00 (Usage Private) = S$2,372.88 × 1.00 (Free of demerit points Yes, NCD Up to 20%) = S$2,372.88 × 1.00 (Total claim amount Up to S$14,999) = S$2,372.88 + 9% GST = S$2,586.44	S$2,586.44
Land Rover Freelander 2 2.0 Si4 HSE (A), registered 2019, driver aged 27, 30% NCDThird Party Only	NCD: 30% Car model: Land Rover Freelander 2 2.0 Si4 HSE (A) Usage: Private Electric car: No Workshop: Any workshop Cover type: Third party only Driver's age: 27 Off-peak car: No Total claim amount: S$0 Free of demerit points: Yes Outdoor work: 0 Years since the registration year: 7 years Years licensed: 3 NCD protector: No At-fault claims: 0 Driver's age on the cover start date: 27	Base S$1,902.70 (Car model Land Rover Freelander 2 2.0 Si4 HSE (A), Years since the registration year 7 to 8 years, Driver's age on the cover start date 27 to 28, Years licensed 3 and over, Outdoor work 0, Off-peak car No, NCD 1 to 50%, Total claim amount Up to S$3,000) × 1.00 (Years since the registration year Up to 9 years) = S$1,902.70 × 0.70 (NCD 30%) = S$1,331.89 × 1.00 (Driver's age on the cover start date Up to 69) = S$1,331.89 × 1.00 (Workshop Any workshop) = S$1,331.89 × 1.00 (NCD protector No) = S$1,331.89 × 1.00 (Usage Private) = S$1,331.89 × 0.95 (Free of demerit points Yes, NCD 21 to 50%) = S$1,265.30 × 1.00 (Total claim amount Up to S$14,999) = S$1,265.30 + 9% GST = S$1,379.18	S$1,379.18
Mercedes-Benz A 180 1.3, registered 2011, driver aged 70, 30% NCDThird Party, Fire and Theft	NCD: 30% Car model: Mercedes-Benz A 180 1.3 Usage: Private Electric car: No Workshop: Any workshop Cover type: Third party, fire and theft Driver's age: 70 Off-peak car: Yes Total claim amount: S$0 Free of demerit points: Yes Outdoor work: 0 Years since the registration year: 15 years Years licensed: 5 NCD protector: No At-fault claims: 0 Driver's age on the cover start date: 70	Base S$862.49 (Car model Mercedes-Benz A 180 1.3, Years since the registration year 11 to 17 years, Driver's age on the cover start date 33 to 75, Years licensed 3 and over, Outdoor work 0, Off-peak car Yes, NCD 1 to 50%, Total claim amount Up to S$3,000) × 1.35 (Years since the registration year 15 years) = S$1,164.36 × 0.70 (NCD 30%) = S$815.05 × 1.10 (Driver's age on the cover start date 70 to 72) = S$896.56 × 1.00 (Workshop Any workshop) = S$896.56 × 1.00 (NCD protector No) = S$896.56 × 1.00 (Usage Private) = S$896.56 × 0.95 (Free of demerit points Yes, NCD 21 to 50%) = S$851.73 × 1.00 (Total claim amount Up to S$14,999) = S$851.73 + 9% GST = S$928.39	S$928.39
Suzuki SX4 1.5, registered 2015, driver aged 25, 10% NCDThird Party, Fire and Theft	NCD: 10% Car model: Suzuki SX4 1.5 Usage: Private Electric car: No Workshop: Authorised workshop Cover type: Third party, fire and theft Driver's age: 25 Off-peak car: Yes Total claim amount: S$0 Free of demerit points: Yes Outdoor work: 0 Years since the registration year: 11 years Years licensed: 2 NCD protector: No At-fault claims: 0 Driver's age on the cover start date: 25	Base S$1,430.95 (Car model Suzuki SX4 1.5, Years since the registration year 11 to 17 years, Driver's age on the cover start date 25 to 26, Years licensed Up to 2, Outdoor work 0, Off-peak car Yes, NCD 1 to 50%, Total claim amount Up to S$3,000) × 1.15 (Years since the registration year 11 years) = S$1,645.59 × 0.90 (NCD 10%) = S$1,481.03 × 1.00 (Driver's age on the cover start date Up to 69) = S$1,481.03 × 1.00 (Workshop Authorised workshop) = S$1,481.03 × 1.00 (NCD protector No) = S$1,481.03 × 1.00 (Usage Private) = S$1,481.03 × 1.00 (Free of demerit points Yes, NCD Up to 20%) = S$1,481.03 × 1.00 (Total claim amount Up to S$14,999) = S$1,481.03 + 9% GST = S$1,614.32	S$1,614.32
Nissan March 1.4, registered 2025, driver aged 25, 10% NCDComprehensive (any workshop or authorised workshops)	NCD: 10% Car model: Nissan March 1.4 Usage: Private Electric car: No Workshop: Authorised workshop Cover type: Comprehensive Driver's age: 25 Off-peak car: No Total claim amount: S$0 Free of demerit points: Yes Outdoor work: 0 Years since the registration year: 1 year Years licensed: 1 NCD protector: No At-fault claims: 0 Driver's age on the cover start date: 25	Base S$2,737.75 (Car model Nissan March 1.4, Years since the registration year Up to 2 years, Driver's age on the cover start date 25 to 26, Years licensed Up to 2, Outdoor work 0, Off-peak car No, NCD 1 to 50%, Total claim amount Up to S$3,000) × 1.00 (Years since the registration year Up to 10 years) = S$2,737.75 × 0.90 (NCD 10%) = S$2,463.98 × 1.00 (Driver's age on the cover start date Up to 69) = S$2,463.98 × 0.90 (Workshop Authorised workshop) = S$2,217.58 × 1.00 (NCD protector No) = S$2,217.58 × 1.00 (Usage Private) = S$2,217.58 × 1.00 (Free of demerit points Yes, NCD Up to 20%) = S$2,217.58 × 1.00 (Total claim amount Up to S$14,999) = S$2,217.58 + 9% GST = S$2,417.16	S$2,417.16
Toyota Corolla 1.6, registered 2021, driver aged 24, 0% NCDComprehensive (any workshop or authorised workshops)	NCD: 0% Car model: Toyota Corolla 1.6 Usage: Private Electric car: No Workshop: Any workshop Cover type: Comprehensive Driver's age: 24 Off-peak car: No Total claim amount: S$12,000 Free of demerit points: Yes Outdoor work: 0 Years since the registration year: 5 years Years licensed: 5 NCD protector: No At-fault claims: 1 Driver's age on the cover start date: 24	Base S$5,403.62 (Car model Toyota Corolla 1.6, Years since the registration year 5 to 6 years, Driver's age on the cover start date 22 to 24, Years licensed 3 and over, Outdoor work 0, Off-peak car No, NCD 0%, Total claim amount S$10,001 to S$15,000) × 1.00 (Years since the registration year Up to 10 years) = S$5,403.62 × 1.00 (NCD 0%) = S$5,403.62 × 1.00 (Driver's age on the cover start date Up to 69) = S$5,403.62 × 1.00 (Workshop Any workshop) = S$5,403.62 × 1.00 (NCD protector No) = S$5,403.62 × 1.00 (Usage Private) = S$5,403.62 × 1.00 (Free of demerit points Yes, NCD Up to 20%) = S$5,403.62 × 1.00 (Total claim amount Up to S$14,999) = S$5,403.62 + 9% GST = S$5,889.95	S$5,889.95
Audi S5 3.0T, registered 2026, driver aged 21, 0% NCDThird Party Only	NCD: 0% Car model: Audi S5 3.0T Usage: Private Electric car: No Workshop: Any workshop Cover type: Third party only Driver's age: 21 Off-peak car: No Total claim amount: S$12,000 Free of demerit points: Yes Outdoor work: 0 Years since the registration year: 0 years Years licensed: 20 NCD protector: No At-fault claims: 1 Driver's age on the cover start date: 21	Base S$7,478.82 (Car model Audi S5 3.0T, Years since the registration year Up to 2 years, Driver's age on the cover start date Up to 21, Years licensed 3 and over, Outdoor work 0, Off-peak car No, NCD 0%, Total claim amount S$10,001 to S$15,000) × 1.00 (Years since the registration year Up to 9 years) = S$7,478.82 × 1.00 (NCD 0%) = S$7,478.82 × 1.00 (Driver's age on the cover start date Up to 69) = S$7,478.82 × 1.00 (Workshop Any workshop) = S$7,478.82 × 1.00 (NCD protector No) = S$7,478.82 × 1.00 (Usage Private) = S$7,478.82 × 1.00 (Free of demerit points Yes, NCD Up to 20%) = S$7,478.82 × 1.00 (Total claim amount Up to S$14,999) = S$7,478.82 + 9% GST = S$8,151.91	S$8,151.91

Where the figures come from

India International Insurance Motor Insurance product page read 5 Oct 2026
India International Insurance Buy Private Vehicle Insurance online page read 5 Oct 2026

Plus 20 files of saved quotes, data and screenshots from India International's online quote tool, kept with the table.

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