Car insurance
India International vs MS First Capital car insurance
As of 28 Oct 2026 (Singapore time)
Of the 7 examples both price, India International was cheaper on 7, MS First Capital on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | India International | MS First Capital |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$604.07Comprehensive (any workshop or authorised workshops)as at 20 Oct 2026 | S$732.08Comprehensiveas at 20 Oct 2026 |
| Honda Vezel 1.5, 20% NCD | No online price | S$1,516.41Comprehensiveas at 20 Oct 2026 |
| BMW 320i, 50% NCD | S$811.71Comprehensive (any workshop or authorised workshops)as at 20 Oct 2026 | S$1,140.56Comprehensiveas at 20 Oct 2026 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$642.42Comprehensive (any workshop or authorised workshops)as at 20 Oct 2026 | S$776.66Comprehensiveas at 20 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | No online price | S$927.36Comprehensiveas at 20 Oct 2026 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | No online price | No online price |
| BYD M6, 3 years old, 50% no-claim discount | No online price | No online price |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$604.07Comprehensive (any workshop or authorised workshops)as at 20 Oct 2026 | S$754.04Comprehensiveas at 20 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$742.90Comprehensive (any workshop or authorised workshops)as at 20 Oct 2026 | S$1,283.72Comprehensiveas at 20 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$811.71Comprehensive (any workshop or authorised workshops)as at 20 Oct 2026 | S$983.86Comprehensiveas at 20 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | S$787.96Comprehensive (any workshop or authorised workshops)as at 20 Oct 2026 | No online price |
| Honda Freed, 3 years old, 50% no-claim discount | S$642.42Comprehensive (any workshop or authorised workshops)as at 20 Oct 2026 | S$900.37Comprehensiveas at 20 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | India International | MS First Capital |
|---|---|---|
| Repairs at | Your choice: any workshop, or the insurer's authorised workshops for 10% less (the "authorised workshop discount" on the buy page); excess S$600 for the insured and named drivers, S$1,100 for unnamed drivers | Any workshop (the online quote is on an any-workshop basis); own-damage excess S$500 for named drivers, S$700 for unnamed drivers; S$3,500 for drivers under 22 or with under 2 years' licence |
| Windscreen | Unlimited windscreen cover with a S$100 excess; solar film and sunroof add-ons available | Covered for its full value; S$100 excess per claim |
| Personal accident (driver) | Personal accident to unnamed passengers as an add-on (S$50 on the quote); medical expenses up to S$300 | Up to S$20,000; medical expenses up to S$300 per person |
| Excess | S$600.00 | S$500.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- India International: none to show
- MS First Capital: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is India International or MS First Capital cheaper for car insurance?
Of the 7 examples both price, India International was cheaper on 7, MS First Capital on 0. Your own answers can change the order, so get your own quote.
How does India International's cover compare with MS First Capital's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (India International Comprehensive (any workshop or authorised workshops), MS First Capital Comprehensive): Repairs at: India International Your choice: any workshop, or the insurer's authorised workshops for 10% less (the "authorised workshop discount" on the buy page); excess S$600 for the insured and named drivers, S$1,100 for unnamed drivers, MS First Capital Any workshop (the online quote is on an any-workshop basis); own-damage excess S$500 for named drivers, S$700 for unnamed drivers; S$3,500 for drivers under 22 or with under 2 years' licence; Windscreen: India International Unlimited windscreen cover with a S$100 excess; solar film and sunroof add-ons available, MS First Capital Covered for its full value; S$100 excess per claim; Personal accident (driver): India International Personal accident to unnamed passengers as an add-on (S$50 on the quote); medical expenses up to S$300, MS First Capital Up to S$20,000; medical expenses up to S$300 per person; Excess: India International S$600.00, MS First Capital S$500.00.
What discounts are India International and MS First Capital running?
India International: none to show. MS First Capital: none to show.