Car insurance
BYD Atto 3 car insurance: prices compared
BYD ATTO 3, 3 years old, 50% no-claim discount
As of 28 Oct 2026 (Singapore time)
11 insurers price this, from S$789.73 to S$2,349.84 (as at 20 Oct 2026).
The BYD Atto 3 in short
For the driver above, AIG is cheapest for the BYD Atto 3 today, at S$789.73 for its AIG Car Insurance Collision Only plan. 11 insurers price it; the dearest of them, Etiqa, asks at least S$2,072.07, S$1,282.34 (162% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$1,207.68, 53% more.
What we assumed
- BYD ATTO 3
- Car registered 3 years ago, private use, comprehensive cover
- Main driver aged 40, married, office job, driving 10 years
- 50% no-claim discount, no claims; repairs at an authorised workshop; no options
Example prices
| Insurer | Plan | Premium | Excess | As at |
|---|---|---|---|---|
| AIGAIG Car Insurance Collision Only | AIG Car Insurance Collision Only | S$789.73 | S$600.00 | 21 Oct 2026 |
| AllianzAllianz Electric Motor Protect Comprehensive | Allianz Electric Motor Protect Comprehensive | S$1,010.90 | S$2,000.00 | 21 Oct 2026 |
| AIGAIG Car Insurance Complete | AIG Car Insurance Complete | S$1,037.27 | S$600.00 | 21 Oct 2026 |
| ECICSComprehensive | Comprehensive | S$750.00 | 22 Oct 2026 | |
| DirectAsiaCar Insurance – Comprehensive, Value plan | Car Insurance – Comprehensive, Value plan | S$1,207.68estimate | S$800.00 | 21 Oct 2026 |
| DirectAsiaCar Insurance – Comprehensive, Value Plus plan | Car Insurance – Comprehensive, Value Plus plan | S$1,251.47estimate | S$800.00 | 21 Oct 2026 |
| HL AssuranceCar Protect360 Comprehensive | Car Protect360 Comprehensive | S$1,200.00 | 20 Oct 2026 | |
| Great EasternGREAT EV Protect Comprehensive (Any Workshop) | GREAT EV Protect Comprehensive (Any Workshop) | S$1,314.63 | S$900.00 | 20 Oct 2026 |
| SinglifeMotor Lite | Motor Lite | S$1,364.58 | S$3,000.00 | 20 Oct 2026 |
| SompoComprehensive Cover – Authorised Workshop Plan | Comprehensive Cover – Authorised Workshop Plan | S$1,390.72 | S$600.00 | 20 Oct 2026 |
| ECICSComprehensive Family NCD Builder | Comprehensive Family NCD Builder | S$750.00 | 22 Oct 2026 | |
| FWDeDrivo Advantage | eDrivo Advantage | S$1,590.65 | S$600.00 | 20 Oct 2026 |
| IncomeeDrivo Advantage | eDrivo Advantage | S$1,590.65 | S$600.00 | 20 Oct 2026 |
| SinglifeMotor Standard | Motor Standard | S$1,658.29 | S$2,500.00 | 20 Oct 2026 |
| DirectAsiaCar Insurance – Comprehensive, Flexible plan | Car Insurance – Comprehensive, Flexible plan | S$1,742.42estimate | S$800.00 | 21 Oct 2026 |
| FWDeDrivo Premium | eDrivo Premium | S$1,789.47 | S$600.00 | 20 Oct 2026 |
| IncomeeDrivo Premium | eDrivo Premium | S$1,789.47 | S$600.00 | 20 Oct 2026 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | Private Car Insurance – Comprehensive (Authorised Workshop) | S$2,500.00 | 20 Oct 2026 | |
| SinglifeMotor Prestige | Motor Prestige | S$2,349.84 | S$2,500.00 | 20 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.
Open the quote form with these answers filled in, then change anything that is different for you.
Get your own quoteHow the BYD Atto 3 price changes
The lowest price today when one thing about the driver or the car changes. Every other answer stays as above.
| Driver and car | Lowest price | Against this page | Insurers | Cheapest |
|---|---|---|---|---|
| This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years old | S$789.73 (as at 21 Oct 2026) | 11 | AIG | |
| The same driver with no NCD (0%) | S$1,207.68 (as at 21 Oct 2026) | S$417.95 more | 11 | DirectAsia |
| The same driver with 20% NCD | S$1,207.68 (as at 21 Oct 2026) | S$417.95 more | 11 | DirectAsia |
| Driver aged 27, 3 years’ driving, 30% NCD | S$1,207.68 (as at 21 Oct 2026) | S$417.95 more | 11 | DirectAsia |
| Driver aged 65, 20 years’ driving, 50% NCD | S$968.84 (as at 21 Oct 2026) | S$179.11 more | 10 | AIG |
| A new car (registered this year) | S$1,010.90 (as at 21 Oct 2026) | S$221.17 more | 10 | Allianz |
| A car 8 years old | S$776.18 (as at 21 Oct 2026) | S$13.55 less | 11 | AIG |
Open a line to get a quote with those answers filled in. Quotes by driver: the BYD Atto 3 priced for 31 typical drivers, from new drivers to over-70s.
The BYD Atto 3 on our quote form
We priced the BYD ATTO 3 (electric), the version most of our insurers quote.
Insurers with no online price for the BYD Atto 3
- Budget Direct: This insurer has no online price for this car model yet.
- ERGO: This insurer has no online price for this car model yet.
- India International: This insurer has no online price for electric cars.
- Liberty: This insurer's online price is for repairs at any workshop.
- MS First Capital: MS First Capital does not quote electric cars online.
- QBE: This insurer has no online price for this car model yet.
- UOI: This insurer's online price is for repairs at any workshop.
Some insurers give car prices only through their agents; they are on our insurer list.
The BYD Atto 3 against similar cars
The same driver and car age, each car at the version most insurers quote.
| Car | Engine | Lowest price | Against the BYD Atto 3 | Insurers |
|---|---|---|---|---|
| Tesla Model 3 | electric | No online price | 0 | |
| Tesla Model Y | electric | No online price | 0 | |
| Hyundai Ioniq 5 | electric | No online price | 0 | |
| Kia EV6 | electric | No online price | 0 | |
| Audi e-tron Electric | electric | No online price | 0 | |
| Mercedes-Benz EQA | electric | No online price | 0 |
COE for the BYD Atto 3
A fully electric BYD Atto 3 needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its motor is 110kW (147bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more powerful.
The COE is bought separately from insurance. The latest COE results are updated after every bidding round.
You finish buying on the insurer's own site. The insurer takes payment and issues the policy. This page is also available as markdown.
Questions people ask
How much is car insurance for BYD ATTO 3, 3 years old, 50% no-claim discount?
Today, 11 insurers price this, from S$789.73 to S$2,349.84 (as at 20 Oct 2026). The cheapest is AIG AIG Car Insurance Collision Only at S$789.73 (as at 21 Oct 2026). All prices include 9% GST.
What do these prices assume?
BYD ATTO 3. Car registered 3 years ago, private use, comprehensive cover. Main driver aged 40, married, office job, driving 10 years. 50% no-claim discount, no claims; repairs at an authorised workshop; no options.
Will my own price be the same?
Not always. These are example prices for the assumptions on this page, and your own price depends on your answers. The quote form opens with these answers filled in, so you can change anything that is different for you.
How much does a 50% no-claim discount save on BYD Atto 3 insurance?
Today the lowest price for our standard driver is S$789.73 (as at 21 Oct 2026) with 50% NCD and S$1,207.68 (as at 21 Oct 2026) with no NCD, so the discount saves S$417.95 a year.
Do younger drivers pay more to insure a BYD Atto 3?
Yes. A driver aged 27 with 3 years’ driving and 30% NCD pays from S$1,207.68 (as at 21 Oct 2026) today, S$417.95 more than our standard driver aged 40.
Which insurers have no online price for the BYD Atto 3?
Budget Direct, ERGO, India International, Liberty, MS First Capital, QBE, UOI. They give no online price for this model; a broker can still ask them for one.