Car insurance
BMW 320i, 50% NCD
As of 28 Oct 2026 (Singapore time)
18 insurers price this, from S$811.71 to S$1,990.06 (as at 20 Oct 2026).
What we assumed
- 6-year-old BMW 320i
- Driving 20 years, 50% NCD, no claims
- Main driver 40, married, office job; no options
- Comprehensive, authorised workshops, private use
Example prices
| Insurer | Plan | Premium | Excess | As at |
|---|---|---|---|---|
| India InternationalComprehensive (any workshop or authorised workshops) | Comprehensive (any workshop or authorised workshops) | S$811.71 | S$600.00 | 20 Oct 2026 |
| ECICSComprehensive | Comprehensive | S$750.00 | 22 Oct 2026 | |
| AIGAIG Car Insurance Collision Only | AIG Car Insurance Collision Only | S$862.23 | S$600.00 | 21 Oct 2026 |
| HL AssuranceCar Protect360 Comprehensive | Car Protect360 Comprehensive | S$1,200.00 | 20 Oct 2026 | |
| SompoComprehensive Cover – Authorised Workshop Plan | Comprehensive Cover – Authorised Workshop Plan | S$940.70 | S$600.00 | 20 Oct 2026 |
| FWDDrivo Classic | Drivo Classic | S$969.74estimate | S$600.00 | 20 Oct 2026 |
| IncomeDrivo Classic | Drivo Classic | S$969.74estimate | S$600.00 | 20 Oct 2026 |
| Budget DirectCar Insurance – Comprehensive | Car Insurance – Comprehensive | S$999.03estimate | S$600.00 | 22 Oct 2026 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | Drive and Save Plus Comprehensive (Authorised Workshop) | S$1,023.00 | S$600.00 | 20 Oct 2026 |
| SinglifeMotor Lite | Motor Lite | S$1,060.31 | S$3,000.00 | 20 Oct 2026 |
| AIGAIG Car Insurance Complete | AIG Car Insurance Complete | S$1,106.06 | S$600.00 | 21 Oct 2026 |
| MS First CapitalComprehensive | Comprehensive | S$1,140.56 | S$500.00 | 20 Oct 2026 |
| DirectAsiaCar Insurance – Comprehensive, Value plan | Car Insurance – Comprehensive, Value plan | S$1,157.56estimate | S$800.00 | 21 Oct 2026 |
| AllianzAllianz Motor Protect Comprehensive | Allianz Motor Protect Comprehensive | S$1,177.05 | S$2,000.00 | 21 Oct 2026 |
| ERGOSMART Comprehensive | SMART Comprehensive | S$1,186.67 | S$500.00 | 23 Oct 2026 |
| DirectAsiaCar Insurance – Comprehensive, Value Plus plan | Car Insurance – Comprehensive, Value Plus plan | S$1,199.52estimate | S$800.00 | 21 Oct 2026 |
| UOIUniCar Comprehensive Value | UniCar Comprehensive Value | S$1,200.89 | S$500.00 | 18 Oct 2026 |
| ECICSComprehensive Family NCD Builder | Comprehensive Family NCD Builder | S$750.00 | 22 Oct 2026 | |
| FWDDrivo Premium | Drivo Premium | S$1,216.20estimate | S$600.00 | 20 Oct 2026 |
| IncomeDrivo Premium | Drivo Premium | S$1,216.20estimate | S$600.00 | 20 Oct 2026 |
| SinglifeMotor Standard | Motor Standard | S$1,218.75 | S$2,500.00 | 20 Oct 2026 |
| ERGOENHANCED Comprehensive | ENHANCED Comprehensive | S$1,546.26 | S$500.00 | 23 Oct 2026 |
| SinglifeMotor Prestige | Motor Prestige | S$1,669.68 | S$2,500.00 | 20 Oct 2026 |
| DirectAsiaCar Insurance – Comprehensive, Flexible plan | Car Insurance – Comprehensive, Flexible plan | S$1,670.13estimate | S$800.00 | 21 Oct 2026 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | Private Car Insurance – Comprehensive (Authorised Workshop) | S$2,500.00 | 20 Oct 2026 | |
| LibertyComprehensive Preferred Plan | Comprehensive Preferred Plan | S$1,911.12estimate | S$600.00 | 22 Oct 2026 |
| QBEPrivate Motor Prestige Comprehensive | Private Motor Prestige Comprehensive | S$1,990.06 | S$3,000.00 | 22 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.
Open the quote form with these answers filled in, then change anything that is different for you.
Get your own quoteYou finish buying on the insurer's own site. The insurer takes payment and issues the policy. This page is also available as markdown.
Questions people ask
How much is car insurance for BMW 320i, 50% NCD?
Today, 18 insurers price this, from S$811.71 to S$1,990.06 (as at 20 Oct 2026). The cheapest is India International Comprehensive (any workshop or authorised workshops) at S$811.71 (as at 20 Oct 2026). All prices include 9% GST.
What do these prices assume?
6-year-old BMW 320i. Driving 20 years, 50% NCD, no claims. Main driver 40, married, office job; no options. Comprehensive, authorised workshops, private use.
Will my own price be the same?
Not always. These are example prices for the assumptions on this page, and your own price depends on your answers. The quote form opens with these answers filled in, so you can change anything that is different for you.