BYD car insurance
BYD Atto 3 insurance quotes by driver
What the BYD Atto 3 costs to insure today for 31 typical drivers, on a 3-year-old BYD ATTO 3, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$789.73 a year.
- A 25-year-old new driver pays from S$4,047.08, 5.1 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,330.06, 68% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Sompo | S$6,349.06 | S$6,359.67 | 3 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest AIG | S$5,186.15 | S$5,474.97 | 3 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Allianz | S$4,047.08 | S$4,972.77 | 5 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Allianz | S$3,927.31 | S$4,387.62 | 5 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Allianz | S$2,784.51 | S$3,494.28 | 8 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,424.78 | S$3,747.64 | 5 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest ECICS | S$2,244.32 | S$2,747.31 | 8 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest ECICS | S$1,402.70 | S$1,652.04 | 8 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest Allianz | S$1,191.55 | S$1,610.31 | 8 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest Allianz | S$1,562.26 | S$1,902.39 | 8 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest AIG | S$1,035.83 | S$1,380.80 | 8 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest AIG | S$789.73 | S$1,302.80 | 8 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest AIG | S$806.94 | S$1,266.90 | 8 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIG | S$1,330.06 | S$2,364.66 | 5 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest ECICS | S$3,627.61 | S$3,733.20 | 3 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest AIG | S$801.40 | S$1,339.61 | 8 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest AIG | S$789.73 | S$1,302.80 | 8 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest AIG | S$2,249.24 | S$2,718.72 | 5 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest AIG | S$760.00 | S$1,291.32 | 8 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest AIG | S$760.00 | S$1,259.04 | 8 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest AIG | S$848.61 | S$1,361.23 | 8 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$952.35 | S$1,380.51 | 8 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$988.00 | S$1,411.17 | 8 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$883.15 | S$1,379.56 | 8 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$965.00 | S$1,365.46 | 7 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIG | S$1,625.26 | S$2,645.58 | 5 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,075.12 | S$1,405.32 | 6 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,094.45 | S$1,287.11 | 4 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,142.04 | S$1,311.10 | 4 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,142.04 | S$1,301.62 | 2 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,427.55 | S$1,444.38 | 2 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the BYD Atto 3 · This table as CSV · Compare with your own details.
Questions people ask
How much is BYD Atto 3 insurance in Singapore?
From S$789.73 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old BYD ATTO 3, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is BYD Atto 3 insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$4,047.08 a year today at Allianz, 5.1 times the price for a settled driver with a 50% NCD. 5 insurers quote this driver online, against 8 for the settled driver.
How much more is BYD Atto 3 insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,330.06, 68% more than the S$789.73 with no claims.
Does a new driver aged 40 pay less than a young new driver for a BYD Atto 3?
Yes, today: S$2,249.24 a year at 40 against S$4,047.08 at 25, both in their first year with no NCD.
Which insurer is cheapest for a BYD Atto 3?
AIG is cheapest for 20 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.