Typical car insurance quotes
BYD Atto 3 insurance for a 25-year-old new driver
Every insurer's price today for a driver aged 25, single, driving 1 year, no no-claim discount, on a 3-year-old BYD ATTO 3, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a BYD Atto 3 driven by a 25-year-old new driver is S$4,047.08 a year (GST included) at Allianz, Allianz Electric Motor Protect Comprehensive; 5 insurers quote this driver online, up to S$8,234.23 at Etiqa.
- 5 insurers quote this driver online; 9 do not.
- That is 5.1 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$789.73).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| AllianzAllianz Electric Motor Protect Comprehensive | S$4,047.08 | S$2,000.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$4,721.11 | S$600.00 |
| AIGAIG Car Insurance Collision Only | S$4,972.77 | S$600.00 |
| SinglifeMotor Lite | S$5,037.88 | S$3,000.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$8,234.23 | S$2,500.00 |
No online price for this driver: ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for main drivers aged 26 or over); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for electric cars); Liberty (This insurer's online price is for repairs at any workshop); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); UOI (This insurer's online price is for repairs at any workshop).
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$4,775.55 | +S$728.47 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$3,412.82 | −S$634.26 |
| Next year, with a 10% NCDAfter a year with no claim, at today's prices. | S$2,913.87 | −S$1,133.21 |
Why this driver pays this
- A driver in the first year of driving has no record to go on, so insurers charge a new-driver loading and there is no no-claim discount to take off. Young drivers, under about 26, pay a further loading at most insurers.
- The BYD Atto 3 is electric: repairs and parts cost more at some insurers, so they price electric cars higher than petrol cars of the same size.
- 9 insurers do not quote this driver online on this car: ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for main drivers aged 26 or over); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for electric cars); Liberty (This insurer's online price is for repairs at any workshop); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); UOI (This insurer's online price is for repairs at any workshop).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and Allianz has been cheapest throughout.
The BYD Atto 3
- Priced as a BYD ATTO 3 (electric), registered 3 years ago.
- A fully electric BYD Atto 3 needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its motor is 110kW (147bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more powerful.
- For a 25-year-old new driver, the BYD Atto 3 is the 531st cheapest of 588 car models to insure. Among 18 electric cars it is 9th cheapest, about the same as the middle price of S$4,050.47.
- BYD Atto 3 review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Kia EV6 | S$3,307.80 | Allianz |
| Tesla Model 3 | S$3,482.48 | Allianz |
| Tesla Model Y | S$3,974.98 | Allianz |
| Hyundai Ioniq 5 | S$4,198.67 | Etiqa |
| Mercedes-Benz EQA | S$4,218.11 | Etiqa |
| Mercedes-Benz EQB | S$4,218.11 | Etiqa |
| Mercedes-Benz EQE 350+ AMG | S$4,611.75 | Allianz |
| Audi e-tron Electric | S$7,975.10 | Allianz |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The BYD Atto 3 for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is BYD Atto 3 insurance for a 25-year-old new driver?
From S$4,047.08 a year today at Allianz, up to S$8,234.23 at Etiqa, across the 5 insurers that quote this driver online. That is for a driver aged 25, single, driving 1 year, no no-claim discount, on a 3-year-old BYD ATTO 3, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 5.1 times the S$789.73 a 40-year-old with a 50% NCD and no claims pays for the same BYD Atto 3.
What would lower the price?
Next year, with a 10% NCD: the lowest price becomes S$2,913.87, S$1,133.21 less than today's S$4,047.08. After a year with no claim, at today's prices.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and Allianz has been cheapest throughout.
Which insurers do not quote a 25-year-old new driver for a BYD Atto 3 online?
ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for main drivers aged 26 or over); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for electric cars); Liberty (This insurer's online price is for repairs at any workshop); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); UOI (This insurer's online price is for repairs at any workshop).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.