Car insurance
Budget Direct vs India International car insurance
As of 28 Oct 2026 (Singapore time)
Of the 3 examples both price, Budget Direct was cheaper on 0, India International on 3. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Budget Direct | India International |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$710.92Car Insurance – Comprehensiveas at 22 Oct 2026 | S$604.07Comprehensive (any workshop or authorised workshops)as at 20 Oct 2026 |
| Honda Vezel 1.5, 20% NCD | S$778.87Car Insurance – Comprehensiveas at 22 Oct 2026 | No online price |
| BMW 320i, 50% NCD | S$999.03Car Insurance – Comprehensiveas at 22 Oct 2026 | S$811.71Comprehensive (any workshop or authorised workshops)as at 20 Oct 2026 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$710.92Car Insurance – Comprehensiveas at 22 Oct 2026 | S$642.42Comprehensive (any workshop or authorised workshops)as at 20 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | No online price | No online price |
| BYD ATTO 3, 3 years old, 50% no-claim discount | No online price | No online price |
| BYD M6, 3 years old, 50% no-claim discount | No online price | No online price |
| Toyota Sienta, 3 years old, 50% no-claim discount | No online price | S$604.07Comprehensive (any workshop or authorised workshops)as at 20 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | No online price | S$742.90Comprehensive (any workshop or authorised workshops)as at 20 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | No online price | S$811.71Comprehensive (any workshop or authorised workshops)as at 20 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | No online price | S$787.96Comprehensive (any workshop or authorised workshops)as at 20 Oct 2026 |
| Honda Freed, 3 years old, 50% no-claim discount | No online price | S$642.42Comprehensive (any workshop or authorised workshops)as at 20 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Budget Direct | India International |
|---|---|---|
| Repairs at | Budget Direct's authorised workshops and approved repair centres; repairs at a workshop of your choice need its optional Any Workshop cover, priced on its site | Your choice: any workshop, or the insurer's authorised workshops for 10% less (the "authorised workshop discount" on the buy page); excess S$600 for the insured and named drivers, S$1,100 for unnamed drivers |
| Windscreen | Repair or replacement covered beyond the windscreen excess; a windscreen-only claim leaves your NCD untouched and carries no policy excess | Unlimited windscreen cover with a S$100 excess; solar film and sunroof add-ons available |
| Personal accident (driver) | Not included in this price: Budget Direct's optional personal accident cover, bought on its site, pays a share of the limit on your policy summary for death or loss of sight or limbs | Personal accident to unnamed passengers as an add-on (S$50 on the quote); medical expenses up to S$300 |
| Excess | S$600.00 | S$600.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Budget Direct: none to show
- India International: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Budget Direct or India International cheaper for car insurance?
Of the 3 examples both price, Budget Direct was cheaper on 0, India International on 3. Your own answers can change the order, so get your own quote.
How does Budget Direct's cover compare with India International's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (Budget Direct Car Insurance – Comprehensive, India International Comprehensive (any workshop or authorised workshops)): Repairs at: Budget Direct Budget Direct's authorised workshops and approved repair centres; repairs at a workshop of your choice need its optional Any Workshop cover, priced on its site, India International Your choice: any workshop, or the insurer's authorised workshops for 10% less (the "authorised workshop discount" on the buy page); excess S$600 for the insured and named drivers, S$1,100 for unnamed drivers; Windscreen: Budget Direct Repair or replacement covered beyond the windscreen excess; a windscreen-only claim leaves your NCD untouched and carries no policy excess, India International Unlimited windscreen cover with a S$100 excess; solar film and sunroof add-ons available; Personal accident (driver): Budget Direct Not included in this price: Budget Direct's optional personal accident cover, bought on its site, pays a share of the limit on your policy summary for death or loss of sight or limbs, India International Personal accident to unnamed passengers as an add-on (S$50 on the quote); medical expenses up to S$300; Excess: Budget Direct S$600.00, India International S$600.00.
What discounts are Budget Direct and India International running?
Budget Direct: none to show. India International: none to show.