
Car insurance
How Budget Direct prices car insurance
Priced online
How the price is worked out
Budget Direct prices each quote itself. Your answers go to its pricing system, and we show the premium it sends back as it is, including GST. There's no published table to show.
We last checked our record of its prices against Budget Direct's own quotes on 22 Oct 2026. If its pricing system doesn't answer, we show no price and ask you to try again.
- Car Insurance – Comprehensive
- Car Insurance – Comprehensive with Any Workshop
- Car Insurance – Third Party, Fire and Theft
- Car Insurance – Third Party Only
Car models we can't price
1,059 of the 2,615 car models on our form have no online price from any Budget Direct plan, usually because Budget Direct's own quote form does not list the model or will not quote it online. Budget Direct may still cover them: ask them or a broker.
Download the list (CSV, each plan's reason in its own column)Your own premium depends on your answers. You finish buying on the insurer's own site, where you pay and they issue the policy.
Compare Budget Direct with another insurer
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