Car insurance
Budget Direct vs Sompo car insurance
As of 28 Oct 2026 (Singapore time)
Of the 4 examples both price, Budget Direct was cheaper on 3, Sompo on 1. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Budget Direct | Sompo |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$710.92Car Insurance – Comprehensiveas at 22 Oct 2026 | S$790.40Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| Honda Vezel 1.5, 20% NCD | S$778.87Car Insurance – Comprehensiveas at 22 Oct 2026 | S$1,324.70Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| BMW 320i, 50% NCD | S$999.03Car Insurance – Comprehensiveas at 22 Oct 2026 | S$940.70Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$710.92Car Insurance – Comprehensiveas at 22 Oct 2026 | S$830.39Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | No online price | S$954.95Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | No online price | S$1,390.72Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| BYD M6, 3 years old, 50% no-claim discount | No online price | S$1,390.72Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| Toyota Sienta, 3 years old, 50% no-claim discount | No online price | S$852.28Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | No online price | S$1,021.64Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | No online price | S$1,053.56Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | No online price | S$968.44Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
| Honda Freed, 3 years old, 50% no-claim discount | No online price | S$852.28Comprehensive Cover – Authorised Workshop Planas at 20 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Budget Direct | Sompo |
|---|---|---|
| Repairs at | Budget Direct's authorised workshops and approved repair centres; repairs at a workshop of your choice need its optional Any Workshop cover, priced on its site | Authorised workshop assigned by Sompo (vehicle age 0 to 15 years) |
| Windscreen | Repair or replacement covered beyond the windscreen excess; a windscreen-only claim leaves your NCD untouched and carries no policy excess | Unlimited replacement, with the windscreen excess shown in the policy schedule (waived if repaired instead of replaced; no NCD reduction for a windscreen-only claim) |
| Personal accident (driver) | Not included in this price: Budget Direct's optional personal accident cover, bought on its site, pays a share of the limit on your policy summary for death or loss of sight or limbs | Up to S$50,000 |
| Excess | S$600.00 | S$600.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Budget Direct: none to show
- Sompo: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Budget Direct or Sompo cheaper for car insurance?
Of the 4 examples both price, Budget Direct was cheaper on 3, Sompo on 1. Your own answers can change the order, so get your own quote.
How does Budget Direct's cover compare with Sompo's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (Budget Direct Car Insurance – Comprehensive, Sompo Comprehensive Cover – Authorised Workshop Plan): Repairs at: Budget Direct Budget Direct's authorised workshops and approved repair centres; repairs at a workshop of your choice need its optional Any Workshop cover, priced on its site, Sompo Authorised workshop assigned by Sompo (vehicle age 0 to 15 years); Windscreen: Budget Direct Repair or replacement covered beyond the windscreen excess; a windscreen-only claim leaves your NCD untouched and carries no policy excess, Sompo Unlimited replacement, with the windscreen excess shown in the policy schedule (waived if repaired instead of replaced; no NCD reduction for a windscreen-only claim); Personal accident (driver): Budget Direct Not included in this price: Budget Direct's optional personal accident cover, bought on its site, pays a share of the limit on your policy summary for death or loss of sight or limbs, Sompo Up to S$50,000; Excess: Budget Direct S$600.00, Sompo S$600.00.
What discounts are Budget Direct and Sompo running?
Budget Direct: none to show. Sompo: none to show.