Car insurance
Budget Direct vs UOI car insurance
As of 28 Oct 2026 (Singapore time)
Of the 4 examples both price, Budget Direct was cheaper on 4, UOI on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Budget Direct | UOI |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$710.92Car Insurance – Comprehensiveas at 22 Oct 2026 | S$1,106.58UniCar Comprehensive Valueas at 18 Oct 2026 |
| Honda Vezel 1.5, 20% NCD | S$778.87Car Insurance – Comprehensiveas at 22 Oct 2026 | S$1,745.35UniCar Comprehensive Valueas at 18 Oct 2026 |
| BMW 320i, 50% NCD | S$999.03Car Insurance – Comprehensiveas at 22 Oct 2026 | S$1,200.89UniCar Comprehensive Valueas at 18 Oct 2026 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$710.92Car Insurance – Comprehensiveas at 22 Oct 2026 | S$1,134.45UniCar Comprehensive Valueas at 18 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | No online price | S$1,724.74UniCar Comprehensive Valueas at 18 Oct 2026 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | No online price | No online price |
| BYD M6, 3 years old, 50% no-claim discount | No online price | No online price |
| Toyota Sienta, 3 years old, 50% no-claim discount | No online price | S$1,062.36UniCar Comprehensive Valueas at 18 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | No online price | S$1,201.89UniCar Comprehensive Valueas at 18 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | No online price | S$1,172.51UniCar Comprehensive Valueas at 18 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | No online price | S$1,036.42UniCar Comprehensive Valueas at 18 Oct 2026 |
| Honda Freed, 3 years old, 50% no-claim discount | No online price | S$1,010.95UniCar Comprehensive Valueas at 18 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Budget Direct | UOI |
|---|---|---|
| Repairs at | Budget Direct's authorised workshops and approved repair centres; repairs at a workshop of your choice need its optional Any Workshop cover, priced on its site | UOI authorised workshops only |
| Windscreen | Repair or replacement covered beyond the windscreen excess; a windscreen-only claim leaves your NCD untouched and carries no policy excess | Covered: full cost of reinstating windscreen or window glass, windscreen excess as in the schedule (waived if repaired instead of replaced) |
| Personal accident (driver) | Not included in this price: Budget Direct's optional personal accident cover, bought on its site, pays a share of the limit on your policy summary for death or loss of sight or limbs | S$20,000 insured driver (S$10,000 each unnamed passenger) |
| Excess | S$600.00 | S$500.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Budget Direct: none to show
- UOI: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Budget Direct or UOI cheaper for car insurance?
Of the 4 examples both price, Budget Direct was cheaper on 4, UOI on 0. Your own answers can change the order, so get your own quote.
How does Budget Direct's cover compare with UOI's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (Budget Direct Car Insurance – Comprehensive, UOI UniCar Comprehensive Value): Repairs at: Budget Direct Budget Direct's authorised workshops and approved repair centres; repairs at a workshop of your choice need its optional Any Workshop cover, priced on its site, UOI UOI authorised workshops only; Windscreen: Budget Direct Repair or replacement covered beyond the windscreen excess; a windscreen-only claim leaves your NCD untouched and carries no policy excess, UOI Covered: full cost of reinstating windscreen or window glass, windscreen excess as in the schedule (waived if repaired instead of replaced); Personal accident (driver): Budget Direct Not included in this price: Budget Direct's optional personal accident cover, bought on its site, pays a share of the limit on your policy summary for death or loss of sight or limbs, UOI S$20,000 insured driver (S$10,000 each unnamed passenger); Excess: Budget Direct S$600.00, UOI S$500.00.
What discounts are Budget Direct and UOI running?
Budget Direct: none to show. UOI: none to show.