Car insurance
Budget Direct vs DirectAsia car insurance
As of 28 Oct 2026 (Singapore time)
Of the 4 examples both price, Budget Direct was cheaper on 4, DirectAsia on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Budget Direct | DirectAsia |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$710.92Car Insurance – Comprehensiveas at 22 Oct 2026 | S$976.44Car Insurance – Comprehensive, Value planas at 21 Oct 2026 |
| Honda Vezel 1.5, 20% NCD | S$778.87Car Insurance – Comprehensiveas at 22 Oct 2026 | S$953.92Car Insurance – Comprehensive, Value planas at 21 Oct 2026 |
| BMW 320i, 50% NCD | S$999.03Car Insurance – Comprehensiveas at 22 Oct 2026 | S$1,157.56Car Insurance – Comprehensive, Value planas at 21 Oct 2026 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$710.92Car Insurance – Comprehensiveas at 22 Oct 2026 | S$976.44Car Insurance – Comprehensive, Value planas at 21 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | No online price | S$1,193.46Car Insurance – Comprehensive, Value planas at 21 Oct 2026 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | No online price | S$1,207.68Car Insurance – Comprehensive, Value planas at 21 Oct 2026 |
| BYD M6, 3 years old, 50% no-claim discount | No online price | S$1,208.59Car Insurance – Comprehensive, Value planas at 21 Oct 2026 |
| Toyota Sienta, 3 years old, 50% no-claim discount | No online price | S$976.44Car Insurance – Comprehensive, Value planas at 21 Oct 2026 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | No online price | S$1,228.81Car Insurance – Comprehensive, Value planas at 21 Oct 2026 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | No online price | S$1,194.51Car Insurance – Comprehensive, Value planas at 21 Oct 2026 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | No online price | S$1,026.94Car Insurance – Comprehensive, Value planas at 21 Oct 2026 |
| Honda Freed, 3 years old, 50% no-claim discount | No online price | S$1,065.51Car Insurance – Comprehensive, Value planas at 21 Oct 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Budget Direct | DirectAsia |
|---|---|---|
| Repairs at | Budget Direct's authorised workshops and approved repair centres; repairs at a workshop of your choice need its optional Any Workshop cover, priced on its site | DirectAsia's authorised workshops (its My Workshop option, a tenth more, lets you choose your own) |
| Windscreen | Repair or replacement covered beyond the windscreen excess; a windscreen-only claim leaves your NCD untouched and carries no policy excess | Repair or replacement covered; a windscreen claim does not affect your No Claim Discount (windscreen excess applies) |
| Personal accident (driver) | Not included in this price: Budget Direct's optional personal accident cover, bought on its site, pays a share of the limit on your policy summary for death or loss of sight or limbs | Not included in this price; DirectAsia's optional driver personal accident cover (S$100,000) adds S$54.50 a year on its site |
| Excess | S$600.00 | S$800.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Budget Direct: none to show
- DirectAsia: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Budget Direct or DirectAsia cheaper for car insurance?
Of the 4 examples both price, Budget Direct was cheaper on 4, DirectAsia on 0. Your own answers can change the order, so get your own quote.
How does Budget Direct's cover compare with DirectAsia's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (Budget Direct Car Insurance – Comprehensive, DirectAsia Car Insurance – Comprehensive, Value plan): Repairs at: Budget Direct Budget Direct's authorised workshops and approved repair centres; repairs at a workshop of your choice need its optional Any Workshop cover, priced on its site, DirectAsia DirectAsia's authorised workshops (its My Workshop option, a tenth more, lets you choose your own); Windscreen: Budget Direct Repair or replacement covered beyond the windscreen excess; a windscreen-only claim leaves your NCD untouched and carries no policy excess, DirectAsia Repair or replacement covered; a windscreen claim does not affect your No Claim Discount (windscreen excess applies); Personal accident (driver): Budget Direct Not included in this price: Budget Direct's optional personal accident cover, bought on its site, pays a share of the limit on your policy summary for death or loss of sight or limbs, DirectAsia Not included in this price; DirectAsia's optional driver personal accident cover (S$100,000) adds S$54.50 a year on its site; Excess: Budget Direct S$600.00, DirectAsia S$800.00.
What discounts are Budget Direct and DirectAsia running?
Budget Direct: none to show. DirectAsia: none to show.