Car insurance
AIG vs Budget Direct car insurance
As of 29 Oct 2026 (Singapore time)
Of the 4 examples both price, AIG was cheaper on 1, Budget Direct on 3. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | AIG | Budget Direct |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$721.67AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$710.92Car Insurance – Comprehensiveas at 22 Oct 2026 |
| Honda Vezel 1.5, 20% NCD | S$1,416.13AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$778.87Car Insurance – Comprehensiveas at 22 Oct 2026 |
| BMW 320i, 50% NCD | S$862.23AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$999.03Car Insurance – Comprehensiveas at 22 Oct 2026 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$732.80AIG Car Insurance Collision Onlyas at 21 Oct 2026 | S$710.92Car Insurance – Comprehensiveas at 22 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | No online price | No online price |
| BYD ATTO 3, 3 years old, 50% no-claim discount | S$789.73AIG Car Insurance Collision Onlyas at 21 Oct 2026 | No online price |
| BYD M6, 3 years old, 50% no-claim discount | S$799.24AIG Car Insurance Collision Onlyas at 21 Oct 2026 | No online price |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$869.06AIG Car Insurance Collision Onlyas at 21 Oct 2026 | No online price |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$1,064.16AIG Car Insurance Collision Onlyas at 21 Oct 2026 | No online price |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$871.96AIG Car Insurance Collision Onlyas at 21 Oct 2026 | No online price |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | S$840.22AIG Car Insurance Collision Onlyas at 21 Oct 2026 | No online price |
| Honda Freed, 3 years old, 50% no-claim discount | S$748.37AIG Car Insurance Collision Onlyas at 21 Oct 2026 | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | AIG | Budget Direct |
|---|---|---|
| Repairs at | AIG authorised workshops only | Budget Direct's authorised workshops and approved repair centres; repairs at a workshop of your choice need its optional Any Workshop cover, priced on its site |
| Windscreen | Optional add-on (S$60 a year before GST on the sampled quotes; S$100 excess) | Repair or replacement covered beyond the windscreen excess; a windscreen-only claim leaves your NCD untouched and carries no policy excess |
| Personal accident (driver) | Not included in the online plans | Not included in this price: Budget Direct's optional personal accident cover, bought on its site, pays a share of the limit on your policy summary for death or loss of sight or limbs |
| Excess | S$600.00 | S$600.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- AIG: none to show
- Budget Direct: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is AIG or Budget Direct cheaper for car insurance?
Of the 4 examples both price, AIG was cheaper on 1, Budget Direct on 3. Your own answers can change the order, so get your own quote.
How does AIG's cover compare with Budget Direct's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (AIG AIG Car Insurance Collision Only, Budget Direct Car Insurance – Comprehensive): Repairs at: AIG AIG authorised workshops only, Budget Direct Budget Direct's authorised workshops and approved repair centres; repairs at a workshop of your choice need its optional Any Workshop cover, priced on its site; Windscreen: AIG Optional add-on (S$60 a year before GST on the sampled quotes; S$100 excess), Budget Direct Repair or replacement covered beyond the windscreen excess; a windscreen-only claim leaves your NCD untouched and carries no policy excess; Personal accident (driver): AIG Not included in the online plans, Budget Direct Not included in this price: Budget Direct's optional personal accident cover, bought on its site, pays a share of the limit on your policy summary for death or loss of sight or limbs; Excess: AIG S$600.00, Budget Direct S$600.00.
What discounts are AIG and Budget Direct running?
AIG: none to show. Budget Direct: none to show.