Car insurance
Budget Direct vs Etiqa car insurance
As of 28 Oct 2026 (Singapore time)
Of the 4 examples both price, Budget Direct was cheaper on 4, Etiqa on 0. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Budget Direct | Etiqa |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$710.92Car Insurance – Comprehensiveas at 22 Oct 2026 | S$725.20Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 |
| Honda Vezel 1.5, 20% NCD | S$778.87Car Insurance – Comprehensiveas at 22 Oct 2026 | S$1,373.01Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 |
| BMW 320i, 50% NCD | S$999.03Car Insurance – Comprehensiveas at 22 Oct 2026 | S$1,907.88Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$710.92Car Insurance – Comprehensiveas at 22 Oct 2026 | S$753.48Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | No online price | No online price |
| BYD ATTO 3, 3 years old, 50% no-claim discount | No online price | S$2,072.07Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 |
| BYD M6, 3 years old, 50% no-claim discount | No online price | S$2,112.88Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 |
| Toyota Sienta, 3 years old, 50% no-claim discount | No online price | S$767.00Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | No online price | S$887.36Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | No online price | S$2,636.48Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | No online price | S$913.13Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 |
| Honda Freed, 3 years old, 50% no-claim discount | No online price | S$862.88Private Car Insurance – Comprehensive (Authorised Workshop)as at 20 Oct 2026code TIQCAR20 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Budget Direct | Etiqa |
|---|---|---|
| Repairs at | Budget Direct's authorised workshops and approved repair centres; repairs at a workshop of your choice need its optional Any Workshop cover, priced on its site | Etiqa authorised workshops (repairs anywhere need Tiq's 'My Workshop' option, shown as its own card under Repairs at: any workshop) |
| Windscreen | Repair or replacement covered beyond the windscreen excess; a windscreen-only claim leaves your NCD untouched and carries no policy excess | Unlimited windscreen cover, S$100 excess for each replacement |
| Personal accident (driver) | Not included in this price: Budget Direct's optional personal accident cover, bought on its site, pays a share of the limit on your policy summary for death or loss of sight or limbs | Up to S$50,000 for the policyholder (medical expenses up to S$1,000 per person) |
| Excess | S$600.00 | S$2,500.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Budget Direct: none to show
- Etiqa: Promo code TIQCAR20: 20% off
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Budget Direct or Etiqa cheaper for car insurance?
Of the 4 examples both price, Budget Direct was cheaper on 4, Etiqa on 0. Your own answers can change the order, so get your own quote.
How does Budget Direct's cover compare with Etiqa's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (Budget Direct Car Insurance – Comprehensive, Etiqa Private Car Insurance – Comprehensive (Authorised Workshop)): Repairs at: Budget Direct Budget Direct's authorised workshops and approved repair centres; repairs at a workshop of your choice need its optional Any Workshop cover, priced on its site, Etiqa Etiqa authorised workshops (repairs anywhere need Tiq's 'My Workshop' option, shown as its own card under Repairs at: any workshop); Windscreen: Budget Direct Repair or replacement covered beyond the windscreen excess; a windscreen-only claim leaves your NCD untouched and carries no policy excess, Etiqa Unlimited windscreen cover, S$100 excess for each replacement; Personal accident (driver): Budget Direct Not included in this price: Budget Direct's optional personal accident cover, bought on its site, pays a share of the limit on your policy summary for death or loss of sight or limbs, Etiqa Up to S$50,000 for the policyholder (medical expenses up to S$1,000 per person); Excess: Budget Direct S$600.00, Etiqa S$2,500.00.
What discounts are Budget Direct and Etiqa running?
Budget Direct: none to show. Etiqa: Promo code TIQCAR20: 20% off.