Car insurance
Singlife vs Budget Direct car insurance
As of 28 Oct 2026 (Singapore time)
Of the 4 examples both price, Singlife was cheaper on 0, Budget Direct on 4. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Singlife | Budget Direct |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$912.99Motor Liteas at 20 Oct 2026 | S$710.92Car Insurance – Comprehensiveas at 22 Oct 2026 |
| Honda Vezel 1.5, 20% NCD | S$1,428.30Motor Liteas at 20 Oct 2026 | S$778.87Car Insurance – Comprehensiveas at 22 Oct 2026 |
| BMW 320i, 50% NCD | S$1,060.31Motor Liteas at 20 Oct 2026 | S$999.03Car Insurance – Comprehensiveas at 22 Oct 2026 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$940.53Motor Liteas at 20 Oct 2026 | S$710.92Car Insurance – Comprehensiveas at 22 Oct 2026 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | S$1,091.11Motor Liteas at 20 Oct 2026 | No online price |
| BYD ATTO 3, 3 years old, 50% no-claim discount | S$1,364.58Motor Liteas at 20 Oct 2026 | No online price |
| BYD M6, 3 years old, 50% no-claim discount | No online price | No online price |
| Toyota Sienta, 3 years old, 50% no-claim discount | S$991.27Motor Liteas at 20 Oct 2026 | No online price |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | S$1,181.02Motor Liteas at 20 Oct 2026 | No online price |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | S$1,069.21Motor Liteas at 20 Oct 2026 | No online price |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | No online price | No online price |
| Honda Freed, 3 years old, 50% no-claim discount | No online price | No online price |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Singlife | Budget Direct |
|---|---|---|
| Repairs at | Singlife approved repairer only | Budget Direct's authorised workshops and approved repair centres; repairs at a workshop of your choice need its optional Any Workshop cover, priced on its site |
| Windscreen | Unlimited glass replacement at approved repairers (S$0 elsewhere), 1 windscreen claim, excess S$100 | Repair or replacement covered beyond the windscreen excess; a windscreen-only claim leaves your NCD untouched and carries no policy excess |
| Personal accident (driver) | Not covered; Additional Personal Accident rider up to S$100,000 optional | Not included in this price: Budget Direct's optional personal accident cover, bought on its site, pays a share of the limit on your policy summary for death or loss of sight or limbs |
| Excess | S$3,000.00 | S$600.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Singlife: none to show
- Budget Direct: none to show
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Singlife or Budget Direct cheaper for car insurance?
Of the 4 examples both price, Singlife was cheaper on 0, Budget Direct on 4. Your own answers can change the order, so get your own quote.
How does Singlife's cover compare with Budget Direct's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (Singlife Motor Lite, Budget Direct Car Insurance – Comprehensive): Repairs at: Singlife Singlife approved repairer only, Budget Direct Budget Direct's authorised workshops and approved repair centres; repairs at a workshop of your choice need its optional Any Workshop cover, priced on its site; Windscreen: Singlife Unlimited glass replacement at approved repairers (S$0 elsewhere), 1 windscreen claim, excess S$100, Budget Direct Repair or replacement covered beyond the windscreen excess; a windscreen-only claim leaves your NCD untouched and carries no policy excess; Personal accident (driver): Singlife Not covered; Additional Personal Accident rider up to S$100,000 optional, Budget Direct Not included in this price: Budget Direct's optional personal accident cover, bought on its site, pays a share of the limit on your policy summary for death or loss of sight or limbs; Excess: Singlife S$3,000.00, Budget Direct S$600.00.
What discounts are Singlife and Budget Direct running?
Singlife: none to show. Budget Direct: none to show.