Car insurance
Budget Direct vs ECICS car insurance
As of 28 Oct 2026 (Singapore time)
Of the 4 examples both price, Budget Direct was cheaper on 3, ECICS on 1. Your own answers can change the order, so get your own quote.
Lowest price on each example
| Example | Budget Direct | ECICS |
|---|---|---|
| Toyota Corolla Altis 1.6, 50% NCD | S$710.92Car Insurance – Comprehensiveas at 22 Oct 2026 | S$843.91Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| Honda Vezel 1.5, 20% NCD | S$778.87Car Insurance – Comprehensiveas at 22 Oct 2026 | S$1,275.86Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| BMW 320i, 50% NCD | S$999.03Car Insurance – Comprehensiveas at 22 Oct 2026 | S$857.64Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount | S$710.92Car Insurance – Comprehensiveas at 22 Oct 2026 | S$895.05Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discount | No online price | S$856.17Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| BYD ATTO 3, 3 years old, 50% no-claim discount | No online price | S$1,142.03Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| BYD M6, 3 years old, 50% no-claim discount | No online price | S$1,076.76Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| Toyota Sienta, 3 years old, 50% no-claim discount | No online price | S$856.18Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discount | No online price | S$909.62Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| BMW X1 sDrive16, 3 years old, 50% no-claim discount | No online price | S$797.41Comprehensiveas at 22 Oct 2026code SPECIAL15 |
| Mercedes-Benz GLB 200, 3 years old, 50% no-claim discount | No online price | No online price |
| Honda Freed, 3 years old, 50% no-claim discount | No online price | S$973.70Comprehensiveas at 22 Oct 2026code SPECIAL15 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
Cover side by side
| Cover | Budget Direct | ECICS |
|---|---|---|
| Repairs at | Budget Direct's authorised workshops and approved repair centres; repairs at a workshop of your choice need its optional Any Workshop cover, priced on its site | Your choice: ECICS Authorised Workshops (the lower price) or any workshop (the "Any Workshops" add-on, +40% of the premium, +16.5% for a BYD); own-damage excess S$750 (adjustable); on the first accident claim of the policy year, with you or a named driver driving and the repair at an ECICS Authorised Workshop, ECICS waives up to S$750 of it at 30% NCD or more, or up to S$250 below 30% if you send the in-car camera footage within 3 working days |
| Windscreen | Repair or replacement covered beyond the windscreen excess; a windscreen-only claim leaves your NCD untouched and carries no policy excess | Unlimited windscreen / sunroof / moonroof cover, excess S$100 each and every claim |
| Personal accident (driver) | Not included in this price: Budget Direct's optional personal accident cover, bought on its site, pays a share of the limit on your policy summary for death or loss of sight or limbs | Up to S$50,000 for insured / named driver; Personal Accident+ add-on (+S$30,000 / +S$60,000 / +S$100,000) |
| Excess | S$600.00 | S$750.00 |
Dearer plans from either insurer can cover more. Read the policy wording before you buy.
Discounts running today
- Budget Direct: none to show
- ECICS: Promo code SPECIAL15: 15% off
More about each
See every insurer's price for your own answers, cheapest first.
Get your own quoteQuestions people ask
Is Budget Direct or ECICS cheaper for car insurance?
Of the 4 examples both price, Budget Direct was cheaper on 3, ECICS on 1. Your own answers can change the order, so get your own quote.
How does Budget Direct's cover compare with ECICS's?
On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (Budget Direct Car Insurance – Comprehensive, ECICS Comprehensive): Repairs at: Budget Direct Budget Direct's authorised workshops and approved repair centres; repairs at a workshop of your choice need its optional Any Workshop cover, priced on its site, ECICS Your choice: ECICS Authorised Workshops (the lower price) or any workshop (the "Any Workshops" add-on, +40% of the premium, +16.5% for a BYD); own-damage excess S$750 (adjustable); on the first accident claim of the policy year, with you or a named driver driving and the repair at an ECICS Authorised Workshop, ECICS waives up to S$750 of it at 30% NCD or more, or up to S$250 below 30% if you send the in-car camera footage within 3 working days; Windscreen: Budget Direct Repair or replacement covered beyond the windscreen excess; a windscreen-only claim leaves your NCD untouched and carries no policy excess, ECICS Unlimited windscreen / sunroof / moonroof cover, excess S$100 each and every claim; Personal accident (driver): Budget Direct Not included in this price: Budget Direct's optional personal accident cover, bought on its site, pays a share of the limit on your policy summary for death or loss of sight or limbs, ECICS Up to S$50,000 for insured / named driver; Personal Accident+ add-on (+S$30,000 / +S$60,000 / +S$100,000); Excess: Budget Direct S$600.00, ECICS S$750.00.
What discounts are Budget Direct and ECICS running?
Budget Direct: none to show. ECICS: Promo code SPECIAL15: 15% off.