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Car insurance

Allianz vs India International car insurance

As of 28 Oct 2026 (Singapore time)

Of the 8 examples both price, Allianz was cheaper on 1, India International on 7. Your own answers can change the order, so get your own quote.

Lowest price on each example

Each insurer's cheapest plan for the example, with any discount it is running taken off.
ExampleAllianzIndia International
Toyota Corolla Altis 1.6, 50% NCDS$873.27Allianz Motor Protect Comprehensiveas at 21 Oct 2026S$604.07Comprehensive (any workshop or authorised workshops)as at 20 Oct 2026
Honda Vezel 1.5, 20% NCDS$1,321.03Allianz Motor Protect Comprehensiveas at 21 Oct 2026No online price
BMW 320i, 50% NCDS$1,177.05Allianz Motor Protect Comprehensiveas at 21 Oct 2026S$811.71Comprehensive (any workshop or authorised workshops)as at 20 Oct 2026
Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discountS$873.27Allianz Motor Protect Comprehensiveas at 21 Oct 2026S$642.42Comprehensive (any workshop or authorised workshops)as at 20 Oct 2026
Mazda 3 1.5 M-Hybrid Classic, 3 years old, 50% no-claim discountS$924.88Allianz Motor Protect Comprehensiveas at 21 Oct 2026No online price
BYD ATTO 3, 3 years old, 50% no-claim discountS$1,010.90Allianz Electric Motor Protect Comprehensiveas at 21 Oct 2026No online price
BYD M6, 3 years old, 50% no-claim discountS$1,072.24Allianz Electric Motor Protect Comprehensiveas at 21 Oct 2026No online price
Toyota Sienta, 3 years old, 50% no-claim discountS$848.10Allianz Motor Protect Comprehensiveas at 21 Oct 2026S$604.07Comprehensive (any workshop or authorised workshops)as at 20 Oct 2026
Toyota Harrier 2.0 E Panoramic, 3 years old, 50% no-claim discountS$964.49Allianz Motor Protect Comprehensiveas at 21 Oct 2026S$742.90Comprehensive (any workshop or authorised workshops)as at 20 Oct 2026
BMW X1 sDrive16, 3 years old, 50% no-claim discountS$1,295.90Allianz Motor Protect Comprehensiveas at 21 Oct 2026S$811.71Comprehensive (any workshop or authorised workshops)as at 20 Oct 2026
Mercedes-Benz GLB 200, 3 years old, 50% no-claim discountS$664.09Allianz Motor Protect Comprehensiveas at 21 Oct 2026S$787.96Comprehensive (any workshop or authorised workshops)as at 20 Oct 2026
Honda Freed, 3 years old, 50% no-claim discountS$806.68Allianz Motor Protect Comprehensiveas at 21 Oct 2026S$642.42Comprehensive (any workshop or authorised workshops)as at 20 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

Cover side by side

Each insurer's cheapest plan for toyota Corolla Altis 1.6, 50% NCD: Allianz Allianz Motor Protect Comprehensive, India International Comprehensive (any workshop or authorised workshops).
CoverAllianzIndia International
Repairs atAllianz Authorised Workshop panel (lifetime warranty on repairs there); any workshop of your choice only with the optional Repairs at Any Workshop endorsement; authorised repair limit S$350 per accident without prior approval; own damage excess S$2,000, the highest Allianz offers online, and this price is quoted at it; a lower excess can be chosen on the Allianz quote page for a higher premium (from S$0 on most cars, S$600 on most electric cars, up to S$2,000 on high-powered cars); the endorsement is shown as its own card under Repairs at: any workshopYour choice: any workshop, or the insurer's authorised workshops for 10% less (the "authorised workshop discount" on the buy page); excess S$600 for the insured and named drivers, S$1,100 for unnamed drivers
WindscreenUnlimited windscreen cover; S$100 excess for each replacement, no excess for a repair; does not affect the No Claim DiscountUnlimited windscreen cover with a S$100 excess; solar film and sunroof add-ons available
Personal accident (driver)Not included as standard; optional Personal Accident and Medical Expenses add-on: S$50,000 for you (50% of that for an Authorised Driver) and S$25,000 for each passenger on death or permanent disability, medical expenses up to S$1,000 per passengerPersonal accident to unnamed passengers as an add-on (S$50 on the quote); medical expenses up to S$300
ExcessS$2,000.00S$600.00

Dearer plans from either insurer can cover more. Read the policy wording before you buy.

Discounts running today

More about each

See every insurer's price for your own answers, cheapest first.

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Questions people ask

Is Allianz or India International cheaper for car insurance?

Of the 8 examples both price, Allianz was cheaper on 1, India International on 7. Your own answers can change the order, so get your own quote.

How does Allianz's cover compare with India International's?

On each one's cheapest plan for toyota Corolla Altis 1.6, 50% NCD (Allianz Allianz Motor Protect Comprehensive, India International Comprehensive (any workshop or authorised workshops)): Repairs at: Allianz Allianz Authorised Workshop panel (lifetime warranty on repairs there); any workshop of your choice only with the optional Repairs at Any Workshop endorsement; authorised repair limit S$350 per accident without prior approval; own damage excess S$2,000, the highest Allianz offers online, and this price is quoted at it; a lower excess can be chosen on the Allianz quote page for a higher premium (from S$0 on most cars, S$600 on most electric cars, up to S$2,000 on high-powered cars); the endorsement is shown as its own card under Repairs at: any workshop, India International Your choice: any workshop, or the insurer's authorised workshops for 10% less (the "authorised workshop discount" on the buy page); excess S$600 for the insured and named drivers, S$1,100 for unnamed drivers; Windscreen: Allianz Unlimited windscreen cover; S$100 excess for each replacement, no excess for a repair; does not affect the No Claim Discount, India International Unlimited windscreen cover with a S$100 excess; solar film and sunroof add-ons available; Personal accident (driver): Allianz Not included as standard; optional Personal Accident and Medical Expenses add-on: S$50,000 for you (50% of that for an Authorised Driver) and S$25,000 for each passenger on death or permanent disability, medical expenses up to S$1,000 per passenger, India International Personal accident to unnamed passengers as an add-on (S$50 on the quote); medical expenses up to S$300; Excess: Allianz S$2,000.00, India International S$600.00.

What discounts are Allianz and India International running?

Allianz: none to show. India International: none to show.