Shenton Brokers
← Typical car insurance quotes

Honda car insurance

Honda Civic insurance quotes by driver

What the Honda Civic costs to insure today for 31 typical drivers, on a 3-year-old Honda Civic 1.5 Turbo VTIS, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$642.42 a year.
  • A 25-year-old new driver pays from S$3,185.44, 5.0 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,246.33, 94% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$4,283.85S$5,101.356
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$3,694.09S$4,815.787
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest SompoS$3,185.44S$4,126.939
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest India InternationalS$2,531.90S$4,004.809
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest India InternationalS$2,084.88S$2,785.6314
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest India InternationalS$2,183.19S$2,897.009
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India InternationalS$1,251.21S$2,104.5914
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$742.90S$1,222.6414
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$742.90S$1,173.6214
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India InternationalS$899.39S$1,441.2414
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$642.42S$966.0614
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$642.42S$924.7614
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$642.42S$921.9214
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest EtiqaS$1,246.33S$1,705.759
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest India InternationalS$2,385.75S$2,698.575
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest India InternationalS$742.90S$938.7814
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest India InternationalS$676.24S$924.7614
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest India InternationalS$1,812.71S$2,214.119
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest India InternationalS$642.42S$916.5814
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest India InternationalS$642.42S$916.5814
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest India InternationalS$642.42S$938.7814
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$642.42S$999.6514
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$642.42S$1,031.1114
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$642.42S$1,012.9614
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$642.42S$1,036.8013
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India InternationalS$1,251.21S$1,851.869
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$706.67S$1,092.1912
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$706.67S$1,138.438
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest EtiqaS$978.69S$1,254.607
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,141.88S$1,291.054
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,141.88S$1,368.042

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Honda Civic · This table as CSV · Compare with your own details.

Questions people ask

How much is Honda Civic insurance in Singapore?

From S$642.42 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Honda Civic 1.5 Turbo VTIS, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Honda Civic insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,185.44 a year today at Sompo, 5.0 times the price for a settled driver with a 50% NCD. 9 insurers quote this driver online, against 14 for the settled driver.

How much more is Honda Civic insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,246.33, 94% more than the S$642.42 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Honda Civic?

Yes, today: S$1,812.71 a year at 40 against S$3,185.44 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Honda Civic?

India International is cheapest for 24 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.