Typical car insurance quotes
Honda Civic insurance for a 50-year-old with a 50% NCD
Every insurer's price today for a driver aged 50, married, driving 20 years, a 50% no-claim discount, on a 3-year-old Honda Civic 1.5 Turbo VTIS, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Honda Civic driven by a 50-year-old with a 50% NCD is S$642.42 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 14 insurers quote this driver online, up to S$1,606.88 at QBE.
- 14 insurers quote this driver online.
- That is about the same as what a 40-year-old with a 50% NCD and no claims pays for the same car (S$642.42).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| India InternationalComprehensive (any workshop or authorised workshops) | S$642.42 | S$600.00 |
| ECICSComprehensive | S$780.63 | S$750.00 |
| HL AssuranceCar Protect360 Comprehensive | S$802.14 | S$1,200.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$864.58 | S$2,500.00 |
| ERGOSMART Comprehensive | S$912.44 | S$500.00 |
| AIGAIG Car Insurance Collision Only | S$929.89 | S$600.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$938.35 | S$600.00 |
| UOIUniCar Comprehensive Value | S$939.21 | S$500.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$992.30 | S$600.00 |
| AllianzAllianz Motor Protect Comprehensive | S$1,074.43 | S$2,000.00 |
| SinglifeMotor Lite | S$1,118.24 | S$3,000.00 |
| MS First CapitalComprehensive | S$1,140.56 | S$500.00 |
| LibertyComprehensive Preferred Plan | S$1,232.01 | S$600.00 |
| QBEPrivate Motor Prestige Comprehensive | S$1,606.88 | S$3,000.00 |
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$713.81 | +S$71.39 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$490.50 | −S$151.92 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$706.67 | +S$64.25 |
Why this driver pays this
- The car matters too: insurers group models by value, repair costs and claims; the Honda Civic has a 1,498cc engine.
Price history
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
The Honda Civic
- Priced as a Honda Civic 1.5 Turbo VTIS (1,498cc), registered 3 years ago.
- With a 1,498cc engine, the Honda Civic 1.5 Turbo VTIS needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its power is 97kW (130bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more.
- Road tax: about S$683.08 a year for a 1,498cc engine, before any surcharge for a car over 10 years old.
- For a 50-year-old with a 50% NCD, the Honda Civic is the 111th cheapest of 590 car models to insure. Among 311 cars up to 1,600cc it is 111th cheapest, 3% less than the middle price of S$664.47.
- Honda Civic review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Toyota Sienta | S$604.07 | India International |
| Toyota Corolla Altis | S$642.42 | India International |
| Mercedes-Benz GLB | S$692.17 | Allianz |
| Hyundai Kona | S$721.59 | India International |
| Mazda 3 | S$753.23 | HL Assurance |
| BMW X1 | S$797.41 | ECICS |
| BMW X2 | S$797.41 | ECICS |
| Mercedes-Benz C-Class | S$811.71 | India International |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Honda Civic for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Honda Civic insurance for a 50-year-old with a 50% NCD?
From S$642.42 a year today at India International, up to S$1,606.88 at QBE, across the 14 insurers that quote this driver online. That is for a driver aged 50, married, driving 20 years, a 50% no-claim discount, on a 3-year-old Honda Civic 1.5 Turbo VTIS, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is about the same as the S$642.42 a 40-year-old with a 50% NCD and no claims pays for the same Honda Civic.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.