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Hyundai Ioniq 5 insurance quotes by driver

What the Hyundai Ioniq 5 costs to insure today for 31 typical drivers, on a 3-year-old Hyundai Ioniq 5, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$954.21 a year.
  • A 25-year-old new driver pays from S$4,198.67, 4.4 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,441.15, 51% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SinglifeS$6,006.97S$8,258.872
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SinglifeS$5,466.03S$6,683.022
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest EtiqaS$4,198.67S$4,766.564
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest EtiqaS$3,640.70S$4,388.004
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest EtiqaS$2,991.03S$3,480.296
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest EtiqaS$3,098.05S$3,964.304
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest EtiqaS$2,212.61S$2,992.976
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest EtiqaS$1,336.07S$1,670.626
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest EtiqaS$1,137.56S$1,562.796
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest EtiqaS$1,448.90S$1,952.776
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest EtiqaS$981.15S$1,361.396
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest EtiqaS$954.21S$1,278.956
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest EtiqaS$946.09S$1,220.496
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest EtiqaS$1,441.15S$2,224.664
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest EtiqaS$3,119.96S$3,327.542
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest EtiqaS$1,097.35S$1,341.576
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest EtiqaS$1,004.44S$1,286.076
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest EtiqaS$2,363.44S$2,943.374
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest EtiqaS$923.94S$1,272.346
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest EtiqaS$923.94S$1,240.886
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest EtiqaS$999.76S$1,331.936
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest EtiqaS$1,078.87S$1,367.636
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest EtiqaS$1,099.74S$1,380.996
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest EtiqaS$1,055.99S$1,392.936
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest EtiqaS$1,080.65S$1,331.475
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest EtiqaS$1,630.92S$2,485.074
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest EtiqaS$1,062.43S$1,289.444
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest EtiqaS$1,087.06S$1,349.404
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest EtiqaS$1,131.79S$1,377.734
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,384.44S$1,739.642
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,384.44S$2,001.502

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Hyundai Ioniq 5 · This table as CSV · Compare with your own details.

Questions people ask

How much is Hyundai Ioniq 5 insurance in Singapore?

From S$954.21 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Hyundai Ioniq 5, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Hyundai Ioniq 5 insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$4,198.67 a year today at Etiqa, 4.4 times the price for a settled driver with a 50% NCD. 4 insurers quote this driver online, against 6 for the settled driver.

How much more is Hyundai Ioniq 5 insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,441.15, 51% more than the S$954.21 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Hyundai Ioniq 5?

Yes, today: S$2,363.44 a year at 40 against S$4,198.67 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Hyundai Ioniq 5?

Etiqa is cheapest for 27 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.