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Kia Sportage insurance quotes by driver

What the Kia Sportage costs to insure today for 31 typical drivers, on a 3-year-old Kia SPRTage 2.0, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$728.15 a year.
  • A 25-year-old new driver pays from S$2,915.14, 4.0 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,441.64, 98% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$4,028.05S$5,511.204
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$3,473.49S$4,832.024
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest AllianzS$2,915.14S$3,842.256
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest SompoS$2,519.67S$3,341.056
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest SompoS$2,005.58S$2,872.1510
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest SompoS$2,172.78S$2,898.046
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest AllianzS$1,727.64S$2,190.9610
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest AllianzS$1,012.77S$1,262.6010
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest AllianzS$858.28S$1,175.8610
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest AllianzS$1,125.31S$1,499.7810
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$803.79S$1,025.3810
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$728.15S$958.8110
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest AllianzS$657.91S$947.4910
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest EtiqaS$1,441.64S$1,757.535
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest SinglifeS$2,578.74S$2,851.542
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest AllianzS$728.15S$994.7410
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest AllianzS$776.32S$983.9310
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest SompoS$1,724.85S$2,173.046
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest AllianzS$723.81S$945.7810
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest AllianzS$723.81S$945.7810
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest AllianzS$758.95S$1,024.0810
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$806.93S$1,047.0010
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$836.28S$1,058.9810
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$762.58S$1,059.8810
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$812.15S$1,107.339
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest SinglifeS$1,481.94S$1,907.535
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$774.42S$1,070.538
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$801.72S$1,035.675
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$836.28S$1,178.425
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,019.75S$1,328.783
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,019.75S$1,019.751

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Kia Sportage · This table as CSV · Compare with your own details.

Questions people ask

How much is Kia Sportage insurance in Singapore?

From S$728.15 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Kia SPRTage 2.0, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Kia Sportage insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$2,915.14 a year today at Allianz, 4.0 times the price for a settled driver with a 50% NCD. 6 insurers quote this driver online, against 10 for the settled driver.

How much more is Kia Sportage insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,441.64, 98% more than the S$728.15 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Kia Sportage?

Yes, today: S$1,724.85 a year at 40 against S$2,915.14 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Kia Sportage?

Allianz is cheapest for 20 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.