Mazda car insurance
Mazda 3 insurance quotes by driver
What the Mazda 3 costs to insure today for 31 typical drivers, on a 3-year-old Mazda 3 1.5 M-Hybrid Classic, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$730.18 a year.
- A 25-year-old new driver pays from S$3,241.81, 4.4 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,736.05, 2.4 times the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Sompo | S$4,359.66 | S$5,638.59 | 4 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,759.45 | S$5,178.25 | 5 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,241.81 | S$4,256.72 | 6 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,727.09 | S$3,723.15 | 6 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Sompo | S$2,170.69 | S$2,687.82 | 11 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,351.66 | S$3,426.09 | 6 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest ECICS | S$1,682.57 | S$2,037.87 | 11 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest HL Assurance | S$944.23 | S$1,209.99 | 11 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest HL Assurance | S$897.02 | S$1,165.20 | 11 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest HL Assurance | S$1,195.60 | S$1,475.13 | 11 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$768.60 | S$1,043.04 | 11 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$730.18 | S$954.95 | 11 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$693.67 | S$954.95 | 11 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Great Eastern | S$1,736.05 | S$1,779.15 | 6 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest ECICS | S$2,719.62 | S$2,979.40 | 3 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest HL Assurance | S$810.49 | S$961.25 | 11 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest HL Assurance | S$730.18 | S$986.06 | 11 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Sompo | S$1,866.84 | S$2,544.49 | 6 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest HL Assurance | S$730.18 | S$954.95 | 11 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest HL Assurance | S$693.67 | S$954.95 | 11 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest HL Assurance | S$753.23 | S$992.30 | 11 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$783.97 | S$1,024.93 | 11 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$807.04 | S$1,050.97 | 11 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest HL Assurance | S$766.68 | S$1,043.57 | 11 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First Capital | S$1,013.36 | S$1,047.27 | 10 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Singlife | S$1,721.54 | S$2,033.89 | 6 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$983.64 | S$1,110.55 | 9 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,018.32 | S$1,114.68 | 5 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,062.21 | S$1,170.74 | 5 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$1,170.74 | S$1,216.02 | 3 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$1,170.74 | S$1,170.74 | 1 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Mazda 3 · This table as CSV · Compare with your own details.
Questions people ask
How much is Mazda 3 insurance in Singapore?
From S$730.18 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Mazda 3 1.5 M-Hybrid Classic, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is Mazda 3 insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$3,241.81 a year today at Sompo, 4.4 times the price for a settled driver with a 50% NCD. 6 insurers quote this driver online, against 11 for the settled driver.
How much more is Mazda 3 insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,736.05, 2.4 times the S$730.18 with no claims.
Does a new driver aged 40 pay less than a young new driver for a Mazda 3?
Yes, today: S$1,866.84 a year at 40 against S$3,241.81 at 25, both in their first year with no NCD.
Which insurer is cheapest for a Mazda 3?
HL Assurance is cheapest for 14 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.