Golf insurance
Liability, equipment and hole-in-one cover for amateur golfers.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/golf
What's covered
- Your liability if you injure someone or damage property while playing or practising
- Loss of or damage to your clubs and golf equipment
- Personal accident and medical expenses for injuries on the course
- The cost of celebrating a hole-in-one
What's not covered
- Professional golfers: these plans are for amateurs
- Watches, jewellery, cameras, phones and cash in your bag or locker
- Wear and tear of clubs and equipment
- Liability to your own family members or employees
How comparing golf insurance works here
Give the golfer's date of birth. We show the yearly price of each plan from the insurers on our panel, from the lowest up, with the limits of each.
Golf insurance here is bought on the insurer's own application form, not online. The Buy Now link takes you to the insurer's page, where you get the form and send it back with payment.
Before you choose
- Liability is the main reason to buy. It pays if your ball injures someone or damages property, with the legal costs.
- Equipment cover differs. Some plans pay for accidental damage on the course; others only for fire or theft at the club, with a small limit for a club broken in play.
- The excess is what you pay towards a claim. Some plans have none.
- Playing overseas is covered on the plans here, though some limit the length of each trip.
What sets your premium
Only the plan. Prices here do not change with age, handicap or how often you play. Age matters only because each insurer takes golfers up to an age.
The hole-in-one benefit
It pays back what you spend on food and drink for others after a hole-in-one in a proper game, up to the plan's limit. Keep the receipts.
See prices
See the golf insurance price pages.
What golf insurance costs today
- Golfer aged 402 insurers price this, from S$54.50 to S$130.80 (as at 10 Nov 2026).
- Golfer aged 602 insurers price this, from S$54.50 to S$130.80 (as at 10 Nov 2026).
- Golfer aged 721 insurer prices this, from S$98.10 to S$130.80 (as at 10 Nov 2026).
Worked out today from each insurer’s current rates; a price from an insurer’s published table gives the date we read it (“as at”). Open an example to see what we assumed and every plan. Your own price depends on your answers.
Questions people ask
Why would a golfer need insurance?
A stray ball can injure another player or damage property, and the golfer who hit it can be held liable. Golf insurance pays that claim and the legal costs, and also covers your clubs, injuries on the course and the bar bill after a hole-in-one.
Does it cover me overseas?
The plans here cover you worldwide. Some limit each trip abroad to a number of days, so check the plan if you play on long stays overseas.
How does the hole-in-one benefit work?
It pays back what you spend on food and drink for others at the club after a hole-in-one in a proper game, up to the plan’s limit. Keep the receipts and the scorecard.