# Car insurance: prices for your own answers

Shenton Insurance Brokers compares car insurance from several insurers in Singapore. Add answers to this address as parameters (https://shentonbrokers.com/quote/car/prices?<question>=<answer>&...) and it replies with every insurer's price for them, lowest first, as plain text. A choice may be given by its code or its label (any case), or loosely (a car model as `Vezel` or `HR-V`, its brand worked out if not given): the reply says which answer it priced and names the other matches. A question not answered takes the default shown below, and the reply lists it as assumed. A question asked only for some answers says when. A wrong or missing answer is named in the reply, with the allowed answers.

Example:

https://shentonbrokers.com/quote/car/prices?brand=toyota&model=toyota-corolla-altis-1-6&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

## Start from one of these

Each link prices a typical set of answers. Its reply links every other answer to each question, one change at a time.

- [Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount](https://shentonbrokers.com/quote/car/prices?brand=toyota&model=toyota-corolla-altis-1-6&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised)
- [Honda VEZEL 1.5G CVT, 3 years old, 50% no-claim discount](https://shentonbrokers.com/quote/car/prices?brand=honda&model=honda-vezel-1-5g-cvt&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised)
- [BMW 330i 2.0, 3 years old, 50% no-claim discount](https://shentonbrokers.com/quote/car/prices?brand=bmw&model=bmw-330i-2-0&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised)

## In plain words

Instead of the codes below it takes: `car` (any model name), `age`, `experience` (years driving), `ncd` (50 or 50%), `gender` (man or woman), `claims` (0, 1, 2), `carAge` (years), `job` (office or outdoor), `married` (yes or no). For example:

https://shentonbrokers.com/quote/car/prices?car=Honda+Vezel&age=40&ncd=50&gender=woman&claims=0&carAge=3

## Questions

### `brand`: What is your car brand?

Takes one of the answers below.
Default: `toyota`.

- `aion`: Aion
- `alfa-romeo`: Alfa Romeo
- `alpine`: Alpine
- `aston-martin`: Aston Martin
- `audi`: Audi
- `avatr`: Avatr
- `bac`: BAC
- `bentley`: Bentley
- `bmw`: BMW
- `byd`: BYD
- `chana`: Chana
- `chery`: Chery
- `chevrolet`: Chevrolet
- `chrysler`: Chrysler
- `citroen`: Citroen
- `corvette`: Corvette
- `cupra`: Cupra
- `daewoo`: Daewoo
- `daihatsu`: Daihatsu
- `deepal`: Deepal
- `denza`: Denza
- `dodge`: Dodge
- `dongfeng`: Dongfeng
- `ferrari`: Ferrari
- `fiat`: Fiat
- `ford`: Ford
- `gac`: GAC
- `geely`: Geely
- `hafei`: Hafei
- `honda`: Honda
- `hongqi`: Hongqi
- `hyundai`: Hyundai
- `icaur`: iCAUR
- `im`: IM
- `infiniti`: Infiniti
- `jaecoo`: Jaecoo
- `jaguar`: Jaguar
- `jeep`: Jeep
- `kgm`: KGM
- `kia`: Kia
- `lamborghini`: Lamborghini
- `land-rover`: Land Rover
- `leapmotor`: Leapmotor
- `lexus`: Lexus
- `lotus`: Lotus
- `maserati`: Maserati
- `maxus`: Maxus
- `mazda`: Mazda
- `mclaren`: McLaren
- `mercedes-benz`: Mercedes-Benz
- `mg`: MG
- `mini`: MINI
- `mitsubishi`: Mitsubishi
- `mitsuoka`: Mitsuoka
- `morgan`: Morgan
- `naza`: Naza
- `nio`: NIO
- `nissan`: Nissan
- `omoda`: Omoda
- `opel`: Opel
- `ora`: Ora
- `perodua`: Perodua
- `peugeot`: Peugeot
- `polestar`: Polestar
- `porsche`: Porsche
- `proton`: Proton
- `renault`: Renault
- `rolls-royce`: Rolls-Royce
- `saab`: Saab
- `seat`: Seat
- `seres`: Seres
- `skoda`: Skoda
- `skyworth`: Skyworth
- `smart`: Smart
- `ssangyong`: Ssangyong
- `subaru`: Subaru
- `suzuki`: Suzuki
- `tesla`: Tesla
- `toyota`: Toyota
- `volkswagen`: Volkswagen
- `volvo`: Volvo
- `xpeng`: Xpeng
- `zeekr`: Zeekr

### `model`: What is your car model?

Takes one of the answers below.
Default: `toyota-corolla-altis-1-6`.
Choose the brand first.
The allowed answers depend on `brand`: give `brand` without `model` and the reply lists them.

### `regDate`: When was the car registered?

Takes a date, YYYY-MM-DD.
Default: 5 years ago.
It’s on your vehicle log card.

### `licenceYears`: How many years of driving experience do you have?

Takes one of the answers below.
Default: `10`.

- `0`: Less than 1 year
- `1`: 1 year
- `2`: 2 years
- `3`: 3 years
- `4`: 4 years
- `5`: 5 years
- `6`: 6 years
- `7`: 7 years
- `8`: 8 years
- `9`: 9 years
- `10`: 10 years
- `11`: 11 to 12 years
- `13`: 13 to 14 years
- `15`: 15 to 19 years
- `20`: 20 years
- `21`: More than 20 years

### `ncd`: What is your current no claim discount (NCD)?

Takes one of the answers below.
Default: `50`.

- `0`: 0%
- `10`: 10%
- `20`: 20%
- `30`: 30%
- `40`: 40%
- `50`: 50%

### `claims`: Have you made any claims in the last 3 years?

Takes one of the answers below.
Default: `no`.

- `yes`: Yes
- `no`: No

### `claimCount`: How many claims?

Takes one of the answers below.
Asked only when `claims` is `yes`.
Default: `1`.

- `1`
- `2`
- `3`: 3 or more

### `claimAmount`: Total amount of the claims (S$)

Takes a number.
Asked only when `claims` is `yes`.
Default: `5000`.
What your insurer paid for all of them together, numbers only. A rough figure is fine.

### `dob`: Main driver's date of birth

Takes a date, YYYY-MM-DD.
Default: 40 years ago.

### `gender`: Gender

Takes one of the answers below.
Default: `m`.

- `m`: Male
- `f`: Female

### `maritalStatus`: Marital status

Takes one of the answers below.
Default: `married`.

- `married`: Married
- `single`: Single

### `occupationNature`: Type of work

Takes one of the answers below.
Default: `indoor`.

- `indoor`: Indoor (office, shop, home)
- `outdoor`: Outdoor (driving, site or field work)

### `coverType`: Cover

Optional. Default: `comprehensive`.

- `comprehensive`: Comprehensive
- `tpft`: Third party, fire and theft
- `tpo`: Third party only

### `workshop`: Repairs at

Optional. Default: `authorised`.

- `authorised`: Authorised workshops
- `any`: Any workshop

### `ncdProtector`: NCD protector

Optional. Default: `no`.
Offered only when `ncd` is `30` or `40` or `50`.

- `no`: Not added
- `yes`: Added

### `offPeak`: Off-peak car (red plate)

Optional. Default: `no`.

- `no`: No
- `yes`: Yes

### `demeritFree`: Demerit points

Optional. Default: `yes`.

- `yes`: None
- `no`: Some

### `meritCertificate`: Certificate of Merit

Optional. Default: `no`.

- `no`: No
- `yes`: Yes

Prices come from each insurer's current rates; an insurer that prices only on its own quote form is named under "Not priced here".
Buy with the Buy Now link beside each plan. The prices shown are only available through these links, which place your policy through Shenton Insurance Brokers. The insurer takes payment and issues the policy.