Car insurance
How much is car insurance in Singapore?
The lowest and typical yearly price today by driver, no-claim discount and car: comprehensive cover at an authorised workshop, GST included. Unless a table says otherwise, the car is a Toyota Corolla Altis 1.6, 3 years old.
Compare every insurer we price for a Toyota Corolla Altis on one page: https://shentonbrokers.com/prices/car/toyota-corolla-altis
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/how-much-is-car-insurance
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
On 12 Nov 2026, the lowest price for car insurance in Singapore runs from S$713.21 a year (Driver aged 40, 50% no-claim discount, HL Assurance) to S$3,791.02 (New driver aged 21), GST included.
By driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| New driver aged 21 | S$3,791.02Buy NowSompo | S$5,283.61 | 6 |
| Driver aged 30, 50% no-claim discount | S$879.49Buy NowECICS | S$1,080.91 | 14 |
| Driver aged 40, 50% no-claim discount | S$713.21Buy NowHL Assurance | S$810.64 | 14 |
| Driver aged 60, 50% no-claim discount | S$788.29Buy NowHL Assurance | S$913.69 | 14 |
| Driver aged 70, 50% no-claim discount | S$870.52Buy NowERGO | S$933.54 | 11 |
By no-claim discount
By car
| Car | Lowest | Typical | Insurers |
|---|---|---|---|
| Toyota Corolla Altis | S$713.21Buy NowHL Assurance | S$810.64 | 14 |
| Honda Vezel | S$620.72Buy NowAllianz | S$876.72 | 14 |
| Mazda 3 | S$730.18Buy NowHL Assurance | S$946.01 | 12 |
| BMW 3 Series | S$1,000.41Buy NowHL Assurance | S$1,202.65 | 15 |
| Tesla Model 3 | S$697.24Buy NowAllianz | S$1,381.90 | 8 |
Compare car insurance for your own answers.
Buy Now addresses
Each listed insurer's best-value plan for Toyota Corolla Altis 1.6, 3 years old, 50% no-claim discount, lowest premium first.
- HL Assurance, Car Protect360 Comprehensive: https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien
- Great American, Motor Private Car Comprehensive (Authorised Workshop): https://shentonbrokers.com/go/buy/car/great-american/comprehensive-authorised-workshop?brand=toyota&model=toyota-corolla-altis-1-6&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- Etiqa, Private Car Insurance – Comprehensive (Authorised Workshop): https://www.tiq.com.sg/buy-online/car-insurance/quotation/?referral=A501895
- MS First Capital, Comprehensive: https://shentonbrokers.com/go/buy/car/ms-first-capital/msfc-comprehensive?brand=toyota&model=toyota-corolla-altis-1-6&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- ERGO, SMART Comprehensive: https://shentonbrokers.com/go/buy/car/ergo/smart?brand=toyota&model=toyota-corolla-altis-1-6&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- Sompo, Comprehensive Cover – Authorised Workshop Plan: https://www.sompo.com.sg/products/private-car/quotation/GetQuote?p=STI33804
- Income, Drivo Classic: https://shentonbrokers.com/go/buy/car/income/drivo-classic?brand=toyota&model=toyota-corolla-altis-1-6&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- Allianz, Allianz Motor Protect Comprehensive: https://shentonbrokers.com/go/buy/car/allianz/motor-comprehensive?brand=toyota&model=toyota-corolla-altis-1-6&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- ECICS, Comprehensive (S$750 excess): https://purchase.ecics.com/motor/insurance/basic-detail?manual=true&partner_code=B0000030&promo_code=SPECIAL15
- Liberty, Comprehensive Preferred Plan: https://shentonbrokers.com/go/buy/car/liberty/comprehensive-preferred?brand=toyota&model=toyota-corolla-altis-1-6&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- QBE, Private Motor Prestige Comprehensive: https://shentonbrokers.com/go/buy/car/qbe/comprehensive?brand=toyota&model=toyota-corolla-altis-1-6&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
Questions people ask
How much is car insurance by driver?
On a Toyota Corolla Altis 1.6. New driver aged 21: from S$3,791.02 a year (Sompo); Driver aged 30, 50% no-claim discount: from S$879.49 a year (ECICS); Driver aged 40, 50% no-claim discount: from S$713.21 a year (HL Assurance); Driver aged 60, 50% no-claim discount: from S$788.29 a year (HL Assurance); Driver aged 70, 50% no-claim discount: from S$870.52 a year (ERGO). Today's prices, GST included.
How much does the no-claim discount save?
A standard driver on a Toyota Corolla Altis 1.6. 0%: from S$1,416.35 a year (Etiqa); 20%: from S$1,138.10 a year (Etiqa); 50%: from S$713.21 a year (HL Assurance). Today's prices, GST included.
How much is car insurance by car?
A standard driver. Toyota Corolla Altis: from S$713.21 a year (HL Assurance); Honda Vezel: from S$620.72 a year (Allianz); Mazda 3: from S$730.18 a year (HL Assurance); BMW 3 Series: from S$1,000.41 a year (HL Assurance); Tesla Model 3: from S$697.24 a year (Allianz). Today's prices, GST included.
What changes the price most?
The driver: experience and the no-claim discount move the price more than most cars do. Compare the tables above, then get a price for your own car and details.