Volvo car insurance
Volvo XC40 insurance quotes by driver
What the Volvo XC40 costs to insure today for 31 typical drivers, on a 3-year-old Volvo XC40 T4, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$886.61 a year.
- A 25-year-old new driver pays from S$3,609.68, 4.1 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,483.44, 67% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Sompo | S$4,854.39 | S$6,641.49 | 6 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Sompo | S$4,186.07 | S$6,210.74 | 7 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,609.68 | S$4,930.68 | 9 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,036.57 | S$4,327.87 | 9 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Sompo | S$2,417.02 | S$3,434.58 | 14 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,618.53 | S$3,575.34 | 9 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India International | S$1,799.88 | S$2,656.19 | 14 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India International | S$1,068.68 | S$1,617.57 | 14 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest Allianz | S$1,065.30 | S$1,522.90 | 14 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India International | S$1,241.26 | S$1,779.43 | 14 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India International | S$886.61 | S$1,250.41 | 14 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest India International | S$886.61 | S$1,178.92 | 14 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest Allianz | S$816.60 | S$1,190.18 | 14 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Etiqa | S$1,483.44 | S$2,312.14 | 9 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest Etiqa | S$3,273.72 | S$3,532.48 | 5 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest Allianz | S$903.78 | S$1,223.51 | 14 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest India International | S$933.28 | S$1,178.92 | 14 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Sompo | S$2,078.68 | S$2,724.78 | 9 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest India International | S$886.61 | S$1,152.32 | 14 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest India International | S$886.61 | S$1,152.32 | 14 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest India International | S$886.61 | S$1,251.19 | 14 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$886.61 | S$1,302.50 | 14 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$886.61 | S$1,361.45 | 14 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$886.61 | S$1,307.07 | 14 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$886.61 | S$1,363.79 | 13 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Etiqa | S$1,703.21 | S$2,526.59 | 9 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$961.20 | S$1,474.83 | 12 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$975.27 | S$1,482.52 | 8 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,037.98 | S$1,543.01 | 7 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$1,430.34 | S$1,660.47 | 4 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$1,430.34 | S$1,738.70 | 2 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Volvo XC40 · This table as CSV · Compare with your own details.
Questions people ask
How much is Volvo XC40 insurance in Singapore?
From S$886.61 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Volvo XC40 T4, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is Volvo XC40 insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$3,609.68 a year today at Sompo, 4.1 times the price for a settled driver with a 50% NCD. 9 insurers quote this driver online, against 14 for the settled driver.
How much more is Volvo XC40 insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,483.44, 67% more than the S$886.61 with no claims.
Does a new driver aged 40 pay less than a young new driver for a Volvo XC40?
Yes, today: S$2,078.68 a year at 40 against S$3,609.68 at 25, both in their first year with no NCD.
Which insurer is cheapest for a Volvo XC40?
India International is cheapest for 14 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.