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BYD Dolphin insurance quotes by driver

What the BYD Dolphin costs to insure today for 31 typical drivers, on a 3-year-old BYD Dolphin, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$787.08 a year.
  • A 25-year-old new driver pays from S$3,808.32, 4.8 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,325.60, 68% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$6,349.06S$6,398.863
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest AIGS$5,156.50S$5,474.973
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest AllianzS$3,808.32S$4,944.385
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest AllianzS$3,695.62S$4,414.145
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest AllianzS$2,620.24S$3,281.528
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest SompoS$3,424.78S$3,730.015
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest ECICSS$1,673.63S$2,744.678
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest ECICSS$1,046.02S$1,601.468
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest ECICSS$1,046.02S$1,562.258
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest ECICSS$1,308.92S$1,902.288
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest ECICSS$934.94S$1,339.628
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest AIGS$787.08S$1,263.688
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest AIGS$803.99S$1,227.518
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIGS$1,325.60S$2,211.305
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest ECICSS$2,705.16S$3,750.763
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest AIGS$800.35S$1,330.388
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest AIGS$787.08S$1,263.688
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest AIGS$2,238.09S$2,718.725
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest AIGS$757.53S$1,252.208
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest AIGS$757.53S$1,221.888
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest AIGS$845.53S$1,320.888
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$948.61S$1,338.508
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest ECICSS$971.96S$1,371.998
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$878.93S$1,338.488
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$959.75S$1,313.617
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIGS$1,616.42S$2,149.165
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$1,011.69S$1,237.096
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$1,047.36S$1,276.134
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$1,092.50S$1,299.784
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,135.19S$1,299.782
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIGS$1,418.99S$1,441.682

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the BYD Dolphin · This table as CSV · Compare with your own details.

Questions people ask

How much is BYD Dolphin insurance in Singapore?

From S$787.08 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old BYD Dolphin, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is BYD Dolphin insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,808.32 a year today at Allianz, 4.8 times the price for a settled driver with a 50% NCD. 5 insurers quote this driver online, against 8 for the settled driver.

How much more is BYD Dolphin insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,325.60, 68% more than the S$787.08 with no claims.

Does a new driver aged 40 pay less than a young new driver for a BYD Dolphin?

Yes, today: S$2,238.09 a year at 40 against S$3,808.32 at 25, both in their first year with no NCD.

Which insurer is cheapest for a BYD Dolphin?

AIG is cheapest for 16 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.