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Audi A4 insurance quotes by driver

What the Audi A4 costs to insure today for 31 typical drivers, on a 3-year-old Audi A4 2.0, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$861.03 a year.
  • A 25-year-old new driver pays from S$3,453.80, 4.0 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,746.56, 2.0 times the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$4,644.74S$6,462.776
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$4,005.29S$5,828.257
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest SompoS$3,453.80S$5,027.499
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest SompoS$2,905.43S$4,336.819
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest SompoS$2,312.64S$3,257.2314
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest SompoS$2,505.44S$4,043.129
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India InternationalS$1,746.56S$2,637.2014
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$1,037.02S$1,565.0914
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$1,037.02S$1,401.2814
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India InternationalS$1,205.45S$1,729.3414
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$861.03S$1,292.5214
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$861.03S$1,153.7514
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$861.03S$1,118.3214
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India InternationalS$1,746.56S$2,042.399
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest LibertyS$3,109.01S$3,207.495
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest SompoS$1,017.40S$1,201.9814
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest India InternationalS$906.36S$1,190.5814
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest SompoS$1,988.91S$2,968.039
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest India InternationalS$861.03S$1,137.6514
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest India InternationalS$861.03S$1,137.6514
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest India InternationalS$861.03S$1,190.2414
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$861.03S$1,238.0714
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$861.03S$1,255.1814
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$861.03S$1,254.2114
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$861.03S$1,241.9913
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India InternationalS$1,746.56S$2,349.079
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$947.14S$1,330.3612
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$947.14S$1,410.308
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest MS First CapitalS$1,254.60S$1,601.097
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,284.98S$1,531.944
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,284.98S$1,702.012

Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the Audi A4 · This table as CSV · Compare with your own details.

Questions people ask

How much is Audi A4 insurance in Singapore?

From S$861.03 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Audi A4 2.0, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Audi A4 insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,453.80 a year today at Sompo, 4.0 times the price for a settled driver with a 50% NCD. 9 insurers quote this driver online, against 14 for the settled driver.

How much more is Audi A4 insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,746.56, 2.0 times the S$861.03 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Audi A4?

Yes, today: S$1,988.91 a year at 40 against S$3,453.80 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Audi A4?

India International is cheapest for 19 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.