Typical car insurance quotes
Audi A4 insurance for a 55-year-old with a 50% NCD
Every insurer's price today for a driver aged 55, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Audi A4 2.0, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Audi A4 driven by a 55-year-old with a 50% NCD is S$861.03 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 14 insurers quote this driver online, up to S$1,661.81 at QBE.
- 14 insurers quote this driver online.
- That is about the same as what a 40-year-old with a 50% NCD and no claims pays for the same car (S$861.03).
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| India InternationalComprehensive (any workshop or authorised workshops) | S$861.03 | S$600.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$1,105.10 | S$600.00 |
| HL AssuranceCar Protect360 Comprehensive | S$1,139.51 | S$1,200.00 |
| MS First CapitalComprehensive | S$1,140.56 | S$500.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$1,146.34 | S$600.00 |
| ECICSComprehensive | S$1,176.57 | S$750.00 |
| AllianzAllianz Motor Protect Comprehensive | S$1,234.00 | S$2,000.00 |
| SinglifeMotor Lite | S$1,242.13 | S$3,000.00 |
| LibertyComprehensive Preferred Plan | S$1,410.27 | S$600.00 |
| UOIUniCar Comprehensive Value | S$1,427.94 | S$500.00 |
| AIGAIG Car Insurance Collision Only | S$1,451.52 | S$600.00 |
| ERGOSMART Comprehensive | S$1,462.50 | S$500.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$1,614.00 | S$2,500.00 |
| QBEPrivate Motor Prestige Comprehensive | S$1,661.81 | S$3,000.00 |
See this quote on the results page, with every plan and filter. Budget Direct, DirectAsia, FWD, Income quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$956.70 | +S$95.67 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$671.19 | −S$189.84 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$947.14 | +S$86.11 |
Why this driver pays this
- The car matters too: insurers group models by value, repair costs and claims; the Audi A4 has a 1,984cc engine.
Price history
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
The Audi A4
- Priced as a Audi A4 2.0 (1,984cc), registered 3 years ago.
- With a 1,984cc engine, above 1,600cc, the Audi A4 2.0 needs a Category B COE (S$131,901 in the October 2026, 2nd round).
- Road tax: about S$1,193.34 a year for a 1,984cc engine, before any surcharge for a car over 10 years old.
- For a 55-year-old with a 50% NCD, the Audi A4 is the 362nd cheapest of 590 car models to insure. Among 164 cars of 1,601cc to 2,000cc it is 58th cheapest, 4% less than the middle price of S$899.52.
- Audi A4 review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Toyota Harrier | S$742.90 | India International |
| Toyota Voxy | S$793.75 | India International |
| Mercedes-Benz E-Class | S$861.03 | India International |
| BMW 5 Series | S$861.03 | India International |
| Mercedes-Benz GLC | S$1,002.21 | HL Assurance |
| BMW 3 Series | S$1,074.12 | HL Assurance |
| Lexus RX | S$1,097.66 | HL Assurance |
| Lexus NX | S$1,109.23 | Sompo |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, DirectAsia, FWD, Income quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Audi A4 for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Audi A4 insurance for a 55-year-old with a 50% NCD?
From S$861.03 a year today at India International, up to S$1,661.81 at QBE, across the 14 insurers that quote this driver online. That is for a driver aged 55, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Audi A4 2.0, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is about the same as the S$861.03 a 40-year-old with a 50% NCD and no claims pays for the same Audi A4.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.