BYD car insurance
BYD Seal insurance quotes by driver
What the BYD Seal costs to insure today for 31 typical drivers, on a 3-year-old BYD SEAL Premium, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$861.20 a year.
- A 25-year-old new driver pays from S$5,430.60, 6.3 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,450.43, 68% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest AIG | S$7,263.86 | S$7,358.69 | 3 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest AIG | S$5,663.68 | S$6,427.15 | 3 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest AIG | S$5,430.60 | S$5,563.44 | 5 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Sompo | S$4,662.24 | S$5,078.11 | 5 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Sompo | S$3,711.01 | S$4,008.59 | 8 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Sompo | S$4,020.40 | S$4,557.86 | 5 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest ECICS | S$2,370.00 | S$3,257.72 | 8 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest ECICS | S$1,481.26 | S$2,043.99 | 8 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest AIG | S$1,342.76 | S$1,975.40 | 8 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest AIG | S$1,705.10 | S$2,226.46 | 8 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest AIG | S$1,129.95 | S$1,666.87 | 8 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest AIG | S$861.20 | S$1,598.44 | 8 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest AIG | S$880.12 | S$1,540.62 | 8 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIG | S$1,450.43 | S$2,542.99 | 5 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest ECICS | S$3,830.73 | S$4,313.37 | 3 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest AIG | S$872.83 | S$1,598.44 | 8 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest AIG | S$861.20 | S$1,615.24 | 8 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest AIG | S$2,455.18 | S$3,299.32 | 5 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest AIG | S$828.74 | S$1,589.67 | 8 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest AIG | S$828.74 | S$1,564.82 | 8 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest AIG | S$925.55 | S$1,637.12 | 8 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,038.92 | S$1,719.30 | 8 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,078.08 | S$1,707.25 | 8 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$963.91 | S$1,765.47 | 8 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,053.67 | S$1,549.97 | 7 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIG | S$1,774.60 | S$2,985.63 | 5 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,195.42 | S$1,550.84 | 6 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,195.42 | S$1,607.04 | 4 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,247.41 | S$1,640.02 | 4 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,247.41 | S$1,465.72 | 2 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,559.27 | S$1,621.65 | 2 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the BYD Seal · This table as CSV · Compare with your own details.
Questions people ask
How much is BYD Seal insurance in Singapore?
From S$861.20 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old BYD SEAL Premium, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is BYD Seal insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$5,430.60 a year today at AIG, 6.3 times the price for a settled driver with a 50% NCD. 5 insurers quote this driver online, against 8 for the settled driver.
How much more is BYD Seal insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,450.43, 68% more than the S$861.20 with no claims.
Does a new driver aged 40 pay less than a young new driver for a BYD Seal?
Yes, today: S$2,455.18 a year at 40 against S$5,430.60 at 25, both in their first year with no NCD.
Which insurer is cheapest for a BYD Seal?
AIG is cheapest for 25 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.