Typical car insurance quotes
BYD Seal insurance for a 27-year-old new driver
Every insurer's price today for a driver aged 27, single, driving 1 year, no no-claim discount, on a 3-year-old BYD SEAL Premium, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a BYD Seal driven by a 27-year-old new driver is S$4,662.24 a year (GST included) at Sompo, Comprehensive Cover – Authorised Workshop Plan; 5 insurers quote this driver online, up to S$8,976.00 at Etiqa.
- 5 insurers quote this driver online; 9 do not.
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| SompoComprehensive Cover – Authorised Workshop Plan | S$4,662.24 | S$600.00 |
| SinglifeMotor Lite | S$5,076.27 | S$3,000.00 |
| AIGAIG Car Insurance Collision Only | S$5,078.11 | S$600.00 |
| AllianzAllianz Electric Motor Protect Comprehensive | S$5,398.80 | S$2,000.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$8,976.00 | S$2,500.00 |
No online price for this driver: ECICS (ECICS quotes drivers with at least 2 years of driving experience online); ERGO (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for drivers with at least 2 years of driving experience); HL Assurance (HL Assurance asks for at least 2 years of driving licence online); India International (This insurer has no online price for electric cars); Liberty (This insurer's online price is for repairs at any workshop); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); UOI (This insurer's online price is for repairs at any workshop).
See this quote on the results page, with every plan and filter.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$5,099.67 | +S$437.43 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$3,189.10 | −S$1,473.14 |
| Next year, with a 10% NCDAfter a year with no claim, at today's prices. | S$3,850.72 | −S$811.52 |
Why this driver pays this
- A driver in the first year of driving has no record to go on, so insurers charge a new-driver loading and there is no no-claim discount to take off. Young drivers, under about 26, pay a further loading at most insurers.
- The BYD Seal is electric: repairs and parts cost more at some insurers, so they price electric cars higher than petrol cars of the same size.
- 9 insurers do not quote this driver online on this car: ECICS (ECICS quotes drivers with at least 2 years of driving experience online); ERGO (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for drivers with at least 2 years of driving experience); HL Assurance (HL Assurance asks for at least 2 years of driving licence online); India International (This insurer has no online price for electric cars); Liberty (This insurer's online price is for repairs at any workshop); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); UOI (This insurer's online price is for repairs at any workshop).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and Sompo has been cheapest throughout.
The BYD Seal
- Priced as a BYD SEAL Premium (electric), registered 3 years ago.
- A fully electric BYD Seal needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its motor is 110kW (147bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more powerful.
- For a 27-year-old new driver, the BYD Seal is the 571st cheapest of 588 car models to insure. Among 18 electric cars it is 17th cheapest, 22% more than the middle price of S$3,828.11.
- BYD Seal review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Kia EV6 | S$3,209.91 | Allianz |
| Tesla Model 3 | S$3,379.42 | Allianz |
| Hyundai Ioniq 5 | S$3,640.70 | Etiqa |
| Mercedes-Benz EQA | S$3,711.72 | Etiqa |
| Mercedes-Benz EQB | S$3,711.72 | Etiqa |
| Tesla Model Y | S$3,857.35 | Allianz |
| Mercedes-Benz EQE 350+ AMG | S$4,475.27 | Allianz |
| Audi e-tron Electric | S$7,739.08 | Allianz |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. The figures for every driver on this car are in a CSV file, updated daily.
The BYD Seal for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is BYD Seal insurance for a 27-year-old new driver?
From S$4,662.24 a year today at Sompo, up to S$8,976.00 at Etiqa, across the 5 insurers that quote this driver online. That is for a driver aged 27, single, driving 1 year, no no-claim discount, on a 3-year-old BYD SEAL Premium, private use, comprehensive cover, repairs at an authorised workshop.
What would lower the price?
Next year, with a 10% NCD: the lowest price becomes S$3,850.72, S$811.52 less than today's S$4,662.24. After a year with no claim, at today's prices.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and Sompo has been cheapest throughout.
Which insurers do not quote a 27-year-old new driver for a BYD Seal online?
ECICS (ECICS quotes drivers with at least 2 years of driving experience online); ERGO (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for drivers with at least 2 years of driving experience); HL Assurance (HL Assurance asks for at least 2 years of driving licence online); India International (This insurer has no online price for electric cars); Liberty (This insurer's online price is for repairs at any workshop); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); UOI (This insurer's online price is for repairs at any workshop).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.