Typical car insurance quotes
BYD Seal insurance for a driver with two claims
Every insurer's price today for a driver aged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left, on a 3-year-old BYD SEAL Premium, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a BYD Seal driven by a driver with two claims is S$3,830.73 a year (GST included) at ECICS, Comprehensive; 3 insurers quote this driver online, up to S$8,997.85 at Etiqa.
- 3 insurers quote this driver online; 11 do not.
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| ECICSComprehensive | S$3,830.73 | S$750.00 |
| SinglifeMotor Lite | S$4,313.37 | S$3,000.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$8,997.85 | S$2,500.00 |
No online price for this driver: AIG (This insurer's online price is for drivers with up to one claim in the last 3 years); Allianz (This insurer's online price is for drivers with no claims in the last 3 years); ERGO (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for drivers with up to one claim in the last 3 years); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); India International (This insurer has no online price for electric cars); Liberty (This insurer's online price is for repairs at any workshop); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for drivers with no claims in the last 3 years); UOI (This insurer's online price is for drivers with up to one claim in the last 3 years).
See this quote on the results page, with every plan and filter.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$4,114.53 | +S$283.80 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$2,571.76 | −S$1,258.97 |
Why this driver pays this
- 2 at-fault claims in the last three years took the whole no-claim discount away, and many insurers add a claims loading as well, for three years.
- The BYD Seal is electric: repairs and parts cost more at some insurers, so they price electric cars higher than petrol cars of the same size.
- 11 insurers do not quote this driver online on this car: AIG (This insurer's online price is for drivers with up to one claim in the last 3 years); Allianz (This insurer's online price is for drivers with no claims in the last 3 years); ERGO (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for drivers with up to one claim in the last 3 years); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); India International (This insurer has no online price for electric cars); Liberty (This insurer's online price is for repairs at any workshop); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for drivers with no claims in the last 3 years); UOI (This insurer's online price is for drivers with up to one claim in the last 3 years).
Price history
Since 27 Oct 2026 the lowest price is unchanged, and ECICS has been cheapest throughout.
The BYD Seal
- Priced as a BYD SEAL Premium (electric), registered 3 years ago.
- A fully electric BYD Seal needs a Category A COE (S$132,004 in the October 2026, 2nd round) if its motor is 110kW (147bhp) or less, and a Category B COE (S$131,901 in the October 2026, 2nd round) if it is more powerful.
- For a driver with two claims, the BYD Seal is the 510th cheapest of 557 car models to insure. Among 15 electric cars it is 11th cheapest, 6% more than the middle price of S$3,627.59.
- BYD Seal review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Hyundai Ioniq 5 | S$3,119.96 | Etiqa |
| Mercedes-Benz EQA | S$3,413.73 | Etiqa |
| Mercedes-Benz EQB | S$3,413.73 | Etiqa |
| Tesla Model 3 | S$3,627.59 | ECICS |
| Tesla Model Y | S$3,731.22 | ECICS |
| Audi e-tron Electric | S$7,759.60 | Etiqa |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. The figures for every driver on this car are in a CSV file, updated daily.
The BYD Seal for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is BYD Seal insurance for a driver with two claims?
From S$3,830.73 a year today at ECICS, up to S$8,997.85 at Etiqa, across the 3 insurers that quote this driver online. That is for a driver aged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left, on a 3-year-old BYD SEAL Premium, private use, comprehensive cover, repairs at an authorised workshop.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and ECICS has been cheapest throughout.
Which insurers do not quote a driver with two claims for a BYD Seal online?
AIG (This insurer's online price is for drivers with up to one claim in the last 3 years); Allianz (This insurer's online price is for drivers with no claims in the last 3 years); ERGO (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for drivers with up to one claim in the last 3 years); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); India International (This insurer has no online price for electric cars); Liberty (This insurer's online price is for repairs at any workshop); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer's online price is for drivers with no claims in the last 3 years); UOI (This insurer's online price is for drivers with up to one claim in the last 3 years).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.