Kia car insurance
Kia Cerato insurance quotes by driver
What the Kia Cerato costs to insure today for 31 typical drivers, on a 3-year-old Kia CERATO 1.6(A) EX, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$660.69 a year.
- A 25-year-old new driver pays from S$2,945.86, 4.5 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,232.87, 87% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,961.66 | S$5,377.96 | 6 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,416.25 | S$4,866.57 | 7 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,945.86 | S$3,619.48 | 9 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,478.14 | S$3,131.66 | 9 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Sompo | S$1,972.53 | S$2,556.68 | 14 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Sompo | S$2,136.98 | S$2,807.86 | 9 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India International | S$1,288.12 | S$1,987.85 | 14 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India International | S$764.82 | S$1,165.20 | 14 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest India International | S$764.82 | S$1,116.84 | 14 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India International | S$924.97 | S$1,282.23 | 14 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India International | S$660.69 | S$968.61 | 14 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest India International | S$660.69 | S$897.57 | 14 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest India International | S$660.69 | S$870.95 | 14 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest Etiqa | S$1,232.87 | S$1,618.09 | 9 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest Liberty | S$2,450.34 | S$2,513.92 | 5 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest Allianz | S$757.40 | S$947.08 | 14 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest India International | S$695.47 | S$920.41 | 14 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Sompo | S$1,696.41 | S$2,034.01 | 9 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest India International | S$660.69 | S$897.57 | 14 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest India International | S$660.69 | S$897.57 | 14 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest India International | S$660.69 | S$951.64 | 14 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$660.69 | S$981.14 | 14 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$660.69 | S$994.55 | 14 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$660.69 | S$951.74 | 14 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$660.69 | S$970.51 | 13 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India International | S$1,288.12 | S$1,750.10 | 9 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$726.77 | S$985.37 | 12 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India International | S$726.77 | S$1,005.61 | 8 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$869.86 | S$1,114.69 | 7 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$1,036.40 | S$1,217.08 | 4 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest Singlife | S$1,036.40 | S$1,475.33 | 2 |
Budget Direct, DirectAsia, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the Kia Cerato · This table as CSV · Compare with your own details.
Questions people ask
How much is Kia Cerato insurance in Singapore?
From S$660.69 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Kia CERATO 1.6(A) EX, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is Kia Cerato insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$2,945.86 a year today at Sompo, 4.5 times the price for a settled driver with a 50% NCD. 9 insurers quote this driver online, against 14 for the settled driver.
How much more is Kia Cerato insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,232.87, 87% more than the S$660.69 with no claims.
Does a new driver aged 40 pay less than a young new driver for a Kia Cerato?
Yes, today: S$1,696.41 a year at 40 against S$2,945.86 at 25, both in their first year with no NCD.
Which insurer is cheapest for a Kia Cerato?
India International is cheapest for 18 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.