MG car insurance
MG 4 insurance quotes by driver
What the MG 4 costs to insure today for 31 typical drivers, on a 3-year-old MG 4, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$995.37 a year.
- A 25-year-old new driver pays from S$3,984.91, 4.0 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,976.02, 99% more than the settled driver's price.
- Online prices here run from age 21 to 80; every driver here gets an online price.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest Sompo | S$6,349.06 | S$7,506.55 | 2 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest Sompo | S$5,474.97 | S$5,988.40 | 2 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest Allianz | S$3,984.91 | S$5,477.51 | 4 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest Allianz | S$3,866.99 | S$4,900.42 | 4 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest Allianz | S$2,741.74 | S$3,985.10 | 6 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest Sompo | S$3,424.78 | S$4,460.19 | 4 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest Allianz | S$2,361.64 | S$3,094.72 | 6 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest Allianz | S$1,384.43 | S$1,759.58 | 6 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest Allianz | S$1,173.25 | S$1,656.78 | 6 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest Allianz | S$1,538.26 | S$2,093.01 | 6 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest Allianz | S$1,098.75 | S$1,420.62 | 6 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest Allianz | S$995.37 | S$1,340.63 | 6 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest Allianz | S$899.35 | S$1,306.46 | 6 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIG | S$1,976.02 | S$2,435.52 | 3 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest Etiqa | S$7,165.29 | S$7,165.29 | 1 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest Allianz | S$995.37 | S$1,352.68 | 6 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest Allianz | S$1,061.21 | S$1,340.63 | 6 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest Allianz | S$2,653.06 | S$3,044.44 | 4 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest Allianz | S$989.43 | S$1,329.15 | 6 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest Allianz | S$989.43 | S$1,294.98 | 6 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest Allianz | S$1,037.46 | S$1,391.42 | 6 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,103.05 | S$1,443.32 | 6 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,143.18 | S$1,493.12 | 6 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,042.43 | S$1,419.28 | 6 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,110.19 | S$1,449.60 | 5 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest AIG | S$2,441.43 | S$2,645.58 | 3 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,058.61 | S$1,584.35 | 4 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,095.92 | S$1,648.92 | 3 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest Allianz | S$1,143.17 | S$1,720.62 | 3 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$1,720.62 | S$1,720.62 | 1 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest AIG | S$2,150.78 | S$2,150.78 | 1 |
Budget Direct, DirectAsia, FWD, Income quote live on our results page with your own answers, so they are not counted here. Every plan for the MG 4 · This table as CSV · Compare with your own details.
Questions people ask
How much is MG 4 insurance in Singapore?
From S$995.37 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old MG 4, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.
How much is MG 4 insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$3,984.91 a year today at Allianz, 4.0 times the price for a settled driver with a 50% NCD. 4 insurers quote this driver online, against 6 for the settled driver.
How much more is MG 4 insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,976.02, 99% more than the S$995.37 with no claims.
Does a new driver aged 40 pay less than a young new driver for a MG 4?
Yes, today: S$2,653.06 a year at 40 against S$3,984.91 at 25, both in their first year with no NCD.
Which insurer is cheapest for a MG 4?
Allianz is cheapest for 23 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.