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Toyota Camry insurance quotes by driver

What the Toyota Camry costs to insure today for 31 typical drivers, on a 3-year-old Toyota Camry Hybrid 2.5 Ascent, private use, comprehensive cover, repairs at an authorised workshop.

Prices as of 28 Oct 2026, GST included.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$841.31 a year.
  • A 25-year-old new driver pays from S$3,202.16, 3.8 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,539.33, 83% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discount; cheapest SompoS$4,306.34S$6,688.746
23, new driveraged 23, single, driving 1 year, no no-claim discount; cheapest SompoS$3,713.47S$5,656.207
25, new driveraged 25, single, driving 1 year, no no-claim discount; cheapest SompoS$3,202.16S$4,348.219
27, new driveraged 27, single, driving 1 year, no no-claim discount; cheapest SompoS$2,693.74S$3,867.979
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount; cheapest SompoS$2,144.14S$3,135.5514
30, new driveraged 30, single, driving 1 year, no no-claim discount; cheapest SompoS$2,322.90S$3,691.029
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount; cheapest India InternationalS$1,642.56S$2,360.4114
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$975.27S$1,424.5914
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount; cheapest India InternationalS$975.27S$1,342.1114
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount; cheapest India InternationalS$1,177.83S$1,676.7214
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$841.31S$1,163.1114
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount; cheapest India InternationalS$841.31S$1,070.4114
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount; cheapest HL AssuranceS$828.77S$1,058.0214
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest EtiqaS$1,539.33S$1,837.409
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left; cheapest SinglifeS$3,002.79S$3,404.815
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount; cheapest SompoS$943.28S$1,124.9614
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points; cheapest HL AssuranceS$872.39S$1,088.4614
40, new driveraged 40, married, driving 1 year, no no-claim discount; cheapest SompoS$1,844.01S$2,653.749
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount; cheapest India InternationalS$841.31S$1,043.4814
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit; cheapest HL AssuranceS$828.77S$1,043.4814
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount; cheapest India InternationalS$841.31S$1,132.0914
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$841.31S$1,192.9414
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$841.31S$1,213.7714
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$841.31S$1,165.5514
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$841.31S$1,242.3713
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%; cheapest India InternationalS$1,642.56S$2,127.329
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$925.43S$1,257.9312
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount; cheapest India InternationalS$925.43S$1,182.238
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount; cheapest AllianzS$1,143.46S$1,370.947
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,185.15S$1,470.464
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount; cheapest SinglifeS$1,185.15S$1,526.632

Budget Direct, DirectAsia, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the Toyota Camry · This table as CSV · Compare with your own details.

Questions people ask

How much is Toyota Camry insurance in Singapore?

From S$841.31 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Toyota Camry Hybrid 2.5 Ascent, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 31 drivers.

How much is Toyota Camry insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,202.16 a year today at Sompo, 3.8 times the price for a settled driver with a 50% NCD. 9 insurers quote this driver online, against 14 for the settled driver.

How much more is Toyota Camry insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,539.33, 83% more than the S$841.31 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Toyota Camry?

Yes, today: S$1,844.01 a year at 40 against S$3,202.16 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Toyota Camry?

India International is cheapest for 15 of the 31 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.