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Typical car insurance quotes

Car insurance quotes for a 26-year-old new driver

What popular cars cost to insure today for a driver aged 26, single, driving 1 year, no no-claim discount, on a 3-year-old car, private use, comprehensive cover, repairs at an authorised workshop, office job, no options.

By , Writer · Prices as of 12 Nov 2026, GST included.

Compare every insurer we price for a Toyota Corolla Altis on one page: https://shentonbrokers.com/prices/car/toyota-corolla-altis

On 12 Nov 2026, car insurance for a 26-year-old new driver costs from S$2,250.84 a year (Nissan Sylphy at Allianz) to a lowest price of S$4,460.87 (BYD Seal), GST included.

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/age-26-new-driver

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

In short

  • Cheapest car here: the Nissan Sylphy, from S$2,250.84 a year at Allianz.
  • The middle car's lowest price is S$2,824.24; the dearest, the BYD Seal, is from S$4,460.87.
  • That is 3.7 times what a 40-year-old with a 50% NCD and no claims pays (S$763.00).

Car by car

Each car's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
CarLowestTypicalInsurers
Toyota Corolla Altischeapest SompoS$2,553.68S$3,730.599
Honda Vezelcheapest AllianzS$2,485.89S$3,986.618
Honda Civiccheapest SompoS$2,885.67S$4,358.079
Mazda 3cheapest SompoS$2,936.73S$4,635.306
Hyundai Avantecheapest SompoS$2,882.46S$4,466.819
Kia Ceratocheapest SompoS$2,668.64S$3,844.309
Toyota Yaris Crosscheapest SompoS$2,479.35S$3,709.578
Honda Jazz / Fitcheapest AllianzS$2,396.58S$3,888.019
Toyota Sientacheapest SompoS$2,620.98S$3,631.949
Honda Freedcheapest AllianzS$2,589.47S$3,688.418
Nissan Serenacheapest SompoS$2,611.08S$4,875.748
Toyota Corolla Crosscheapest SompoS$2,998.99S$4,769.286
Toyota Camrycheapest SompoS$2,900.82S$5,220.519
Mazda CX-5cheapest SompoS$3,141.79S$4,725.999
Nissan X-Trailcheapest AllianzS$2,372.53S$4,738.879
Toyota Alphardcheapest SompoS$2,748.50S$4,545.509
BYD Atto 3cheapest AllianzS$3,245.02S$4,786.635
BYD Sealcheapest AllianzS$4,460.87S$5,227.265
Tesla Model 3cheapest AllianzS$2,792.31S$5,064.865
Tesla Model Ycheapest AllianzS$3,187.21S$5,179.975
Hyundai Konacheapest SompoS$3,070.38S$4,100.478
BMW 3 Seriescheapest SompoS$3,264.21S$5,828.249
Mercedes-Benz C-Classcheapest SompoS$2,539.74S$4,263.268
Mercedes-Benz E-Classcheapest SompoS$2,727.69S$4,657.728
Toyota Priuscheapest SompoS$2,681.38S$4,336.789
Toyota Yarischeapest SompoS$2,381.58S$2,907.876
Honda HR-Vcheapest AllianzS$2,589.47S$3,731.359
Honda CR-Vcheapest AllianzS$2,589.47S$4,336.769
Toyota C-HRcheapest SompoS$2,479.35S$3,226.979
Mazda CX-30cheapest SompoS$2,856.16S$3,797.367
Kia Nirocheapest AllianzS$2,255.85S$4,380.948
Hyundai Ioniq 5cheapest AllianzS$3,832.02S$4,743.664
Mercedes-Benz A-Classcheapest SompoS$2,663.81S$3,978.888
BMW X1cheapest SompoS$3,239.98S$5,111.309
Audi A4cheapest SompoS$3,128.77S$5,027.499
Volkswagen Golfcheapest EtiqaS$3,025.97S$4,351.989
Mitsubishi Attragecheapest SompoS$2,885.67S$3,853.189
Nissan Sylphycheapest AllianzS$2,250.84S$4,336.789
Kia Sportagecheapest SompoS$2,713.36S$4,080.196
Toyota Harriercheapest SompoS$3,141.79S$5,425.669
Toyota Noahcheapest SompoS$2,885.92S$4,336.787
Honda Odysseycheapest SompoS$2,748.50S$4,303.519
Mercedes-Benz GLCcheapest SompoS$2,983.43S$5,064.358
BMW 5 Seriescheapest SompoS$3,590.63S$5,828.249
Mitsubishi Outlandercheapest SompoS$3,227.45S$5,197.199
Subaru Forestercheapest SompoS$2,713.36S$5,081.909
MG 4cheapest AllianzS$3,195.17S$5,138.404
BYD Dolphincheapest AllianzS$3,053.58S$4,759.395
Volvo XC40cheapest SompoS$3,269.99S$5,733.639
Hyundai Tucsoncheapest SompoS$2,665.29S$4,466.819

A full quote: Toyota Corolla Altis 1.6

Every insurer's lowest price for this driver on a 3-year-old Toyota Corolla Altis 1.6, the most common car on our model pages.

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim) and three covers in short. The plan's own wording decides.
InsurerPremiumExcessWorkshopWindscreenPersonal accident
SompoComprehensive Cover – Authorised Workshop PlanBuy NowS$2,553.68S$600.00Authorised workshopsYesS$50,000
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)Buy NowS$3,078.15S$2,500.00Authorised workshopsYes, S$100 excessS$50,000
India InternationalComprehensive (any workshop or authorised workshops)Buy NowS$3,207.49S$600.00Any workshopYes, S$100 excessNot included
AllianzAllianz Motor Protect ComprehensiveBuy NowS$3,444.36S$2,000.00Authorised workshopsYes, S$100 excessNot included
AIGAIG Car Insurance Collision OnlyBuy NowS$3,730.59S$600.00Authorised workshopsOptional add-onNot included
MS First CapitalComprehensiveBuy NowS$3,740.91S$500.00Any workshopYes, S$100 excessS$20,000
SinglifeMotor LiteBuy NowS$4,192.38S$300.00Authorised workshopsYes, S$100 excessNot included
LibertyComprehensive Preferred PlanBuy NowS$4,464.95S$600.00Authorised workshopsYes, S$100 excessS$50,000
UOIUniCar Comprehensive ValueBuy NowS$5,530.53S$500.00Authorised workshopsYesS$20,000

No online price for this driver: DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); ECICS (ECICS quotes drivers with at least 2 years of driving experience online); ERGO (This insurer's online price is for drivers with at least 2 years of driving experience); Great American (This insurer's online price is for drivers with at least 2 years of driving experience); Great Eastern (This insurer's online price is for drivers with at least 2 years of driving experience); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); QBE (This insurer's online price is for drivers with at least 2 years of driving experience).

See this quote on the results page, or every plan for the Toyota Corolla Altis 1.6 at our standard driver.

Budget Direct, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. This table as CSV · Every car model as CSV · Compare car insurance with your own details.

What would change the price

Today's lowest price for this driver on a Toyota Corolla Altis 1.6 after one change.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$3,064.40+S$510.72
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$1,846.03−S$707.65
Next year, with a 10% NCDAfter a year with no claim, at today's prices.S$2,060.20−S$493.48

Why it costs this

For this driver on a Toyota Corolla Altis 1.6:

  • A driver in the first year of driving has no record to go on, so insurers charge a new-driver loading and there is no no-claim discount to take off. Young drivers, under about 26, pay a further loading at most insurers.
  • The car matters too: insurers group models by value, repair costs and claims; the Toyota Corolla Altis has a 1,598cc engine.
  • 7 insurers do not quote this driver online on this car: DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); ECICS (ECICS quotes drivers with at least 2 years of driving experience online); ERGO (This insurer's online price is for drivers with at least 2 years of driving experience); Great American (This insurer's online price is for drivers with at least 2 years of driving experience); Great Eastern (This insurer's online price is for drivers with at least 2 years of driving experience); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); QBE (This insurer's online price is for drivers with at least 2 years of driving experience).

Price history

For this driver on a Toyota Corolla Altis 1.6: We record this price every day from 12 Nov 2026; the history fills in here as the days pass.

How these prices are worked out

Each price is what the insurer charges today for this driver on each car, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells car insurance online. This table is in a CSV file, updated daily.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

Questions people ask

How much is car insurance for a 26-year-old new driver in Singapore?

On today's prices, from S$2,250.84 a year (Nissan Sylphy at Allianz) to S$4,460.87 (BYD Seal) at the cheapest insurer for each car; the middle car is S$2,824.24. That is for a driver aged 26, single, driving 1 year, no no-claim discount, on a 3-year-old car, private use, comprehensive cover, repairs at an authorised workshop, office job, no options.

Does a 26-year-old new driver pay more than a typical driver?

On the middle car today this driver pays 3.7 times what a 40-year-old with a 50% NCD and no claims pays: S$2,824.24 against S$763.00.

Which insurer is cheapest for a 26-year-old new driver?

Sompo has the lowest price on 34 of the 50 cars here today. The cheapest insurer changes with the car and your details, so compare with your own.

Which insurers do not quote a 26-year-old new driver online?

For this driver on a Toyota Corolla Altis 1.6: DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); ECICS (ECICS quotes drivers with at least 2 years of driving experience online); ERGO (This insurer's online price is for drivers with at least 2 years of driving experience); Great American (This insurer's online price is for drivers with at least 2 years of driving experience); Great Eastern (This insurer's online price is for drivers with at least 2 years of driving experience); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); QBE (This insurer's online price is for drivers with at least 2 years of driving experience).

Why might my own quote be different?

Your price depends on your car model and its age, your age and driving experience, your no-claim discount and claims, the workshop you choose and the options you add. These pages fix all of those; the quote form asks for yours.