The Opel Zafira-e Life is a large electric people carrier. It is not on the new-car list now. If you own one, or you are looking at one second-hand, this guide covers the costs we can show: the COE rule, road tax and car insurance.
Every insurance figure here is an example for one stated driver, as of 1 November 2026. Your own price will turn on your own details.
Versions on the quote form
The new-car list has no entry for the Zafira-e Life on sale now. So there is no list price, power or body type in this guide.
Our quote form lists three electric versions:
- Zafira-e Life 50 kWh
- Zafira-e Life 75 kWh
- Zafira-e Life VIP 50 kWh
The insurance figures are for the 50 kWh, the version most insurers quote. The larger battery and the VIP version may price differently.
COE rule for an electric car
The price page ties the COE category to motor power:
- Motor of 110kW (147bhp) or less: Category A, at S$132,004 in the October 2026 2nd round
- More powerful motor: Category B, at S$131,901 in the same round
When buying used, the COE expiry date is the first thing to check. It sets how long you can keep the car without renewing. The COE page has the latest results.
Road tax
For an electric car, road tax follows the motor's power. The list gives no power for this car, so we give no road tax figure. Read the power from the log card, then use the road tax page to work out the yearly sum.
Cars past 10 years carry an age surcharge:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
What the insurance page shows
The Opel Zafira-e Life price page prices this case:
- Car: Zafira-e Life 50 kWh, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
4 insurers price it online. The lowest premium is S$969.77 a year. The insurer whose lowest plan costs most asks at least S$1,817.46, which is S$847.69 or 87% more. The dearest plan on the page is S$2,905.50. All prices include 9% GST.
The spread is wide for a field of four. The lowest price sits well apart from the rest.
Excess on each plan
The excess is the amount you pay towards a claim. It ranges from S$0 to S$2,500 here, and three plans carry S$300. Lower premiums do not always come with lower excess. So compare the two together.
Fifteen insurers without a price
The page lists 15 insurers with no online price for this car. Eleven have no price for the model yet, and two do not price electric cars online. One does not list the model. Another holds a price for a single standard driver only.
How the premium changes
Each line changes one detail and shows the lowest price that results:
- No NCD (0%): S$1,822.91, which is S$853.14 more
- 20% NCD: S$1,467.42, which is S$497.65 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,976.41, which is S$1,006.64 more
- Driver aged 65, 20 years' driving: S$1,132.53, which is S$162.76 more
- New car, registered this year: S$947.99, which is S$21.78 less
- Car 8 years old: S$909.50, which is S$60.27 less
The steepest rise is for the young driver, at 104%. The no-NCD line is close behind. Both a newer and an older car lower the lowest price slightly.
A people carrier is often driven by more than one person. If a younger family member will drive, the young-driver line gives a sense of the scale. Ask each insurer how named drivers change the price.
These are lowest prices. Plans higher up the list may move by different amounts.
Beside other electric cars
The price page compares six electric cars, for the same driver and car age:
- BMW iX1: S$1,907.27
- BYD Sealion 7: S$1,390.72
- Tesla Model Y: S$939.71
- BYD Atto 3: S$913.63
- Tesla Model 3: S$913.62
- BYD M6: S$861.41
Their lowest prices average S$1,154.39. The Zafira-e Life is 16% below that. Still, 4 of the six are cheaper to insure, because two of them sit well above the rest. The BYD M6 is the only other people carrier in the group. The car insurance page lists other makes.
What depends on your use
- Charging: the cost turns on where you charge, the rate and the distance you drive. Check chargers near your HDB block or condo.
- Battery: on a used car, ask for a battery health report and how much warranty remains.
- Parking: a large vehicle may not fit every car park. Check height limits at the places you use.
- ERP: depends on your routes and times.
- Depreciation: on a used car, set by the price you pay and the COE years left.
Summary of yearly costs we can show
For the Opel Zafira-e Life 50 kWh:
- Road tax: from motor power; see the road tax page
- Insurance, standard driver: from S$969.77 a year (as of 1 November 2026)
- Insurance, no NCD: from S$1,822.91
- Insurance, driver aged 27 with 30% NCD: from S$1,976.41
For reference, Category A closed at S$132,004 and Category B at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Opel Zafira-e Life
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Opel Zafira-e Life to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.