The Opel Agila is a small car with a 998cc engine. It is no longer sold new, so this guide is for people who own one or are looking at a used one. It covers what we can show: COE, road tax and car insurance.
The insurance figures are examples for one stated driver, as of 1 November 2026. Your own price depends on your own details.
What the listings show
The new-car list has no entry for the Agila on sale now. So there is no list price, power or body type in this guide. The price page prices the Agila with a 998cc engine, and that is the figure used for road tax and the COE rule below.
COE: it depends on power
The price page says the 998cc Agila needs a Category A COE if its power is 97kW (130bhp) or less. If it has more power, it needs a Category B COE. In the October 2026 2nd round, Category A closed at S$132,004 and Category B at S$131,901.
On a car this age, the years left on the current COE matter more than the latest round. Check the expiry date before you agree a price. The COE page lists recent results.
Road tax on a small engine
A small engine keeps road tax low. For 998cc, LTA's formula, checked 2026-10-19, gives S$390.60 a year before any surcharge.
An older car pays an age surcharge:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
An Agila on the road now is likely to fall into one of these bands. The road tax page does the sums for any engine.
The insurance picture
The Opel Agila price page prices one case:
- Car: Agila 998cc, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
The car's age is fixed by the page, so it will not match most Agilas. It is a common point for comparing insurers.
Only 3 insurers price it online. The lowest premium is S$757.60 a year. The insurer whose lowest plan costs most asks at least S$894.55, which is S$136.95 or 18% more. The dearest plan on the page is S$1,188.29. All prices include 9% GST.
Excess on these plans
Four of the five plans carry an excess of S$600. The lowest-priced plan carries S$1,200. The excess is your share of each claim, so the lowest premium means a larger bill if you claim. On a S$600 plan you pay half as much towards each claim. Weigh how likely you are to claim against the yearly saving.
Many insurers sit out
The page lists 16 insurers with no online price for the Agila. Fifteen have no price for this model yet, and one does not list it on its online quote.
Changes that move the premium
The page changes one detail and shows the new lowest price:
- No NCD (0%): S$1,742.48, which is S$984.88 more
- 20% NCD: S$1,272.77, which is S$515.17 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,903.46, which is S$1,145.86 more
- Driver aged 65, 20 years' driving: S$894.55, which is S$136.95 more
- New car, registered this year: S$805.95, which is S$48.35 more
- Car 8 years old: S$741.47, which is S$16.13 less
The young driver pays most, with the lowest price up 151%. Only 1 insurer prices that driver online, and 2 price the older driver. So those two lines rest on very few prices.
Losing the NCD more than doubles the lowest price too. An 8-year-old car is the one change that lowers it, by a small amount.
Other small cars on the page
The price page compares the Agila with six cars of about the same engine size, same driver and car age:
- Citroen C3: S$772.76
- Audi Q2: S$763.00
- Audi A1: S$757.60
- Chery A1: S$757.60
- Chery QQ: S$750.03
- Daihatsu Copen: S$630.09
Their average lowest price is S$738.51. The Agila is 3% above that, and only 2 of the six are cheaper to insure. Two others match its price exactly. The gap that stands out is the number of insurers: the Audi Q2 has 14 pricing it, against 3 for the Agila. The car insurance page covers other makes.
Costs set by how you use the car
- Petrol: a small engine helps, but the bill depends on distance and pump prices.
- Parking: season parking at your HDB block or condo, and parking elsewhere.
- ERP: depends on your routes and times.
- Parts and repairs: an older model from a make with few cars here may take longer to source parts for. Ask a workshop before you buy.
- Depreciation: on a used car, the price you pay and the COE years left decide it.
Summary of yearly costs we can show
For the Opel Agila 998cc:
- Road tax: S$390.60 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$757.60 a year (as of 1 November 2026)
- Insurance, no NCD: from S$1,742.48
- Insurance, car 8 years old: from S$741.47
For reference, Category A closed at S$132,004 and Category B at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Opel Agila
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Opel Agila to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.