The Opel Combo-e Life is an electric car with a 50 kWh battery. It is not on the new-car list now, so this guide is for owners and anyone weighing a used one. It goes through the COE, road tax and car insurance.
The insurance figures are examples for one stated driver, as of 1 November 2026. Your own premium will depend on your details.
What we can and cannot show
The new-car list has no entry for the Combo-e Life on sale now. This guide therefore gives no list price, power or body type. The price page prices the Combo-e Life 50 kWh, and every insurance figure below is for that version.
Electric car, COE by motor power
The price page sets out the rule for a fully electric Combo-e Life:
- Motor of 110kW (147bhp) or less: Category A, which closed at S$132,004 in the October 2026 2nd round
- More powerful motor: Category B, which closed at S$131,901 in that round
On a used car, look at the COE expiry date first. The years left shape the value more than the latest round. The COE page carries the results.
Working out road tax
For electric cars, road tax depends on motor power. With no motor power on the list for this car, we give no figure here. The motor's power is on the car's log card, and the road tax page turns it into a yearly sum.
Once a car is past 10 years, a surcharge applies:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
Insurance for one set of details
The Opel Combo-e Life price page prices this case:
- Car: Combo-e Life 50 kWh, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
4 insurers give an online price. The lowest is S$1,222.74 a year. The insurer whose lowest plan costs most asks at least S$1,959.22. That is S$736.48 more, or 60%. The dearest plan reaches S$2,905.50. All prices include 9% GST.
Several of the figures on the page are marked as estimates. Keep that in mind when you compare.
Excess figures
The excess is the part of a claim you pay. Here it runs from S$0 to S$600, with three plans at S$300. These are lower than on many petrol cars' pages. Still, compare excess and premium together.
No price from most insurers
The page names 15 insurers with no online price for this car. Twelve have no price for the model yet. Two do not price electric cars online, and one does not list the model.
What makes the premium rise
The page changes one detail at a time:
- No NCD (0%): S$2,548.23, which is S$1,325.49 more
- 20% NCD: S$2,038.58, which is S$815.84 more
- Driver aged 27, 3 years' driving, 30% NCD: S$2,495.12, which is S$1,272.38 more
- Driver aged 65, 20 years' driving: S$1,363.80, which is S$141.06 more
- New car, registered this year: S$1,222.74, the same
- Car 8 years old: S$1,222.74, the same
Losing the NCD is the costliest change, up 108%. The young driver's price is not far behind. The car's age leaves the lowest price unchanged in both directions.
All 4 insurers price every line here. These are lowest prices, and other plans may move by other amounts.
For an owner, the NCD lines matter most. A claim can cut your NCD at renewal, and the page shows what that does to the lowest price. At 20% NCD, the lowest price is S$815.84 above the standard case. Ask whether an NCD protector is offered and what it adds, then set that against the jump shown here.
The electric cars it is set beside
The price page compares the Combo-e Life with six electric cars, for the same driver and car age:
- BMW iX1: S$1,907.27
- BYD Sealion 7: S$1,390.72
- Tesla Model Y: S$939.71
- BYD Atto 3: S$913.63
- Tesla Model 3: S$913.62
- BYD M6: S$861.41
The six average S$1,154.39 at their lowest. The Combo-e Life is 6% above that, and 4 of the six are cheaper to insure. Most of those are priced by 9 or 10 insurers, which gives more room to compare. The car insurance page lists other makes.
Running costs that vary
- Charging: the cost depends on where and how often you charge, and the rate at each charger. Check what is near your HDB block or condo.
- Battery: on a used car, ask for a battery health report and how much warranty is left.
- Parking: season parking at home and at work, and short stays elsewhere.
- ERP: depends on where and when you drive.
- Depreciation: set by the price you pay and the COE years left.
Summary of yearly costs we can show
For the Opel Combo-e Life 50 kWh:
- Road tax: from motor power; see the road tax page
- Insurance, standard driver: from S$1,222.74 a year (as of 1 November 2026)
- Insurance, no NCD: from S$2,548.23
- Insurance, driver aged 27 with 30% NCD: from S$2,495.12
For reference, Category A closed at S$132,004 and Category B at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Opel Combo-e Life
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Opel Combo-e Life to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.