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Opel Mokka-e owner costs in Singapore, from COE to yearly insurance

Opel Mokka-e costs in Singapore: the COE rule for electric cars, how its road tax is set and car insurance examples from 6 insurers, 1 November 2026.

The Opel Mokka-e is an electric car with a 50 kWh battery. It is not on the new-car list now. So this guide is for people who already own one, or who are looking at one second-hand. It covers the costs the facts let us show: the COE rule, road tax and car insurance.

The insurance figures are examples for one stated driver, as of 1 November 2026. They let you see how insurers compare. Your own price depends on you.

Missing from the new-car list

The new-car list has no entry for the Mokka-e on sale now. That leaves this guide with no list price, power or body type. The price page prices the Mokka-e 50 kWh, and the insurance figures below all refer to it.

How the COE category is set

An electric car's COE category depends on its motor power. The price page puts the Mokka-e this way:

  • Motor of 110kW (147bhp) or less: Category A, at S$132,004 in the October 2026 2nd round
  • More powerful motor: Category B, at S$131,901 in that round

If you are buying a used Mokka-e, the date the current COE runs out shapes its value most. The COE page shows the latest rounds.

Road tax: check the log card

Road tax on an electric car follows motor power. The list gives no motor power for the Mokka-e, so we print no figure. The log card states the power, and the road tax page works out the yearly sum from it.

Cars over 10 years old pay a surcharge on top:

  • Over 10 years: +10%
  • Over 11 years: +20%
  • Over 12 years: +30%
  • Over 13 years: +40%
  • Over 14 years: +50%

Insurance prices for the page's driver

The Opel Mokka-e price page works from these details:

  • Car: Mokka-e 50 kWh, registered 3 years ago, private use, comprehensive cover
  • Driver: aged 40, married, office job, driving 10 years
  • Record: 50% no-claim discount (NCD), no claims
  • Repairs: authorised workshop, no options

6 insurers price it online. The lowest premium is S$967.92 a year. The insurer whose lowest plan costs most asks at least S$1,959.22. That gap is S$991.30, which is 102% more, so the top figure is roughly double the bottom. The dearest plan on the page reaches S$2,629.58. All prices include 9% GST.

A spread that wide makes comparing worth the time. Two insurers that price the same car can sit far apart.

What you pay on a claim

The excess is your share of each claim. On this page it runs from S$0 up to S$2,500. Three plans carry S$300, two carry S$600 and one carries S$900. Check where the lowest premiums sit on that scale before you compare them.

The insurers with no figure

The page names 13 insurers with no online price. Nine have no price for the model yet. Two do not price electric cars online. One does not list it, and one holds a price for a single standard driver only.

How the premium reacts

Each line changes one detail and gives the new lowest price:

  • No NCD (0%): S$1,819.41, which is S$851.49 more
  • 20% NCD: S$1,465.06, which is S$497.14 more
  • Driver aged 27, 3 years' driving, 30% NCD: S$1,969.00, which is S$1,001.08 more
  • Driver aged 65, 20 years' driving: S$1,125.60, which is S$157.68 more
  • New car, registered this year: S$950.10, which is S$17.82 less
  • Car 8 years old: S$899.32, which is S$68.60 less

The young driver's price climbs most, up 103%. Losing the NCD comes close behind. A car newer or older than 3 years brings the lowest price down a little.

All 6 insurers price every line, so each one rests on the same field. Even so, these are lowest prices only. Plans higher up the list can move by more or less.

Compared with six electric cars

The price page sets the Mokka-e beside these electric cars, for the same driver and car age:

Their average lowest price is S$1,154.39. The Mokka-e comes in 16% below that. Yet 4 of the six are cheaper to insure, since the two dearest cars pull the average up. The four cheaper ones are each priced by 9 or 10 insurers. The car insurance page covers other makes.

Costs that depend on you

  • Charging: how much you pay turns on where you charge, how often and the rate there. Look at what chargers sit near your HDB block or condo.
  • Battery: ask for a battery health report on a used car, and how long any battery warranty has left.
  • Parking: season parking at home and work, plus short stays elsewhere.
  • ERP: set by your routes and the time you drive.
  • Parts and servicing: a make with fewer cars here can mean longer waits for parts. Ask a workshop before you commit.
  • Depreciation: on a used car, the price you pay and the COE years left decide it.

Summary of yearly costs we can show

For the Opel Mokka-e 50 kWh:

  • Road tax: from motor power; see the road tax page
  • Insurance, standard driver: from S$967.92 a year (as of 1 November 2026)
  • Insurance, no NCD: from S$1,819.41
  • Insurance, car 8 years old: from S$899.32

For reference, Category A closed at S$132,004 and Category B at S$131,901 in the October 2026 2nd round.

Before you buy: car insurance for the Opel Mokka-e

Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Opel Mokka-e to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.