The Jaguar i-PACE is an electric Jaguar that no longer appears on the new-car list. If you own one, or are thinking of a used one, insurance is likely to be your largest yearly cost we can show. On our page it is priced well above most electric cars. This guide sets out why that matters and what the figures say.
All insurance prices here are examples for one stated driver, as of 1 November 2026. They are for comparison, not a quote for you.
Versions on our form
There is no current new-car listing, so this review gives no list price, power or body type. Our quote form lists three versions, all with a 90 kWh battery:
- i-PACE 90 kWh HSE
- i-PACE First Edition 90 kWh
- i-PACE SE 90 kWh
The insurance prices are for the 90 kWh HSE, the version most of our insurers quote.
If you are buying used, check the COE expiry date and the first registration date. Both shape what the car is worth.
COE for this electric car
The price page sets the rule. A fully electric i-PACE needs a Category A COE if its motor is 110kW (147bhp) or less. A more powerful motor needs Category B.
In the October 2026 2nd round, Category A closed at S$132,004 and Category B at S$131,901. The COE page shows the latest results.
Road tax
Electric road tax follows motor power. Our facts give no motor power for this car, so there is no road tax figure here. The road tax page lets you work it out from the power shown in the car's papers.
A surcharge applies to every car over 10 years old. It starts at +10% and rises to +50% over 14 years.
Insurance for the standard driver
The Jaguar i-PACE price page prices this profile:
- Car: i-PACE 90 kWh HSE, 3 years old, private use, comprehensive cover
- Driver: aged 40, married, office job, 10 years' driving
- Record: 50% NCD, no claims
- Repairs: authorised workshop, no add-ons
2 insurers price it. The lowest is S$2,487.52 a year. The other asks at least S$2,923.72. That is S$436.20 more, or 18% on top. Prices include 9% GST. The lower figure is an estimate.
The second insurer offers three plans, the dearest at S$4,546.05. So the range on the page is wide, even with only two insurers.
Seventeen insurers on our panel have no online price for the i-PACE. Two do not quote electric cars online at all.
With two insurers, a single rate change can move the whole picture. It also means the figures above may not reflect what a direct quote would give. Since this car is no longer sold new, some insurers may not have added it to their online tools. Ask for quotes on your own details, and check the price page again before renewal.
Excess
The lowest premium carries a S$600 excess. The other insurer's three plans all carry S$300. So the higher-priced plans ask a little less if you claim. The gap in excess is small next to the gap in premium.
How the price moves
The page shows the lowest price when one detail changes:
- No NCD (0%): S$4,120.68, S$1,633.16 more
- 20% NCD: S$3,544.81, S$1,057.29 more
- Driver aged 27, 3 years' driving, 30% NCD: S$5,076.02, S$2,588.50 more
- Driver aged 65, 20 years' driving: S$2,774.48, S$286.96 more
- New car, registered this year: S$2,487.52, the same
- Car 8 years old: S$2,090.99, S$396.53 less
The young driver profile costs most: the lowest price rises by 104%. Losing NCD adds a large sum too, with the lowest price up by S$1,633.16.
An 8-year-old car comes out well below the standard figure. Since the i-PACE is no longer sold new, many on the road are already a few years old. That line may be closer to what owners see.
The value of NCD here
On a premium this size, NCD is worth a lot. Dropping from 50% to 20% adds S$1,057.29 to the lowest price. A small claim may cost less than the lost discount over the next renewal. Compare the two before you claim.
Against other electric cars
The price page compares six electric cars, same driver and car age:
- BYD Sealion 7: S$1,390.72
- BYD Atto 3: S$913.63
- BYD M6: S$861.41
- BMW iX1: S$1,907.27
- Tesla Model 3: S$913.62
- Tesla Model Y: S$939.71
Their average lowest price is S$1,154.39. The i-PACE costs 115% more, and all 6 are cheaper to insure on these details. More Jaguar models are on the Jaguar car insurance page.
Costs that depend on you
- Charging: home, workplace and public chargers each cost differently.
- Parking: season parking where you live and where you go.
- ERP: depends on routes and times.
- Battery and servicing: on an older electric car, ask what battery warranty remains and for the service history.
- Depreciation: depends on what you pay and how much COE life is left.
Summary of yearly costs we can show
For the Jaguar i-PACE 90 kWh HSE:
- Road tax: no figure in our facts; work it out on the road tax page
- Insurance, standard driver: from S$2,487.52 a year (1 November 2026)
- Insurance, a car 8 years old: from S$2,090.99
- Insurance, no NCD: from S$4,120.68
COE in the October 2026 2nd round: S$132,004 for Category A, S$131,901 for Category B.
Before you buy: car insurance for the Jaguar I-PACE
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Jaguar I-PACE to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.