The Jaguar F-PACE is a premium SUV, sold here as a plug-in hybrid made in the U.K. At this end of the market, the list price is the headline. Yet insurance is where comparing makes a large difference, as the prices on our page more than double from one end to the other. This guide covers both.
The insurance figures are examples for one stated driver, as of 1 November 2026. They show how insurers compare. Your own premium depends on your details.
The version on sale
The new-car list, read on 2026-10-10, shows one version: the F-PACE Plug-in Hybrid 2.0 R-Dynamic S. It is petrol-electric, with 398bhp and a 1,997cc engine, and listed as an SUV. The price page prices the same car, the F-PACE 2.0 R-Dynamic S.
List price
As listed on 2026-10-10, the F-PACE was S$402,888, with COE included on that day. Prices are revised after COE rounds. Ask for a current figure, and check that any two offers include the same items.
A Category B car
The price page says that with a 1,997cc engine, above 1,600cc, the F-PACE needs a Category B COE. That category closed at S$131,901 in the October 2026 2nd round. The COE page shows the latest.
Road tax
Road tax follows engine size for a plug-in hybrid. For 1,997cc, LTA's formula gives S$1,208.58 a year, before any age surcharge.
Above 10 years, a surcharge applies:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page does the sum for other engines.
Insurance on the standard profile
The Jaguar F-PACE price page prices one set of details:
- Car: F-PACE 2.0 R-Dynamic S, 3 years old, private use, comprehensive cover
- Driver: aged 40, married, office job, 10 years' driving
- Record: 50% NCD, no claims
- Repairs: authorised workshop, no options
11 insurers price it, across 19 plans. The lowest is S$1,231.07 a year. The dearest of the eleven asks at least S$2,599.34. That is S$1,368.27 more, or 111% on top. Prices include 9% GST.
That is a broad field for a premium car, and a very wide spread. Two quotes for the same driver can differ by more than a thousand dollars.
Eight insurers on our panel have no online price for the F-PACE. Even so, eleven pricing it is more than many premium models get. Several of the prices are estimates from published tables. A full quote on your own details may land a little differently.
Excess runs from nothing to S$5,000
The excess on this page varies more than the premium does:
- S$0: one plan, an estimate, near the top of the price list
- S$300: several plans, all in the upper half of the price list
- S$500 to S$900: a cluster of mid-priced plans
- S$2,500: the lowest premium
- S$3,000 and S$5,000: some mid-priced plans
So the lowest premium carries a S$2,500 excess. The second-lowest asks S$600. Some plans ask S$5,000 towards a claim. Set the premium and the excess side by side, and think about what a claim would cost you.
How the premium responds
The page shows the lowest price when one detail changes:
- No NCD (0%): S$2,314.05, S$1,082.98 more
- 20% NCD: S$1,864.68, S$633.61 more
- Driver aged 27, 3 years' driving, 30% NCD: S$2,474.59, S$1,243.52 more
- Driver aged 65, 20 years' driving: S$1,417.51, S$186.44 more
- New car, registered this year: S$1,219.96, S$11.11 less, with 10 insurers pricing
- Car 8 years old: S$1,118.90, S$112.17 less
The young driver profile is the costliest change, with the lowest price up 101%. Losing NCD comes next. A new car is priced close to the standard figure, and an older car a little below.
The NCD gap in dollars
On a car with a higher premium, NCD is worth more in dollars. Dropping from 50% to 20% adds S$633.61. If you are thinking about making a small claim, weigh it against that figure.
Next to rival cars
The price page compares the F-PACE with six cars of similar engine size, same driver and car age:
- Toyota Harrier: S$763.00
- Mercedes-Benz E-Class: S$857.06
- BMW 5 Series: S$792.38
- Toyota Voxy: S$763.41
- Lexus NX: S$970.26
- Lexus RX: S$921.75
Their average lowest price is S$844.64. The F-PACE costs 46% more, and all 6 are cheaper to insure on these details. More Jaguar models are on the Jaguar car insurance page.
Costs that depend on your use
- Petrol and charging: a plug-in hybrid uses both; how often you charge sets the balance.
- Parking: season parking at your condo or HDB block, and in town.
- ERP: depends on routes and times.
- Servicing: follow the maker's schedule. Ask what the warranty covers, including the battery, and for how long.
- Depreciation: on a car at this price, what it loses in value can be large. It turns on what you pay and what it fetches later.
Summary of yearly costs we can show
For the Jaguar F-PACE 2.0 R-Dynamic S:
- Road tax: S$1,208.58 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$1,231.07 a year (1 November 2026)
- Insurance, no NCD: from S$2,314.05
- Insurance, a car 8 years old: from S$1,118.90
One-off: S$402,888 as listed on 2026-10-10, COE included. Category B COE, October 2026 2nd round: S$131,901.
Before you buy: car insurance for the Jaguar F-PACE
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Jaguar F-PACE to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.