The Peugeot 407 is a mid-sized model that has been out of production for years. Owners and used buyers still need to plan for its costs. This guide covers the ones the facts support: the COE, road tax and car insurance.
The insurance figures are examples for one stated driver, as of 1 November 2026. They help you compare, but your premium depends on your own details.
Two engines on the form
The new-car list has no entry for the 407 on sale now. So there is no list price, power or body type here.
Our quote form lists two versions:
- 407 2.0: 1,995cc
- 407 2.2: 2,230cc
The insurance figures are for the 2.0, the version most insurers quote.
COE: Category B
The price page says that with a 1,995cc engine, above 1,600cc, the 407 2.0 needs a Category B COE. Category B closed at S$131,901 in the October 2026 2nd round.
For a used 407, the years left on the current COE count most. The COE page lists the latest results.
Road tax at 1,995cc
LTA's formula, checked 2026-10-19, puts road tax on the 1,995cc engine at S$1,206.24 a year before any surcharge. The 2.2 pays more.
For a car past 10 years, the surcharge applies:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
On a 407, the surcharge can add a large sum to an already sizeable base. The road tax page does the sums for both engines.
Car insurance on the price page
The Peugeot 407 price page prices this case:
- Car: 407 2.0, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
The car's age is the page's standard setting, not the age of a real 407. It gives a common point for comparing insurers.
11 insurers price it, a broad field for a car this old. The lowest premium is S$861.21 a year. The insurer whose lowest plan costs most asks at least S$1,822.60. That is S$961.39 more, or 112% on top. The dearest plan reaches S$1,908.02. All prices include 9% GST.
The page lists 18 plans in all. The two lowest sit close together, then there is a jump to the next.
Excess choices
The excess is your share of each claim. It runs from S$300 to S$5,000 here. Seven plans carry S$600, and three carry S$300. The lowest premium carries S$1,200, and the second lowest S$5,000. So the two lowest premiums ask much more of you on a claim than most plans do.
Those without a price
The page lists 7 insurers without an online price. Five have no price for the 407 yet. One does not offer this cover online, and one holds a price for a single standard driver only.
What moves the lowest price
The page changes one detail at a time:
- No NCD (0%): S$1,746.46, which is S$885.25 more
- 20% NCD: S$1,397.16, which is S$535.95 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,807.20, which is S$945.99 more
- Driver aged 65, 20 years' driving: S$1,044.08, which is S$182.87 more
- New car, registered this year: S$916.18, which is S$54.97 more
- Car 8 years old: S$823.33, which is S$37.88 less
The young driver's line rises most, by 110%. Losing the NCD more than doubles the lowest price as well. The no-NCD line has 12 insurers pricing, one more than the standard case.
An older car brings the lowest price down by S$37.88. That is the closest line here to a real 407, though most are older still.
These are lowest prices only. Other plans can move by more or less. If a younger family member will share the car, ask how naming them changes each quote. The young-driver line shows how big that step can be.
Next to other 2-litre cars
The price page sets the 407 beside six cars of about the same engine size, same driver and car age:
- Lexus NX: S$970.26
- Lexus RX: S$921.75
- Mercedes-Benz E-Class: S$857.06
- BMW 5 Series: S$792.38
- Toyota Voxy: S$763.41
- Toyota Harrier: S$763.00
The six average S$844.64 at their lowest. The 407 sits 2% above, and 4 of them are cheaper to insure. The Mercedes-Benz E-Class is within a few dollars. Other Peugeot models are on the Peugeot car insurance page.
Costs left to you
- Petrol: a 2-litre engine, your mileage and pump prices set the bill.
- Parking: season parking at your HDB block or condo, plus parking elsewhere.
- ERP: depends on your routes and the hour.
- Parts and repairs: older cars need more of both. Ask a workshop what it can source for a 407.
- Depreciation: on a used car, the price you pay and the COE years left decide it.
Summary of yearly costs we can show
For the Peugeot 407 2.0:
- Road tax: S$1,206.24 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$861.21 a year (as of 1 November 2026)
- Insurance, no NCD: from S$1,746.46
- Insurance, car 8 years old: from S$823.33
For reference, Category B closed at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Peugeot 407
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Peugeot 407 to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.