This is a cost guide for the Peugeot 307 XT 1.6. The car has been off sale for many years. Owners and used buyers face three costs we can put figures on: road tax, car insurance and, in the background, the COE.
The premiums below are examples, as of 1 November 2026, for one driver the price page describes. They are there for comparison. Your own quote depends on you.
The XT and the new-car list
The new-car list has no entry for the 307 XT on sale now. This guide gives no list price, power or body type as a result. The price page works from the 307 XT 1.6 with a 1,587cc engine.
The COE rule for a 1,587cc car
From the price page: the XT 1.6 needs a Category A COE if its power is 97kW (130bhp) or less. Above that, it needs a Category B COE. Category A closed at S$132,004 in the October 2026 2nd round, and Category B at S$131,901.
Those figures apply to new registrations. On a used XT, the number of COE years left is the figure to ask for. The COE page holds the latest results.
Road tax for the XT
At 1,587cc, road tax under LTA's formula, checked 2026-10-19, comes to S$735.28 a year. That is before the age surcharge.
The surcharge rises with each year past 10:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
Check the registration date on the log card to see which band your XT is in. The road tax page does the arithmetic.
Premiums for the standard driver
These are the details the Peugeot 307 XT price page prices:
- Car: 307 XT 1.6, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
Note the car age. The page fixes it at 3 years so that every model is compared the same way.
Online, 9 insurers price the XT. The lowest premium is S$761.67 a year. At the top, the insurer whose lowest plan costs most asks at least S$1,579.18. That is S$817.51 above the lowest, or 107%. One plan goes up to S$1,627.45. GST at 9% is included in all of them.
Excess: read the small print
The excess is the share of a claim you pay. Here it runs from S$500 to S$5,000. Seven of the 13 plans sit at S$600. But the two lowest premiums carry S$1,200 and S$5,000. So the lowest price is not the same as the lowest cost if you claim.
Nine without a price
The page lists 9 insurers that do not price the XT online. For seven, there is simply no price for this model yet. One does not offer this cover online. One has a price for a single standard driver only.
What a change in details does
Here is how the lowest price responds when one thing changes:
- No NCD (0%): S$1,628.07, which is S$866.40 more
- 20% NCD: S$1,279.62, which is S$517.95 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,684.69, which is S$923.02 more
- Driver aged 65, 20 years' driving: S$973.29, which is S$211.62 more
- New car, registered this year: S$810.28, which is S$48.61 more
- Car 8 years old: S$745.46, which is S$16.21 less
The NCD lines show how much a claim can cost you over time. Falling to 20% NCD adds S$517.95 to the lowest price, and to 0% adds S$866.40. The young driver's line, up 121%, is the largest of all.
The new-car and older-driver lines each have 8 insurers pricing, one fewer than the standard case. All figures are lowest prices only. A plan further up the list may respond to the same change in a different way, so the full list on the page is worth a look.
Against six similar cars
For the same driver and car age, the page compares the XT with:
- BMW X1: S$763.00
- Hyundai Kona: S$763.00
- Honda Freed: S$756.48
- Mazda 3: S$730.18
- Toyota Corolla Altis: S$713.21
- Toyota Sienta: S$674.30
The six average S$733.36 at their lowest. The XT is 4% above that figure, and 4 of the six are cheaper to insure. Each of the six is priced by 13 to 16 insurers, more than the XT's 9. Other Peugeots are on the Peugeot car insurance page.
Bills that depend on you
- Petrol: set by your mileage and pump prices.
- Parking: season parking at home, plus parking at work and on errands.
- ERP: depends on where you drive and at what time.
- Repairs: an older car needs more parts as it ages. Ask a workshop how easily it can get parts for the XT.
- Depreciation: mostly the price you pay and the COE time left.
Summary of yearly costs we can show
For the Peugeot 307 XT 1.6:
- Road tax: S$735.28 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$761.67 a year (as of 1 November 2026)
- Insurance, 20% NCD: from S$1,279.62
- Insurance, no NCD: from S$1,628.07
For reference, Category A closed at S$132,004 and Category B at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Peugeot 307 XT
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Peugeot 307 XT to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.