The Peugeot 307 X-Line is one trim of the 307, here with a 1.6 engine. No 307 is sold new today. So if you are reading this, you likely own one or are looking at one on the used market. Below are the figures we can give: road tax, car insurance and the COE rule.
All insurance prices are examples for a single stated driver, as of 1 November 2026. What you pay will depend on your own record and details.
What we know about the car
There is no new-car list entry for the 307 X-Line on sale now. That rules out a list price, power figure or body type here. The price page prices the 307 X-Line 1.6, with a 1,587cc engine. Everything below rests on that.
COE: Category A or B
The price page gives the rule for the 1,587cc engine. If its power is 97kW (130bhp) or less, it needs a Category A COE. With more power, it needs Category B. In the October 2026 2nd round, Category A closed at S$132,004 and Category B at S$131,901.
What matters more for a car like this is the COE it already holds. Ask when it expires. The COE page lists the latest rounds.
Yearly road tax
Using LTA's formula, checked 2026-10-19, a 1,587cc engine pays S$735.28 a year before any surcharge.
Older cars pay extra on a sliding scale:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
An X-Line still running is likely to fall in one of the upper bands. The road tax page will work out the exact sum.
The insurance spread
The Peugeot 307 X-Line price page prices a single profile:
- Car: 307 X-Line 1.6, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
The page treats the car as 3 years old for every model it covers. That gives a fair base for comparing insurers, even though real X-Lines are far older.
9 insurers give an online price. The lowest is S$761.67 a year. The insurer whose lowest plan costs most asks at least S$1,579.18, which is S$817.51 or 107% higher. The dearest plan on the page is S$1,627.45. Every price includes 9% GST.
With 13 plans listed, there is a fair range to look through. The bottom two premiums sit apart from the rest.
The excess story
Look at excess before you look at price. The lowest premium carries a S$1,200 excess. The second lowest carries S$5,000, and so does one more plan. Seven plans carry S$600, and the others sit at S$500, S$750 and S$2,500. A S$5,000 excess means you would pay most small and mid-sized repairs yourself.
Insurers that give no price
Nine insurers are listed with no online price. Seven have no price for the X-Line yet. One does not offer this cover online, and one holds a price for a single standard driver only.
When one detail changes
The page shifts one detail at a time and reports the new lowest price:
- No NCD (0%): S$1,628.07, which is S$866.40 more
- 20% NCD: S$1,279.62, which is S$517.95 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,684.69, which is S$923.02 more
- Driver aged 65, 20 years' driving: S$973.29, which is S$211.62 more
- New car, registered this year: S$810.28, which is S$48.61 more
- Car 8 years old: S$745.46, which is S$16.21 less
A young driver with a lower NCD sees the biggest jump, 121%. Dropping to no NCD costs almost as much. The older driver pays S$211.62 more, with 8 insurers pricing.
The car-age lines move by small sums. For a car this old, NCD and the driver matter far more than the year of registration. Each line is the lowest price only.
The cars it is compared with
The price page picks six cars of a similar engine size, same driver and car age:
- BMW X1: S$763.00
- Hyundai Kona: S$763.00
- Honda Freed: S$756.48
- Mazda 3: S$730.18
- Toyota Corolla Altis: S$713.21
- Toyota Sienta: S$674.30
Their average lowest price is S$733.36. The X-Line is 4% above, and 4 of the six are cheaper to insure. The difference is a few tens of dollars at most. The Peugeot car insurance page has the rest of the range.
Spending that varies by owner
- Petrol: depends on how much you drive and pump prices.
- Parking: season parking at your HDB block or condo, plus wherever else you park.
- ERP: set by the roads and hours you drive.
- Wear and parts: older cars need more replacement parts. Find out what a workshop can get for this trim.
- Depreciation: what you pay and the COE years left decide most of it.
Summary of yearly costs we can show
For the Peugeot 307 X-Line 1.6:
- Road tax: S$735.28 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$761.67 a year (as of 1 November 2026)
- Insurance, no NCD: from S$1,628.07
- Insurance, driver aged 65: from S$973.29
For reference, Category A closed at S$132,004 and Category B at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Peugeot 307 X-Line
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Peugeot 307 X-Line to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.