The Nissan Ariya is a fully electric SUV. If you are thinking about one, the yearly bills are road tax and car insurance, on top of the COE and list price you pay at the start. This guide sets out each cost with the figures we can show.
Insurance prices here are examples for one stated driver, as of 1 November 2026. They show how insurers compare for that driver. Your own premium will turn on your own details.
Two versions, one battery
The new-car list read on 2026-10-10 shows the Ariya as an SUV made in Japan. It carries two versions, both electric with a 66 kWh battery and 215bhp:
- Electric Dual-Tone 66 kWh
- Electric Single-Tone 66 kWh
The difference between them is the paint finish. Our quote form lists the same two versions. The insurance figures below are for the Dual-Tone, the one most insurers quote.
Price on the list
As listed on 2026-10-10, with COE included that day:
- Single-Tone 66 kWh: S$233,800
- Dual-Tone 66 kWh: S$234,800
The two sit S$1,000 apart. Dealers revise prices after COE rounds, so ask for a current figure and check what each offer includes.
Which COE it needs
For electric cars, the COE category follows motor power. The price page puts it this way:
- Motor of 110kW (147bhp) or less: Category A, which closed at S$132,004 in the October 2026 2nd round
- More powerful motor: Category B, which closed at S$131,901 in the same round
Premiums change every round. The COE page carries the latest results.
Road tax on an electric motor
Road tax on an electric car follows motor power, not engine size. For the Ariya's 215bhp (160kW) motor, LTA's formula, checked 2026-10-19, gives S$1,853.44 a year before any surcharge.
An age surcharge applies once a car is more than 10 years old:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page works out the figure for other motors.
Insurance for the page's driver
The Nissan Ariya price page prices one fixed set of details:
- Car: Ariya Dual-Tone 66 kWh, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
Only 5 insurers price it online. The lowest premium is S$1,193.79 a year. The insurer whose lowest plan costs most asks at least S$1,717.06, which is S$523.27 or 44% more. The top plan on the page reaches S$2,798.13. All prices include 9% GST.
Many of the prices on the page are marked as estimates. That is worth keeping in mind when you set them side by side.
The excess on each plan
The excess is the part of a claim you pay yourself. On this page it runs from S$300 to S$1,000, and half the plans carry S$600. The lowest excess sits on plans higher up the price list. So a cheaper premium can come with a larger share of each claim.
Why the field is small
The page lists 14 insurers with no online price for the Ariya. Most have no price for this model yet. Two say they do not price electric cars online, and one does not list the model on its online quote.
How the premium shifts
The page changes one detail at a time and shows the new lowest price:
- No NCD (0%): S$2,493.03, which is S$1,299.24 more
- 20% NCD: S$2,010.61, which is S$816.82 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,928.33, which is S$734.54 more
- Driver aged 65, 20 years' driving: S$1,331.50, which is S$137.71 more
- New car, registered this year: S$1,193.79, the same
- Car 8 years old: S$1,193.79, the same
Losing the NCD costs most here. The lowest price rises by 109%, more than doubling. The car's age makes no difference to the lowest price, though the new-car line has 4 insurers pricing it rather than 5.
These are lowest prices only. Plans further up the list may move by more or less.
Set against other electric cars
The price page compares the Ariya with six other electric cars, for the same driver and car age:
- BMW iX1: S$1,907.27
- BYD Sealion 7: S$1,390.72
- Tesla Model Y: S$939.71
- BYD Atto 3: S$913.63
- Tesla Model 3: S$913.62
- BYD M6: S$861.41
Their average lowest price is S$1,154.39. The Ariya sits 3% above that, and 4 of the six are cheaper to insure. Several of them are priced by 9 or 10 insurers, against 5 for the Ariya. Other Nissan models are on the Nissan car insurance page.
The costs that follow your habits
Some costs depend on how and where you drive, so no single figure fits:
- Charging: what you pay depends on where you charge, how often, and the rate at that charger. Check whether your HDB block or condo has chargers nearby.
- Parking: season parking at home and work, plus short-term parking elsewhere.
- ERP: set by the roads you use and the time of day.
- Servicing and tyres: follow the maker's schedule. Ask what the battery warranty covers and for how long.
- Depreciation: what the car loses over its COE life depends on what you pay now and what it fetches later.
Summary of yearly costs we can show
For the Nissan Ariya Dual-Tone 66 kWh:
- Road tax: S$1,853.44 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$1,193.79 a year (as of 1 November 2026)
- Insurance, no NCD: from S$2,493.03
- Insurance, driver aged 27 with 30% NCD: from S$1,928.33
One-off costs for reference: list prices from S$233,800 as listed on 2026-10-10. In the October 2026 2nd round, Category A closed at S$132,004 and Category B at S$131,901.
Before you buy: car insurance for the Nissan Ariya
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Nissan Ariya to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.