The Mitsubishi Xpander has a 1,499cc engine and is not on the new-car list we read. If you have one in Singapore, or are looking at one, this guide gives the yearly costs we can show. Insurance is the cost that stands out.
The insurance figures are examples for one stated driver, read on 1 November 2026. They are not a quote for you.
About the car on our page
The new-car list has no entry for the Xpander on sale now. So this guide gives no list price, power figure or body type.
The price page prices the Mitsubishi Xpander with a 1,499cc engine. It is the version our insurers quote.
COE: A or B depends on power
With a 1,499cc engine, the price page says the Xpander needs a Category A COE if its power is 97kW (130bhp) or less. If it has more, it needs Category B.
In the October 2026 2nd round, Category A closed at S$132,004 and Category B at S$131,901. The COE page lists later rounds.
Road tax
For a 1,499cc engine, LTA's formula gives S$683.66 a year, checked on 2026-10-19. That figure is before any age surcharge.
Past 10 years, the tax rises in steps:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page works out the sum for your car.
Insurance: a single online price
The Mitsubishi Xpander price page uses these details:
- Car: Xpander, 3 years old, private use, comprehensive
- Driver: aged 40, married, office job, 10 years' driving
- Record: 50% NCD, no claims
- Repairs: authorised workshop, no options
Only 1 insurer prices the Xpander online. Its premium is S$2,062.16 a year, with 9% GST included. The plan carries a S$3,000 excess.
That excess is large. If you claim, you pay the first S$3,000 yourself. Combined with the premium, it makes this an expensive car to insure on these details.
Eighteen insurers on our panel give no online price. Most have no rate for the model yet. One does not list it on its online quote, and another does not quote this model online.
Reading a market of one
With one price, there is no spread and no ranking. The figure tells you what one insurer asks online, and nothing about what others might ask. Check the plan's cover, workshop rule and excess before you rely on it.
It also helps to see the whole yearly picture. For the standard driver, this premium is about three times the road tax. Insurance, not tax, is the larger running cost here.
If your details differ from the standard driver, the table below shows how far the price can move. A driver who has made claims, or who has a lower NCD, should expect a higher figure.
How the price moves
The price page shows this insurer's price with one detail changed:
- No NCD (0%): S$4,124.32, S$2,062.16 more
- 20% NCD: S$3,299.45, S$1,237.29 more
- Aged 27, 3 years' driving, 30% NCD: S$3,024.50, S$962.34 more
- Aged 65, 20 years' driving: S$2,062.16, the same
- New car, registered this year: S$2,062.16, the same
- Car 8 years old: S$2,062.16, the same
The no-NCD driver pays most. The price exactly doubles, a rise of 100%.
Three rows do not move at all. The older driver, a new car and an 8-year-old car all show the same S$2,062.16. On this one insurer's figures, only NCD and the young driver change the price.
Notice too that the young driver here pays less than the driver with no NCD. The young driver in that row still holds 30% NCD. On these figures, NCD moves the price more than age does.
Against similar cars
For the same driver and car age, the price page lists six similar cars:
- Mercedes-Benz GLB: S$822.26, 10 insurers
- BMW X1: S$763.00, 16 insurers
- Honda Freed: S$756.48, 14 insurers
- Mazda 3: S$730.18, 13 insurers
- Toyota Corolla Altis: S$713.21, 15 insurers
- Toyota Sienta: S$674.30, 15 insurers
Their average lowest price is S$743.24. The Xpander costs 177% more than that. All 6 are cheaper to insure on these details.
The gap in choice is stark. Each rival draws 10 to 16 prices online. The Xpander draws one. A buyer weighing the Xpander against these cars should factor that in. Other Mitsubishi models are on the Mitsubishi car insurance page, and the cars that cost least to insure list gives a wider view.
Owner-set costs
- Petrol: depends on your mileage and pump prices.
- Parking: season parking at home and charges elsewhere.
- ERP: your routes and timing.
- Servicing: follow the maker's schedule. For a model not on the new-car list, ask about parts supply.
- Depreciation: what you pay against what the car later fetches, and the COE life left.
Summary of yearly costs we can show
For the Mitsubishi Xpander 1,499cc, with dates:
- Road tax: S$683.66 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: S$2,062.16 a year from the one insurer that prices it online (1 November 2026)
- Insurance, no NCD: S$4,124.32
- Insurance, 20% NCD: S$3,299.45
For reference, the October 2026 2nd round COE was S$132,004 for Category A and S$131,901 for Category B.
Before you buy: car insurance for the Mitsubishi Xpander
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Mitsubishi Xpander to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.